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Insurance Advice in Essex.
It’s completely free to chat with a insurance broker in Essex, so don’t wait, let’s get your protection journey underway today.
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Access to thousands of insurance packages
The Process
Let’s sit down over a coffee and learn more about you, your goals, your circumstances, and what matters most. You talk, we’ll listen.
We’ll work with you to find a insurance pack that’s perfectly suited to your needs, offering the most appropriate options for you and your family.
Once we’ve collected all the required information, we’ll begin your protection application and keep you informed every step of the way.
Advice That Puts You First
At Virtue Mortgage Group, we take the time to truly understand your unique circumstances, goals, and financial situation. You won’t find any generic solutions here, just honest, tailored advice designed to help you make confident, informed decisions.
Access to a Wide Range of Providers
As independent insurance brokers, we’re not tied to any one provider. That means we can search the whole market to find the most suitable protection that suit your specific needs.
Support Every Step of the Way
From your first enquiry to the moment you get peace of mind. We handle all the paperwork, liaise with providers, and keep you updated throughout, making the process as smooth and stress-free as possible.
Services
How Can We Help?
Life Insurance
Life insurance pays out a lump sum to your loved ones if you pass away during the policy term. It's designed to provide financial security, helping cover things like mortgage repayments, living costs, or funeral expenses.
Critical Illness Cover
This provides a tax-free lump sum if you're diagnosed with a serious illness listed in the policy, such as cancer, heart attack, or stroke. It can help cover medical costs, living expenses, or adapt your home if needed.
Income Protection
Income protection pays you a monthly income if you're unable to work due to illness or injury. It helps cover essential bills and maintain your lifestyle while you recover.
Buildings Insurance
Building insurance covers the structure of your property – including walls, roof, windows, and permanent fixtures - against damage from risks like fire, flooding, or subsidence. Virtue Mortgage Group are not authorised to provide advice on Buildings & Contents Insurance, this will be referred to a third party.
Contents Insurance
Contents insurance protects your belongings inside the home, such as furniture, electronics, and personal items, against theft, fire, or accidental damage. Virtue Mortgage Group are not authorised to provide advice on Buildings & Contents Insurance, this will be referred to a third party.
Landlords Cover
Landlord insurance is tailored for rental properties and typically includes buildings cover, liability protection, and loss of rent. Additional options like contents cover and legal expenses can also be included, depending on the level of protection needed. Virtue Mortgage Group are not authorised to provide advice on Buildings & Contents Insurance, this will be referred to a third party.
Frequently Asked Questions
What is protection insurance?
Protection insurance refers to a range of policies designed to provide financial support in the event of death, serious illness, or loss of income due to accident or illness. It includes life insurance, critical illness cover, and income protection.