Welcome to OnPoint Credit Union
We open the door. You make it a home.
The right home loan makes all the difference. We’ll help you find it.
Offers and updates.
OnPoint Prize nominations are now open!
Nominations will be accepted through Tuesday, April 7, 2026. At OnPoint Community Credit Union, we believe investing in education is one of the most meaningful ways to build thriving communities. The OnPoint Prize for Excellence in Education honors our roots and celebrates the educators who make a lasting impact both inside and outside the classroom.
Drive Green. Save Green.
Get a discount of 0.25% APR* off our already low auto loan rates when you finance your new or used electric or hybrid vehicle with OnPoint & we’ll donate to a local nonprofit.
Learn more and apply todayEarn up to 3.50% APY with OnPoint Premium Savings
Earn 3.50% Annual Percentage Yield on your first $100,000, then 2.00% APY* on your remaining balance.
Learn more and start saving todayOnPoint is committed to excellent member experiences.
Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.
Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.
Learn more about becoming a member
Member assistance.
- Información en español
- Routing number 323075880
- After hours fraud support
- Report a lost or stolen card
- Call member services
- Freeze credit card
- Set travel notice
- Schedule an appointment
Disclosures
* APR = Annual Percentage Rate
Making an impact with your OnPoint membership.
We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.
Community giving
We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.
Green Horizons
If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.
Financial education
Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.
Supporting teachers
We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.
