Insurance and Eligibility of Membership
Membership and insurance cover shall only be available to members who meet the following acceptance rules:
- Are over the age of 22 and under the age of 75.
- Are full driving licence holders for the class of vehicle being hired, who have held their licence for a minimum of 24 months.
- Have no more than 6 penalty points in the last five years
- Have had no more than two accidents in the last three years.
- Have not been disqualified from driving for a period exceeding six months in the last three years or has been disqualified for more than three months during the past year.
- Whose licence has not been suspended or endorsed for the following major offences in the past 5 years:
- Failure to stop when required by a member of An Garda Síochána
- Driving a vehicle when unfit to drive
- Breach of duties at an accident
- Driving without insurance
- Driver found to be driving carelessly
- All driving under the influence offences (including alcohol and illegal substances) - Any person not disclosed on the hirer driving declaration (application).
- Have had no more than two theft claims in the last three years.
- Are not a professional sportsperson, a professional model, a member of the entertainment profession or a person without a permanent address or residence.
- Any members with a medical condition which requires notification to the National Driving License Service must notify YUKÓ Toyota Car Club prior to membership being permitted.
- YUKÓ Toyota Car Club has insurance coverage only for the person that made the booking. Additional drivers can be insured once the driver is a verified member of YUKÓ Toyota Car Club, they can drive the vehicle if the person booked onto the vehicle sends an email to Support@yuko.toyota.ie with the email address of the additional driver and the booking reference number. Our support team will confirm this person has been added to your booking via email, and they can then drive under the specified booking. Insurance coverage is not provided for the additional driver until YUKÓ support confirms this. This is in accordance with our Automatic Liability Insurance Policy. This policy meets all applicable statutory requirements and protects the owner and/or authorised driver of the vehicle against any legal claims from third parties for personal injury or material damage caused using the vehicle.
- The member waives all rights to and agrees that YUKÓ Toyota Car Club or persons acting on its behalf will conduct negotiations and agree any settlement with the insurers and that any monies in respect of vehicle loss or damage will be paid to YUKÓ Toyota Car Club or such persons as YUKÓ Toyota Car Club may direct.
- YUKÓ Toyota Car Club has insurance coverage for persons who have their YUKÓ account approved on the application. Only persons with an active membership are covered under this insurance policy.
- Members with a suspended or a closed account do not qualify for insurance cover. Driving a YUKÓ vehicle without insurance coverage can incur a fine of €500.