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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Cashback for everyone, for every spend that matters

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View & track all your past and active service requests.

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Locate your nearest IDFC FIRST Bank branches and ATMs

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Block your lost or stolen credit card instantly to prevent misuse

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Personal Banking

Maximise
savings with
6.50% p.a. interest

on balances from ₹10 lakhs to ₹10 crores

Monthly interest
credits

for faster compounding and savings growth

Zero fees
on 30+ services

Recognised as 'A Class Apart' by IIT Bombay & Moneylife Foundation

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Credit cards for everyone

100% Digital. Instant. Seamless.

Lifetime-free credit cards

No joining fees. No annual charges.

Up to 10X Reward points that never expire

Redeem anytime, anywhere.

PL mobile

Instant personal loan up to ₹10 lakhs

100% Digital. Approval In 5 Minutes. Zero Foreclosure Charges.

NRI mobile

Earn up to 6.50% p.a. on NRI Savings

Tax free interest on NRE accounts

Invest in India, wherever you are

Digital-first onboarding with instant PIS account

Enjoy seamless global transfers

Zero processing fees, quick global transfers in Major currencies

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Guided by ethics, powered by technology and a force for social good

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Get Monthly Interest Credits in your Savings Account

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Access 300+ features on our 4.9⭐️ rated app

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What makes us special?

We truly mean it when we say we want to be the most customer-friendly bank

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Zero fee banking

The only bank in Inida to offer zero fee banking on 30+ savings account services

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ZERO
CHARGES on
IMPS
IMPS
NEFT
NEFT
RTGS
RTGS
Cheque Book
Cheque Book
SMS Alerts
SMS Alerts
Cash Transactions
Cash Transactions
3rd Party Cash Transactions
3rd Party Cash Transactions
Manager’s Cheque/DD/PO
Manager’s Cheque/DD/PO
Duplicate Statements Issuance
Duplicate Statements Issuance
Duplicate Passbook Issuance
Duplicate Passbook Issuance
Balance Certificate Issuance
Balance Certificate Issuance
Interest Certificate Issuance
Interest Certificate Issuance
Account Closure
Account Closure
ECS Return
ECS Return
Stop Payment of Cheque
Stop Payment of Cheque
International ATM/POS transactions
International ATM/POS transactions
Decline Charges for Insufficient Balance
Decline Charges for Insufficient Balance
Standing Instructions
Standing Instructions
Photo Attestation
Photo Attestation
Signature Attestation
Signature Attestation
Retrieval of Transactional Records
Retrieval of Transactional Records
Address Confirmation
Address Confirmation
Deliverable Returned by Courier
Deliverable Returned by Courier
Debit Card Annual Fee
Debit Card Annual Fee
ATM Transactions
ATM Transactions
Cheque Bounce
Cheque Bounce
Doorstep Banking
Doorstep Banking

Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank

Financial Calculator Desktop Image Financial Calculator Mobile Image




Loan amount

50K 1Cr

Interest rate

p.a.
9.99% 36%

Tenure

Months
9 60

Your monthly EMI

Total interest payable

Loan amount

Total amount payable

Your monthly EMI

Principal Amount

₹2.5K ₹10L

Tenure

Months
3 36

Total interest payable

₹28,991

Principal amount

₹2,50,000

Total amount payable

₹2,28,991

Your repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹1L ₹10Cr

IDFC First Bank interest rate

p.a
8.75% 10.50%

Tenure

Months
12 360

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹7K ₹20L

Interest rate

p.a
9% 26%

Tenure

Months
6 48

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

In the spotlight

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Budget Calculator

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Award-winning digital banking platform

Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Download IDFC FIRST Bank App

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'Hi' to 95555 55555

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to bank on the go
with
our mobile banking app

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But don’t take our word for it, Hear from our customers

"Excellent service cooperative staff with good guidance." Shazia Shaikh 07 February 2026

"I am extremely happy with the service provided by IDFC First Bank. An incorrect ECS charge was mistakenly debited from my account, but after I raised the concern, the amount was refunded within just two days. I truly appreciate the quick response, transparency, and efficiency shown by the customer care team..." Aditi Gupta 06 February 2026

"Dear Team, I would like to express my sincere appreciation to IDFC FIRST Bank for extending a pre-approved credit card offer based on my banking relationship. After multiple unsuccessful attempts through salary-based application routes,..." Mir Shazan Salim 04 February 2026

"Mr. Aniket Mithbawkar, Relationship Manager at IDFC Bank, for the outstanding service he provided during my recent interactions with the IDFC services team. Mr. Mithbawkar guided me..." Vemunuri Manohar 03 February 2026

"Harshit sir I talked to harshit sir and his behaviour is very good 👍 he solved my due charges problem otherwise I was suffering in tension. The staff of IDFC BANK is very supportive and app is easy to use . Once again thank you Harshit sir" Manorma Kumari Singh 02 February 2026

"The team at Firozpur branch went above and beyond for opening my NRE NRO account. Their availability and hospitality is generous and kind. I would like to give a shoutout to wonderful people at my branch - Jarnail Singh, Sarishty Sharma and the text book of professionalism, the manager Ishan Bajaj at Firozpur..." Ramneek Singh 29 January 2026

"I am writing to express my sincere appreciation for the outstanding service and professionalism exhibited by Mr. Bharatkumar Mistri, the Branch Head of your Adajan, Surat branch. He recently visited my home on January 20, 2026...." Ismail Sharif 20 January 2026

"IDFC BANK is the easiest way to manage all in a bank. The service is very good. App is very easy to manage." Malvi Parekh 17 January 2026

"Idfc bank app is very good and services also" Vikash Kumar 17 January 2026

"My banking experience with IDFC has always been fantabulous. There is always something special to offer and make me feel privileged. Thank you making my financial transactions seamless." Robinson Kotamraju 16 January 2026

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Awards & Accolades

A glimpse of IDFC FIRST Bank's testament to excellence

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IDFC FIRST Bank recognized amongst the 'World's Best Banks 2025’ by Forbes in partnership with Statista

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IDFC First Bank receiving an award

IDFC FIRST Bank wins the 'Digital Sourcing & Decisioning Excellence' award at Lentra CNBC-TV18 Digital Lending Summit

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IDFC First Bank winning the Golden Peacock Award

IDFC FIRST Bank wins the prestigious Golden Peacock Award for ESG (National) for 2023

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IDFC First Bank winning FE India's Best Banks Award

IDFC FIRST Bank emerges as the ‘Best Digital Bank’ at FE India's Best Banks Awards 2023

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IDFC First Bank with National Awards

IDFC FIRST Bank wins two National Awards for Excellence in Banking, Financial Services, and Insurance for 2023 and ‘Dream Company to Work For – HR’

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IDFC First Bank receiving Best Corporate Governance Award for 2023

IDFC FIRST Bank wins the Best Corporate Governance Award for 2023

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Helping our communities grow with us

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9.3 Million Beneficiaries

Supported since March 2023

70,000 Villages

Served across the country

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9000 Residents

Impacted positively through our Swachh Worli Koliwada program

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351 Students

Awarded post-graduate scholarships this year

Coins in Hand Icon

9.3 Million Beneficiaries

Supported since March 2023

Tent icon representing outdoor or travel

70,000 Villages

Served across the country

Building Icon

9000 Residents

Impacted positively through our Swachh Worli Koliwada program

351 Students

Awarded post-graduate scholarships this year

ON A MISSION TO BUILD THE WORLD’S MOST
CUSTOMER-FRIENDLY BANK