🚨🚨🚨The Sunrise Movement Strikes Again—using "the full force of the federal government" to end private property rights.🚨🚨🚨
FEMA's latest rule change, finalized on September 9, 2024 - days before Helene hit - prevents homeowners from rebuilding yet provides zero compensation for this federalist taking/rezoning of residential areas as wetland projects.
This administrative rule change stems from the Sunrise Movement's role in the Biden/Harris WH, which seeks to expand "public" lands.
In case you missed it, there's ONLY 5 reasons why FEMA will help rebuild public facilities - "FEMA shall take no action unless and until the requirements of this regulation are complied with" - and private homes do NOT make the cut:
1. If an estimate, created by FEMA, using the "Climate-Informed Science Approach" calculator determines the total cost of repairs is LESS THAN $364,000 total, AND FEMA determines its liable for less than 50% of that $364k total. This only applies to public "facilities" such as police, fire, city hall, roads, bridges etc... Government property.
2) The facility is not located in the newly zoned floodplain or a coastal high hazard area;
3) The facility is not a new structure, and meets the criteria for a historic building (for public benefit);
4) The facility has not been rebuilt as the result of sustained structural damage in a previous Presidentially declared flooding disaster area or emergency; and
5) The facility is not a hospital, generating plant, emergency operations center, or a facility that contains dangerous materials).
FEMA "intends" to provide assistance for the restoration of these facilities, roads, culverts, and bridges to their pre-disaster condition, but ONLY IF new climate-smart building codes are adhered too.
For everything, and everyone else, relocation is eminent as FEMA is now declaring that .1% floodplains are effectively wetlands—the two words are used interchangeably.
Going forward, these floodplain areas will be rewilded and restored back to nature to the greatest extent practicable as new federally protected wetlands.
IF you have flood insurance through FEMA's NFIP, the same exact zoning requirements apply. Policy holders should review the "how high, how wide" rule changes and check to see if rebuilding in place is even possible or not...
According to SC Senator Tim Scott, during a Jan. 25, 2024 hearing:
"The program is financially insolvent with over $20 billion in debt,” Scott said. “Instead of educating communities and homeowners on the risks they face, the program’s outdated flood maps and lack of transparent data often obscures the risks.”
"The NFIP pays out about 30% of its 'resources' to roughly 1% of 'properties that consistently and repeatedly are flood victims again and again and again,'” Scott said. floods.org/news-views/pol…
Amid this federal taking, it's unclear where people are supposed to go, or how they'll be compensated for the inability to rebuild or pay off a mortgage on a home no longer standing—as homeowners insurance does not cover losses due to hurricane or natural disaster flooding.
Worse, in June of 2022, the Federal Banking Agencies issued a Force Placement directive for flood insurance that requires loan servicers to add the cost of flood insurance onto the escrow amount of a mortage when private property is the collateral backing the loan. This means that the Biden/Harris Sunrise administration requires banks to purchase NFIP (FEMA) insurance and charge homeowners for the cost, IF a lapse occurs in flood insurance at ANY time during the loan, OR, IF the private property is mapped into a floodplain!!! See next post
fema.gov/fact-sheet/fre…
ecfr.gov/current/title-…
FEMA's 50% rule explained; Will your flood damaged home get bulldozed?
My fear is for the many communities that have been completely flooded and/or completely destroyed in the hurricane(s) --FEMA will require/force residents and businesses to move their location to higher
