My daughter's class 4 school fees have increased from Rs 1.80 lakh to Rs 2.60 lakh, which is rising faster than the stock market in almost every city.
The real inflation has happened in education.
Inflation adjusted, school fees are up 10x and college fees are up 20x in the
Pankaj Arora 🇮🇳
9,738 posts
Investor | Learner | Student of the Stock Market.
Moon
Born July 3
Joined December 2017
- Can anyone explain why I have to pay tax on dividends, interest income and capital gains when I invested with money which was already taxed?
- Tatkal booking on IRCTC has become a joke. Seats show available, but the moment it turns 10 AM, the site hangs. 10 AM: Seats visible. 10:01: Website freezes. 10:03: All seats gone—even in remote routes. 10:04: Site suddenly smooth. By the time it works again, all tickets are
- Donate ₹5L to PM CARES — zero tax. Spend ₹5L saving your parents in a hospital — pay tax on ₹4.5L. Helping the government is rewarded. Helping your own family is punished. What kind of system is this?
- Booked a ticket for ₹1356.82 via @IRCTCofficial Had to cancel it, got just ₹870 back. ₹486.82 gone as non-refundable charges. Convenience fee, insurance, agent fee – seriously? All this for a digital service with zero human effort. People lose 30–40% in stock market or
- My uncle invested ₹65 lakhs in Basant Maheshwari’s PMS in 2022. Today, it’s worth ₹74.38 lakhs. That’s ~6.9% CAGR. Out of that ₹65L, Basant comfortably took 2% annual fees — for underperforming FDs, mutual funds, and even Nifty index. No alpha. No outperformance. Just
- The Income Tax Act is Vasooli Tax If you donate Rs 2 lakh to the PM Cares Fund, you get a deduction of the entire Rs 2 lakh from your income to pay tax. Whereas if you have to spend Rs 2 lakh on your parents' medical expenses, the law restrict to allow deduction upto Rs 50k If
- I met a family who used to buy LIC policy and make FD of Rs 1 lakh on every birthday of their children and it has been 10 years since they have been doing so. Returns on these investments are a distant dream as inflation and LIC ate up all their returns. The biggest scam that
- According to the IMF, annual per capita income: USA – ₹75.9 lakh Germany – ₹47.6 lakh Japan – ₹28.9 lakh China – ₹11.6 lakh India – ₹2.45 lakh India is the world’s 4th largest economy. Yet ranks 143rd in per capita income. A booming GDP doesn’t mean prosperity for all.
- A couple of years ago, eating out for two cost Rs 400-500. Now it’s Rs 700-800. That’s almost double. Vegetables, milk, fruits everything feels 40-70% more expensive. But the government says inflation is just 4-5%. It doesn’t match what we see every day. In Noida, prices are
- LIC has been the slow poison of Indian wealth creation. What was sold as “security” ended up eroding real value. 📉 Jeevan Anand: ~4% 📉 Jeevan Saral: ~4.5% 📉 Money Back: ~5% 📉 ULIPs: 8-10% (if you're lucky) Only the agents got rich. If our parents had SIPs instead of LIC,
- Bought a house in 2012 for Rs 86 lakh, which is now worth around Rs 1.70 crore. I took a home loan of Rs 50 lakh and paid the remaining Rs 36 lakh from my own funds. Total Interest Paid ~ 30 Lakhs EMI ~ 55k Instead, if I had rented the same type of property, I would have had
- Can’t afford a 3BHK in Gurgaon — even with 2 Cr. Rents are insane, buying is worse. 🏙️ Forget DLF, even Manesar is out of reach. Tried renting? Still sky-high. Living in Noida, commuting 5–6 hrs daily. 😩 NH8 traffic + tolls + daily road rage = mental torture. This city isn’t
- LIC is the biggest contributor to generating negative real returns for Indian investors on their investments. Both seller and buyer forgot the importance of life insurance. Only LIC agents earned money in LIC, if the government had paid attention to financial inclusion 30-35



