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Let Valley Strong be your partner for all things financial:
Let Valley Strong be your partner for all things financial:
WHY ALL THE LOVE
FOR VALLEY STRONG
4.7 out of 5
Based on 2,750+ Google Customer Reviews
350K+
Members trust us with
$4B+
of their money
$33M+
2023 Member Dividends
Best Banks and Credit Unions in California 2024
Best-In-State Credit Unions California 2025
Best Banks & Credit Unions in California 2023
Best Financial Institution 31 years in a row
WHY ALL THE LOVE
FOR VALLEY STRONG
4.7 out of 5
Based on 2,750+ Google Customer Reviews
$4B+
managed assets 2025
$491M+
business deposits 2025
$432M+
business loans 2025
Best Banks and Credit Unions in California 2024
Best-In-State Credit Unions California 2025
Best Banks & Credit Unions in California 2023
Best Financial Institution 31 years in a row
BANKING
For Every STAGE OF LIFE
Let Valley Strong be your financial companion, supporting you in every stage of life, with our full range of financial solutions.
New To The Workforce
Set up your finances so you can navigate your career journey confidently.
Learn More
BANKING NEEDS
For Every GROWTH STAGE
Let Valley Strong be your financial companion, making every stage of business simpler with our full range of solutions
to ensure your financial success.
Our mission is to turn people’s financial possibilities into financial realities
Our mission is to advance businesses from aspiration to achievement with dedicated support and innovation
Earn Rewards with
MAKES CENTS CHECKING
Our premium checking account that rewards you for everyday spending.
Regular Shares
Just $5 gets you started with a shares savings account.
Regular Club
Save up for any occasion while earning dividends.
Share Certificate
Watch your savings grow with a guaranteed rate of return.
Youth Accounts
Help kids and teens earn, save, and learn those valuable money management skills.
Grow your savings with our
Smart Business Money Market Account
Reach your Business goals faster by getting up to 3.10% APY on a new Money Market Account!
Business Basic Checking
A simple business checking account to help meet your everyday banking needs.
Business Checking Plus
Business Analysis Checking
Community Non-Profit
Business Savings
Business Money Market
Business Savings Certificate
Business Escrow Club
REFER A MEMBER
By referring a new Member to open an account, you'll both have access to great loan rates, savings and checking accounts, and a cash bonus up to $500 a year!
GET STARTED
REFER A MEMBER
By referring a new Member to open an account, you'll both have access to great loan rates, savings and checking accounts, and a cash bonus up to $500 a year!
GET STARTED
Valley Strong Credit Cards
APPLY LOCALLY, SPEND GLOBALLY
Discover options with flexible limits and terms to match your spending habits or help you build credit for a stronger financial future.
Platinum Visa® Card
No Fees
A card with flexible terms and limits tailored to your current needs.
Secured Card
Credit Builder
Helps establish and build credit.
Credit Score Monitoring
Log into Online Banking or the Mobile app to track credit score, monitor credit report, and get the best loan rates from Valley Strong!
Put your purchases to work with our
BUSINESS REWARDS CARD
Choose a card with flexible terms and limits tailored to your needs, or one that helps you establish and build credit for a stronger financial future.
Business Platinum Card
No Fees
A card with flexible terms and limits tailored to your current needs.
Business Rewards Card
NO FEES + EARN CASHBACK
Get more out of your business credit card with cash back on every purchase.
Meet Our Business Team
Contact our experience professionals and get the personalized service you business needs.
.
A CREDIT UNION WITH
Full Digital Banking
CENTRALIZED FINANCES
Easily manage all your finances, bringing all your accounts and transactions together in one convenient place.
EFFORTLESS DIGITAL SPENDING
Connect Apple Pay®, Google Pay® and Samsung Pay® to make purchases with your phone.
BILL PAYMENTS SIMPLIFIED
Utilize our digital platform to automate and schedule payments so you never miss a due date.
CREDIT SCORE MASTERY
Access free credit score tracking and detailed reports to check your financial health and monitor for unexpected changes.
A CREDIT UNION WITH
Full Digital Banking
ONLINE ACCOUNT MANAGEMENT
Effortlessly oversee your business with comprehensive online access to you account details.
TRANSFER AND BILL PAY OPTIONS
Simplify your cash flow management with easy-to-use online transfers and bill payment facilities.
MOBILE APP 24/7 ACCESS
Manage your business accounts on-the-go with our robust mobile banking app, designed for busy entrepreneurs.
I was able to get a loan that would help my financial status. I am thankful to Valley Strong for helping me catch my breath...
Bertin A.
Valley Strong Members since 2023
Prompt & informative service, made my endeavor of starting my first business accounts a breeze...
Tommy C.
Valley Strong Members since 2024
You can never have too much
Financial IQ
Expand your financial knowledge with tons of resources
Expert Lead Workshops
Workshops & Webinar
Attend our financial workshops to get guidance from experts and network with Valley Strong Members.
Financial Education Courses
Financial Literacy Center
Access courses to help make the most of your finances on the Valley Strong Financial Literacy Center.
Financial Articles & Success Stories
Blog
Read about fellow Valley Strong Members and learn how Valley Strong partnered in their success.
Move as fast as your business grows with
FLEXIBLE SHORT-TERM FUNDING
Whether you want to add another truck to your fleet or buy the building you’re renting, our Business Services Team can help mentor and guide you to the right loan
Business Lines of Credit
Equipment & Machinery Financing
SBA Loans
Term Business Loan
Business Acquisition Loan
Commercial Real Estate
Want to chat with a real person?
We have branches for that.
Our dedicated team is committed to understanding your needs, offering tailored solutions and expert guidance to help you achieve your financial goals. Experience the difference with Valley Strong, where our commitment to exceptional service ensures that every visit is more than just a transaction—it's a step forward in your financial well-being.
Find a Location
Valley Strong Wants to see us succeed....
Barrelhouse Brewing Co.
Business Banking MemberValley Strong is great for growth.....
Miriam Algasi-Radio Sandwich
Business Banking MemberYou pick up the phone and you know who you are getting. Valley Strong has the local businesses best interest at heart.
Megan Raymond -Raymond's Trophy & Awards
Business Banking MemberEfficient Solutions for
Streamlined Operations
Our Treasury Management Suite empowers businesses to operate more efficiently. Explore our suite of services and take control of your financial success.
Payables
Our business banking payable solution enables you to save time and effort by sending funds electronically.
Receivables
Our range of receivable solutions help businesses collect payments efficiently.
Liquidity Management
Streamline your business cash management with services such as Zero Balance Accounts, Sweep Accounts, and Account Analysis.
Fraud Protection
Our fraud protection services reduce your exposure to check and ACH fraud.
Autobooks
Add financial management functionality to your business account available inside your online business banking app.
Commercial Cash Vault
Efficiently manage your cash-intensive operations to save time and money.
Meet Our Business Team
Contact our experienced professionals and get the personalized service your business needs.
Want to chat with a real live human?
We have branches for that.
Our dedicated team is committed to understanding your needs, offering tailored solutions and expert guidance to help you achieve your financial goals. Experience the difference with Valley Strong, where our commitment to exceptional service ensures that every visit is more than just a transaction—it's a step forward in your financial well-being.
Find a Location
Get behind the wheel with
EASE AND CONFIDENCE
Enjoy the benefits of local financing and take advantage of our competitive auto loan rates.
RV & Specialty Vehicle Loans
Find a loan for your next RV, ATV, Trailer or Boat.
Personal Loans
EXCLUSIVE MEMBER DISCOUNTS
Get the funds you need with flexible repayment options.
Share Secured Loan
Borrow funds using your savings account or share certificate as collateral.
Personal Loan Plus
EXCLUSIVE MEMBER DISCOUNTS
Available to homeowners with no collateral required.
School Employee Loans
I had an excellent experience with Alexis. She was incredibly helpful, addressing all my questions and concerns with patience and clarity. Her friendly and efficient service ensured that all my needs were met. Highly Recommend Her!
Jasmin T.
I love this place. They understand peoples' problems and they give solutions
Wess C.
Mt. Vernon Branch VisitMy wife and I have been wanting a joint account. We were greeted and helped by Gemma. She did an outstanding job getting us everything we wanted and more. I would highly recommend her and Valley Strong.
Jared. L
Buying Property, Managing Property.
LET'S TACKLE IT TOGETHER
Whether it's your first purchase or last remodel, navigate the home loan process with an experienced advisor at your side.
Fixed Rate Mortgages
30YR / 15 YR/ JUMBO LOANS
Ideal for those who plan ahead, a fixed-rate mortgage locks in your monthly payment.
Adjustable Rate Mortgages
Bank on your future with a 5/5 Adjustable Rate Mortgage (ARM) Loan.
Construction, Lot & Investment Loans
Are you ready to build your dream home? Find out how we can help.
Enjoy Exclusive
MEMBER BENEFITS
Enhance your experience with special discounts, personalized services, and priority access to events and offers.
FREE CREDIT REPORTS
Keep tabs on your financial health and make informed decisions to improve your credit score.
TAX SERVICES
Simplify tax season with discounts and expert services for a hassle-free filing.
GROUP LEGAL
Navigate legal matters easily with affordable access to legal services.
AMUSEMENT PARK TICKETS
Enjoy more fun for less with exclusive discounts on amusement park tickets.
What's Your Retirement Score?
Silvur
Navigate retirement with confidence using the free tools and personalized resources offered to Valley Strong Members.
Retirement & Wealth Planning
investment advising
Plan for tomorrow with confidence and smart investments.
IRA ACCOUNTS
Fixed term accounts and compounding interest help with your kids’ education as well as your retirement.
Secure Your Financial Future
From maximizing savings to creating an income strategy, we provide the tools and resources to help you enjoy a comfortable and stress-free retirement.