An innovative payments technology company

About InComm Payments

How InComm Payments Serves Customers and Clients

As a global leader in payments technology, InComm Payments leverages dynamic technology and proven expertise to deliver innovative, end-to-end payment platforms through a single integration, helping businesses grow and enhancing customer transactions.

History of InComm Payments

30+ Years of Payments Technology Leadership and Innovation

In 1992, founder and CEO Brooks Smith developed point-of-sale activation (POSA) technology, enabling retailers to activate prepaid products at the register. And his innovation opened the door for the entire payments industry. Our Atlanta headquarters grew out of this historic breakthrough and we have expanded into a global company, transforming payment experiences worldwide through our cutting-edge technology.

1992
Prepaid phone card
1992

Founded by Brooks Smith to sell prepaid long-distance phone cards.

1995
POSA (Point of Sale Activation)
1995

Developed Point-of-Sale Activation technology for prepaid cards.

2003
first ever iTunes Gift Card
2003

Developed first-ever iTunes retail gift card in partnership with Apple.

2004
Vanilla Visa Gift Card
2004

Launched open-loop Visa gift cards.

2012
Tolling and Transit card
2012

Entered Tolling & Transit category.

2014
Product Tracking
2014

Introduced Product Tracking and Loss Prevention solutions.

2016
Cash load solutions
2016

Launched Cash Network for account load and bill pay transactions at retail.

2018
Exclusive Amex Prepaid Distribution
2018

Became the exclusive distributor of American Express prepaid products.

2021
Dual Network Benefit Card (DNBC)
2021

Launched Healthcare Dual Network Benefit Card.â„¢

2024
InComm HSA FSA COBRA HRA and Commuter Benefits
2024

Entered HSA/FSA category with the launch of InComm Benefits.

2025
My Rewards for Healthcare Incentives
2025

Launched My Rewards for healthcare incentives.

Awards for Industry Excellence

Business Divisions of InComm Payments

An Overview of InComm Payments Divisions

Alongside our core business of delivering innovative payments technology and prepaid product solutions, we have several divisions that specialize in specific categories within the industries we serve, including:

InComm InCentives Shop provides an easy to use eCommerce platform for ordering gift cards in bulk

InComm InCentives

InComm InCentives Shop provides an easy to use eCommerce platform for ordering gift cards in bulk

InComm Healthcare

healthcare eligible expenses

InComm Benefits

Go Studio and UGA students

Go Studio

InComm InCentives Shop provides an easy to use eCommerce platform for ordering gift cards in bulk

The Gift Card Shop

InComm Payments International

An Overview of the Countries InComm Payments Serves

With a presence in more than 40 countries, InComm Payments creates seamless and valuable commerce experiences across the globe. To best serve our international brand and retail partners and their consumers, we have offices in these regions:

  • North America
  • Latin America
  • Europe
  • Nordics
  • Asia/Pacific
  • Australia & New Zealand
map of InComm Payments locations