#1 Alternative Credit Scoring in the Philippines
CREDIT SCORING FOR ALL
FinScore is an award-winning alternative credit scoring company powered by telco data and advanced analytics. With over decade of experience, several partnerships with major financial institutions, and over 15,000,000 alternative credit scores delivered, Finscore makes credit scoring more inclusive towards underbanked and underserved Filipinos. Our telco credit scoring platforms and fraud detection solutions help financial institutions reduce defaults, increase approval rates, and combat fraud. Request a demo now or browse our products to learn more about the products of the trusted alternative credit scoring company in the Philippines.
Innovative Credit Scoring Solutions
FinScore is a leading fintech company and credit score provider in the Philippines. Our mission is to provide innovative credit scoring solutions to meet the dynamic needs of banks, financial institutions, and credit bureaus.
In the past, banks and financial institutions could only extend credit to banked individuals. FinScore is changing that. Our award-winning alternative credit scoring system in the Philippines allows institutions to offer better services to existing customers, attract new ones, and approach untapped market segments.
FinScore, an outstanding credit score provider with its flagship Telco Credit Scoring model, provides unique insights based on 400+ variables, including data and voice usage, top-up patterns, location, SIM age, and many more. As the fintech sector continue to push for innovation in the Philippines, FinScore is there to provide credit scoring for consumer lenders, digital lending platforms, and banking institutions.
AMPLIFY CREDIT SCORES WITH THE POWER OF TELCO DATA
We determine the creditworthiness of every mobile subscriber in the Philippines as a leading credit score provider.
We provide lightning-fast credit results based on real-time data, providing a supplement to traditional credit scoring in the Philippines to speed up the underwriting process.
We push financial inclusivity and nation building by delivering credit score for the underbanked in the Philippines.
WHY CHOOSE FINSCORE?
Since 2018, FinScore has been gaining a steady presence as the alternative credit scoring company in the Philippines. We make credit scoring activities more accessible and inclusive for the unbanked and even unchartered markets.
We are a member of the Fintech alliance.ph and the fintech Philippine association.
We create highly-predictive credit scores for 100% of subscribers of the leading telcos in the Philippines We unleash the power of alternative data based on over 400 Telco variables, including top-up patterns, voice and mobile data usage, duration of calls, SIM card age.
We provide more accurate credit scoring system for all with Proprietary Cutting Edge AI & Machine Learning Technology.
We are pioneers in Telco Credit Scoring in the Philippines, setting the foundation for a more inclusive credit score PH ecosystem that helps individuals and businesses build trust through reliable digital data.
We are trusted by major telecom companies, financial institutions, and PH government– to whom we have delivered over 15 million credit scores in the Philippines.
We offer easy integration and swift time-to-market turnaround with our stellar credit score reporting services
CREDIT SCORING WITH FINSCORE:
A CHOICE THAT MAKES A DIFFERENCE
SCORE YOUR BORROWERS ON THEIR BEHAVIOR WITH TELCO
Our proprietary unique telco credit scoring system in the Philippines provides critical knowledge and unique insights for both banked and unbanked individuals.
Would you like to expand your market reach and serve the unbanked and underbanked, but lack critical information to score them?
Our telco based credit scoring solutions will fill this gap and will enable you to make relevant and reliable credit decisions for the untapped market. Our credit scoring company serves commercial banks, digital banks, online lenders, buy now pay later services, motorcycles loans, e-commerce, consumer lenders, and so much more.
DETECT FRAUD USING OBJECTIVE TELCO DATA SOURCES
According to national research, fraud and syndicated fraud contribute to as much as 45% of total defaulted accounts in unsecured lending. We help organizations detect fraud by checking objective information sources—borrowers’ geo-location, contact numbers, and association with blacklisted customers.
Our advanced credit scoring reporting services leverages the same telco-based credit signals that inform our core model. By embedding fraud-detection flags, we can identify mismatches in declared data and raise alerts before credit is extended. Combining behavior-based scoring and fraud-monitoring ensures that borrowers who pass still undergo a rigorous check to mitigate identity-fabrication and other abuse.
PREVENT ONLINE FRAUD BASED ON DIGITAL PRESENCE DATA
Did you know that you can swiftly detect fraudulent customers through their social media presence? Check out FindSocial, a social media presence lookup and scoring tool. Our financial fraud prevention software can be used by banks, insurances, e-commerce, i-Gaming, travel and ticketing, and payment gateways!
At FinScore, we extend beyond traditional credit indicators into digital-footprint territory—social-media presence, device history, IP and network linkages—combined with the telco-based scoring model. In doing so, our platform screens for synthetic profiles, bot-driven applications or hidden fraud rings. By marrying scoring and digital-fraud prevention, we provide a comprehensive credit score provider platform that businesses can trust to defend both credit risk and operational security.
FINSCORE SCORING PRODUCTS UP CLOSE
Are you interested in getting a deeper insight into your clients and borrowers? Our alternative credit scoring in the Philippines has you covered!
Enhanced with KYC and CrediView, our credit scoring system offers unique insights for verifying identities and monitoring credit health, further tailoring financial services.
Discover upselling potential, customer segmentation, and more with our comprehensive credit score reporting services! Contact us today or visit the Download Centre to get free access to our one-pager product brochures.
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