I’m an idiot. I’ve always paid my mortgage monthly. The bi-weekly idea had crossed my path several times. I’ve even advocated it. But I never did it. And I’m an idiot. On a 30 year loan it’s cuts off 6 years of payments. 20% of the entire cost! Just by splitting payment in half
58 yr old couple called us regarding their retirement plan. $1 million portfolio. 80% in $TSLA. They “know that portion of the portfolio is gonna do great”.
They just needed help with the other 20%
Gold isn’t rallying because the feds going to cut. Gold isn’t rallying because the dollar is about collapse. Gold is rallying because the market has sniffed out the corner the Fed has painted themselves into. Fed can’t raise and government can’t/wont stop spending. The great
Just got off the phone with a 68 year old client. His son advised to him to take out an equity line on his paid off house and buy stocks "cheap". #thingsyoudonthearatbottoms
$AAPL now trading at +22 PE ratio, richest valuation of past decade. Meanwhile, revenue growth is now contraction, their market share in phones has essentially been cut in half and the most innovative product they've launched in 5 years is headphones
I’m a 39 yr old husband and father of 3. I run an investment firm and eat healthy. For the most part, I’m a boring responsible adult. It snows 8” and I’m immediately 8 yrs old again