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Hey everyone!
Here's my weekly email recap of all things money – from the stock market to real estate to personal finance – with research and actionable ideas
I'd love for you to join, and it's totally free :)
Graham Stephan
3,780 posts
Graham Stephan
@GrahamStephan
Real Estate Investor, Car Enthusiast, 5M+ Subs on YouTube. Newsletter - grahamstephan.substack.com Insta - bit.ly/gpstephan
- The Chinese economy is experiencing a near-complete collapse. Nearly half a million customers have lost their deposits as the banks lent indiscriminately to housing developers who are now facing cascading defaults. Here’s the story the Chinese Govt. doesn't want you to know 👇
- $600 Billion: What Lehman Brothers held in assets when they crashed and took the economy with them. $2800 Billion: What Credit Suisse and Deutsche Bank control in AUM. 4.6x more. Credit Suisse is at a 'Critical Moment' now, says the CEO. What lies in store for the world?🧵
- The used car market is on the brink of an auto loan collapse that can shake the entire industry. I am shocked that more people are not talking about this! We are facing a 2008-ish scenario in the used car market and honestly, it's a disaster waiting to happen. A 🧵
- I personally know dozens of people who would move in 2026 if they could take their 2.75% 30YR Mortgage and apply it to the next home.BREAKING: Trump admin is looking into normalizing portable mortgages, allowing Americans to keep their interest rate, term and lender when moving to a different home.
- When all the tech bros are outperformed by a 92-year old man who doesn't like internet!
- The biggest irony now is that out of all options, the best investment you could have made in 2021 was a 30-year fixed interest mortgage at ~2%.
- Right now is one of the best entry points the stock market has seen in the last 15 years. If you wished you could go back in time and invest in 2009, now would be that opportunity But, there are over 2,672 index funds to choose from Here are the top 5 that can make you rich:
- Guys, I have a feeling Warren Buffett might actually know what he is doing!
- The auto industry collapse has just begun and this would be one of the worst times for you to buy a vehicle. In a normal market (pre-2020), Auto Loan delinquencies hovered at 2 to 3%. Today that number is exploding with nearly 1 in every 4 loans in default in Washington DC👇
- GPT-4 is here. Its abilities are mind-blowing – and can make you money: 🧵
- Peak Chipotle was 2011-2015 when a bowl was $12 and it was loaded so high that it could barely close.BREAKING: Chipotle COLLAPSED after reporting horrible earnings today. The consumer is OUT of money.
