Payment methods and purchasing availability on IBM.com may vary by location
Multiple payment methods per country
We have expanded our payment methods across 29 countries, offering a wider range of options tailored to regional preferences. Depending on your location, you can now pay using major credit cards, digital wallets like Apple Pay, Google Pay and PayPal, and regional methods such as SEPA Direct Debit and UnionPay.
Payment types
| Payment type | Details | Payment methods | Countries |
| Generic | We accept several payment methods incl. credit cards, digital wallets, bank transfer and local options. Availability varies by region. | MasterCard, Visa, Amex, Discover, PayPal, UnionPay, JCB, Apple Pay, Google Pay | |
| Credit card | We accept the following credit cards for online purchases | MasterCard, Visa, Amex, Discover, UnionPay, JCB | All cards in all countries. Exception: India – no AMEX. |
| Digital wallets | We accept the following Digital Wallets | Apple Pay, Google Pay, PayPal | All cards in all countries. Exceptions: Norway: No PayPal India: No Google Pay |
| SEPA | We accept SEPA payments | SEPA | In countries with currency EUR: Germany, France, Belgium, Spain, Austria, Ireland, Finland |
| Local | Additional local payments available. | ACH, Amazon Pay | United States, Brazil, Israel |
Enabled countries
Certain countries are not enabled for online transactions through ibm.com/us-en and require contacting a seller through the help button available on each product page for assistance. Additionally, some countries are eligible for exclusive discounts—check if your region qualifies for these special offers.
| Afghan |
| Albania |
| Algeria |
| American Samoa |
| Andorra |
| Angola |
| Anguilla |
| Antigua |
| Argentina |
| Armenia |
| Aruba |
| Bahamas |
| Bahrain |
| Barbados |
| Benin |
| Bermuda |
| Bhutan |
| Bolivia |
| Bonaire |
| Bosnia-Herzegovina |
| Botswana |
| Burkina Faso |
| Burundi |
| Cambodia |
| Cameroon |
| Cape Verde |
| Cayman Islands |
| Central African Republic |
| Chad |
| Chile |
| China |
| Colombia |
| Congo |
| Congo, The Dem. Rep. |
| Costa Rica |
| Côte d’Ivoire |
| Curaçao |
| Djibouti |
| Dominica |
| Ecuador |
| El Salvador |
| Eswatini |
| Ethiopia |
| Faroe Is |
| Fiji |
| Gabon |
| Gambia |
| Georgia |
| Ghana |
| Greenland |
| Grenada |
| Guadeloupe |
| Guernsey |
| Guinea |
| Guyana |
| Iceland |
| India |
| Indonesia |
| Iraq |
| Isle of Man |
| Jamaica |
| Jersey |
| Jordan |
| Kazakhstan |
| Kenya |
| Kiribati |
| Kuwait |
| Kyrgyzstan |
| Lao People’s Dem |
| Lebanon |
| Lesotho |
| Libya |
| Liechten |
| Macao |
| Macedonia |
| Madagascar |
| Malawi |
| Maldives |
| Mali |
| Malta |
| Mauritania |
| Mauritius |
| Moldova |
| Monaco |
| Mongolia |
| Montenegro |
| Mozambique |
| Myanmar |
| Namibia |
| Nepal |
| New Caled |
| Niger |
| Nigeria |
| Niue |
| Palestine |
| Panama |
| Papua New Guinea |
| Paraguay |
| Peru |
| Puerto Rico |
| Qatar |
| Réunion |
| Russian Federation |
| Rwanda |
| S Sudan |
| Saint Lucia |
| Samoa |
| Senegal |
| Serbia |
| Sierra Leone |
| Slovakia |
| Slovenia |
| Solomon Islands |
| Somalia |
| St Barth |
| St Kitts |
| Sudan |
| Suriname |
| Tajikistan |
| Tanzania |
| Timor-Leste |
| Togo |
| Tonga |
| Trinidad |
| Tunisia |
| Uganda |
| Ukraine |
| Uruguay |
| Uzbekistan |
| Vanuatu |
| Venezuela |
| Yemen |
| Zambia |
| Zimbabwe |
Australia
Austria
Azerbaijan
Bangladesh
Belgium
Brazil
Brunei Darussalam
Bulgaria
Canada
Croatia
Cyprus
Czechia
Denmark
Egypt
Estonia
Finland
France
Germany
Greece
Hong Kong
Hungary
India
Ireland
Israel
Italy
Japan
Korea, Republic of
Latvia
Lithuania
Luxembourg
Malaysia
Mexico
Morocco
Netherlands
New Zealand
Norway
Oman
Pakistan
Philippines
Poland
Portugal
Romania
Saudi Arabia
Singapore
South Africa
Spain
Sri Lanka
Sweden
Switzerland
Taiwan
Thailand
Türkiye
United Arab Emirates
United Kingdom
United States