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Ess
@EMukumbo
Money matters. Personal Finance. Building my investment portfolio. Save Smart, Invest Simple. SME Ecosystem builder. Travel IG:EMukumbo 📩: [email protected]
South Africa
linktr.ee/road2financial…
Joined April 2014
4,073
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57.6K
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    Ess
    @EMukumbo
    Aug 25, 2019
    A thread on how i started my investment journey. 1. I was tired of being broke and wanted to do something about it 2. I started reading alot of personal finance books 3. The book that stood for me was @WarrenIngram "How to make your first million"
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    Ess
    @EMukumbo
    Nov 22, 2023
    From "financially struggling" to "financially stable" to "financially free" is the goal
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    ♡
    @astralbaes
    Nov 21, 2023
    from “girlfriend” to “fiancée” to “wife” is the goal.
    5.4M
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    Ess
    @EMukumbo
    May 28, 2023
    During lunch, we were complaining about the cost of private school education and how impossible it is to afford them as an employee, was told private school fees was never meant to come from a salary, it was meant to come from a trust fund set up by grandparents 😭😭
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    Pharaoh👳🏾‍♂️👑
    @MrMekzy_
    May 26, 2023
    How did you find out that your friend is from a rich family?
    1.9M
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    Ess
    @EMukumbo
    Apr 11, 2022
    Post your personal finance take that will get you cancelled 🤭🤔
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    Ess
    @EMukumbo
    Jan 9, 2024
    I understand the value but can someone in academia please explain why an MBA costs this much?
    1M
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    Ess
    @EMukumbo
    Aug 12, 2022
    I got the job 🥳🎉🙌🏽. Ladies please go after your dreams, learn to not count yourself out of opportunities. Your dreams are valid.
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    Ess
    @EMukumbo
    Sep 26, 2025
    In Bali, I am a Billionaire 😂 , R1000 here is equivalent to 1 Million Indonesian Rupiah
    212K
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    Ess
    @EMukumbo
    May 10, 2022
    What has been your biggest money mistake and how did you overcome it? Me buying a property that I could not afford over a 30 year period (increasing the term so I could qualify) , qualifying for something does not mean being able to afford it, ended up selling the property.
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    Ess
    @EMukumbo
    Aug 11, 2025
    Not being paid well, it impacts everything, access to education, health care, quality of life, retirement and so much more.
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    Wholesome Side of 𝕏
    @itsme_urstruly
    Aug 10, 2025
    What is something that ruins people's lives that most people don't realize until it's too late?
    72K
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    Ess
    @EMukumbo
    Jul 15, 2025
    Sold my investment property during covid, I now invest in property via Exchange Traded Funds in my Tax Free Investment account, I receive my dividend income tax free every quarter. This is what peace looks like 😆 😂 .
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    David (TalkingCents)
    @talkcentss
    Jul 15, 2025
    Tenants have more rights than landlords Some of the stories I’ve heard - it’s crazy
    240K
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    Ess
    @EMukumbo
    Oct 7, 2025
    Passive income earned for the month of September 1. Interest income R221 (savings) 2. Interest income from bonds R6434 3. SA dividend income R1800 4. US Dividend income R605 5. Bank rewards R553 6. Impact investing R392 Total passive income earned in September R10 016 💪🏾
    85K
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    Ess
    @EMukumbo
    Oct 20, 2021
    How I adjusted How to make your first million by Warren Ingram to my own personal financial goals. Iinvest minimum R3k per month, 50% of any extra money received from bonus, side hustle,stolvels etc. 3 years later this is what I have managed to achieve #Road2FinancialFreedom
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    Ess
    @EMukumbo
    Oct 6, 2021
    If you are able to invest R5k per month for 9 years & your investments grow by 13% per year, you will have R1m after 9 years. 2nd million will take only 4 years. 3rd million will take 3 years this is because of compound growth- How to make your first million by Warren Ingram
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    Ess
    @EMukumbo
    Aug 24, 2019
    24 months of building my share portfolio💪🏾💪🏾💪🏾.its been tough but i have made a commitment,so every month i commit to it. Yes its doable on a monthly salary,it takes consistency,it takes guts and it takes saying no to alot of things, but the goal is financial freedom.
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    Ess
    @EMukumbo
    Dec 3, 2019
    Paying R300 extra into my car repayments has resulted in me paying my car off 5 months earlier than scheduled. At the end of December car will be fully paid up. Planning for 2020 #FinancialHealth2020