Payment providers
ID-Pal delivers high-assurance digital identity verification for payment providers, enabling fast and compliant KYC and KYB, reducing fraud risk, and supporting secure customer and merchant onboarding.
Secure identity verification for payment providers, merchants, card schemes and PSPs
Deter fraudsters with AI defences
The more verification layers present, the harder it is for fraudsters to win. Most importantly, the user journey is easy and friction-free.
Reduce false-positives and manual reviews
Verify the details submitted by an individual match their residential address. Gain confidence in the identity of your clients, members or customers.
Transform onboarding from complex to clear
Capture, verify and securely store data from any point of onboarding to align offline and digital channels. Simplify results with one clear, full Address Match.
Multi-layered
digital identity verification
Designed for seamless integration, our platform is 100% AI-powered for real-time identity verification and robust compliance, making it the perfect ally for payments providers aiming to enhance security, improve customer experience, and navigate the complexities of global regulations with ease.
Choose ID-Pal to not just meet, but exceed the demands of modern payment ecosystems.
Identity Document Verification
ID-Pal performs up to 70 technical checks per document, to ensure authenticity and confidently reject suspicious submissions. Our multi-layered identity verification process then verifies the facial image present.
Facial Matching Biometrics
Unburden your team from the challenge of manual identity verification. Our cutting-edge facial matching technology instantly confirms that the face in a submitted ID matches the person present. A 50-point biometric facial comparison maps features as part of our identity verification process.
Liveness Testing
Liveness Checks confirm a real, live person is completing your identity verification process. ID-Pal Liveness Testing instantly assesses micro-variations in fraudulent techniques. This is why our Liveness Testing technology is independently certified to prevent the latest presentation attacks.
Automated Address Verification
Reduce customer onboarding times with Address E-Verification. ID-Pal verifies an individual’s Name and Address against multiple databases during onboarding, ensuring one clear Full Address Match & removing the need for Proof of Address.
AML Screening
Add an additional layer of fraud prevention to your plan. Screen individuals in real-time against global PEPs and Sanctions lists. Perform adverse media checks across live sources and easily enroll individuals for periodic risk screening and ongoing monitoring.
Add-On Feature (additional cost)
Effortless to implement for payment providers
Same-day deployment with every aspect of the front-end user experience and back-end business process customisable in one click.
Out-Of-The-Box
- Setup in minutes
- Front and back-end ready
- Customise in seconds
API / SDK
- Integrate into existing systems
- Prebuilt, ready to deploy
- Tailor to your business needs
Salesforce Integration
- Go live in minutes
- Install directly in Salesforce
- Compatible with all Clouds
Fully certified and industry accredited
Case Studies
Discover why payment providers use ID-Pal for Automated Address Verification
Recommended Products for the Payments Industry
ID-Detect
This add-on feature enhances document authenticity and accuracy rates on each submission via checks for document fraud.
Address E-Verification
Match against over 160+ trusted data sources to verify an address in real-time, as an additional layer of fraud prevention.
AML Screening
Instantly screen individuals against global sanctions lists. Perform adverse media checks across live sources. Enroll in ongoing checks.
Request a demo
Have more questions? We’re here to help! Get in touch to find out more about our identity verification solutions.
100% AI-powered
Real-time verification
Zero access to customer data
ID Verification for Payment Providers FAQs
How does Identity Verification Benefit Payment Providers and Merchants?
Identity verification is a cornerstone for payment providers and merchants in safeguarding transactions and enhancing customer trust. It mitigates the risk of fraudulent transactions by ensuring that customers are who they claim to be. For payment providers and merchants, implementing robust identity verification processes means:
- Our solution helps meet global and local regulatory standards, meeting KYC (Know Your Customer) and anti-money laundering (AML) requirements, avoiding potential fines and legal issues.
- A seamless identity verification process enhances the customer journey, fostering loyalty and increasing conversion rates by minimising transaction friction.
Can Bank Acquirers, PSPs, and Card Schemes Seamlessly Integrate ID-Pal?
Our identity verification solution is designed for seamless integration across various platforms used by merchants, payment providers, bank acquirers, PSPs, and card schemes.
Our solution features robust integration options: out-of-the-box, API or SDK or via our Salesforce Integration. This ensures compatibility with existing systems, facilitating smooth onboarding and transaction processes without disrupting user experience.
We understand the diverse needs of bank acquirers, PSPs, and card schemes. Our platform offers customisable verification flows, allowing you to tailor the verification process to match your specific operational requirements and risk profiles.
As your business expands, our solution grows with you. It’s designed to handle increased verification volumes effortlessly, ensuring you can scale your operations while maintaining high security and compliance standards.
How does Digital Identity Verification help Payment Providers simplify AML Compliance?
For payment providers, identity verification is instrumental in enforcing and adhering to AML compliance. Firms should have comprehensive AML Screening checks against global databases, PEP lists, and sanctions lists, ensuring thorough background screening in line with AML regulatory requirements.
ID-Pal provides real-time identity verification, enabling quick detection of fraudulent documents. It facilitates easy reporting to regulatory bodies through an automated audit trail, ensuring compliance and aiding in the prevention of money laundering activities.
Our platform assists payment providers in assessing and managing risks associated with money laundering, helping them implement more effective AML strategies.
Find out how we can help your business grow
