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Coupon codes cannot be combined with any other offers. You understand that by purchasing the FDN Program, the FDN Business Bundle or any other products with any special rate/discount, that it voids any other special offers (Ex; coupon codes, free courses, memberships) that may have been advertised as being included in your course tuition.
 
Selecting a multiple payment option constitutes a legal contract
1.1 Multiple Payment Option
By selecting a multiple-payment option and submitting your order, you enter into a legally binding agreement with AFDNP Inc. You authorize us to charge your credit card or other payment method for the full course fee (including any financing fees associated with the payment plan) until the total balance is paid in full.
Payment plans are a convenience and do not reduce your total financial obligation. You agree that:
All scheduled payments must be completed.
Late or missed payments may result in suspension of course access, late fees, referral to collections, and/or reporting to credit bureaus.
You may pay off your balance at any time and save on finance fees.
1.2 No Chargebacks
All sales are final. You may not initiate a chargeback with your bank or credit card provider for any reason. Attempting to dispute a valid charge constitutes a breach of these Terms.
 
Consequences may include:
Immediate revocation of course access and FDN privileges.
Referral of outstanding balance, plus fees, to collections.
Legal action if necessary.
Any concerns must be addressed directly with AFDNP Inc.
1.3 Certification Status
You are considered fully certified only when:
All coursework is completed and both written and oral final exams are passed with a minimum score of 80%; and
All payments are current and paid in full.
If you complete coursework and exams prior to full payment, you retain access and privileges only while remaining current on all payments.

1.4 Failure to Complete Payments
Failure to complete all payments as agreed—including missed, late, or disputed payments—may result in the immediate revocation of all FDN rights and privileges, including but not limited to course access, certification status, use of the FDN name or credentials, access to practitioner resources, and eligibility for affiliated programs.
Outstanding balances may be referred to collections and reported to credit bureaus to the fullest extent permitted by law.
The key to avoiding any payment-related issues is timely communication. Students are encouraged to contact the billing department promptly at billing AT afdnp.com if they anticipate or experience any payment difficulty.
 
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