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About Us

We develop solutions that build stronger businesses.

UBX is a premier technology company delivering digital transformation for enterprises and the government, with embedded finance as its core accelerator. We are differentiated by comprehensive local financial expertise and global fintech capabilities through our affiliation with UnionBank of the Philippines and SBI Holdings of Japan.

UBX operates as an Fintech Platform, empowering over 250,000 businesses with embedded financial solutions. Through strategic digital transformation services, we help enterprises, and government entities adopt technology, optimize operations, and unlock new growth opportunities.

From consultancy and managed services to embedded fintech solutions, UBX continues to pave the way for businesses to thrive in a digitally connected world. 

Meet the Leaders Behind UBX

The best in the industry are leading our team and shaping our culture of innovation. 

Dan Marogy

President and Chief Executive Officer

Jay Divino

Chief Financial Officer

Pancho Reyna

Chief Technology Officer

Charles Benedict Chan

Chief Product Officer

Marita Aldeguer

Head of Delivery

Mario Domingo, PhD

Chief Commercial Officer

Recognized for excellence in leading digital transformation and open finance Initiatives

Excellence in Retail Finance Services International & Country Awards Logo

Excellence in Retail Financial Services
Best SME Loan/ Financing Product

Fastest Growing Company Southeast Asia 2021 Logo

Fastest Growing Company
Southeast Asia 2021

Banking & Finance Retail Banking Awards 2022 Logo

Start-up Banking Initiative of the Year
Philippines

Capital Finance International Awards Logo

Best Digital Community Impact Initiative
Southeast Asia 2020

Dan Marogy

President and Chief Executive Officer

Dan Marogy is the President & Chief Executive Officer at UBX. With over 16 years of transformative leadership experience across capital markets, digital ecosystems, fintech, e-commerce, and retail, he previously led foodpanda Philippines and 7-Eleven CliQQ to significant market growth and innovation. He is also a Founder and Managing Partner of Brookland Advisors, advising on high-impact transformations, equity raises, and fintech integrations for leading firms in Southeast Asia and Europe.

Inside the UBX company culture and values: Jay Divino, Chief Financial Officer

Jay Divino

Chief Financial Officer

Jay Divino is the Chief Financial Officer at UBX. Prior to joining UBX, he held leadership positions across various companies, including COO and CFO of Contel Communications, CFO of PT&T, CFO of Oriente Express, and CFO and Treasurer of Fuse Lending and BPI Globe Banko.

Inside the UBX company culture and values: Pancho Reyna, Chief Technology Officer

Pancho Reyna

Chief Technology Officer

Pancho Reyna is the Chief Technology Officer at UBX. With nearly 20 years of experience, he has served as CEO of a data analytics company, Head of Software Engineering for an international low-latency stock exchange operator, and Founder/CEO of a tech solutions services company. His expertise spans software engineering, data analytics, and tech startups in telecoms, banking, big data, and finance.

Corporate photo of Charles Benedict Chan, UBX Chief Product Officer

Charles Benedict Chan

Chief Product Officer

Charles Benedict Chan is the Chief Product Officer at UBX. He previously served as Head of Marketing at InterVenn Biosciences, leading in cancer diagnostic research, and as General Manager at Neural Mechanics Inc., overseeing diverse AI and machine learning-based products. His career began at Globe Telecom, advancing to Senior Product Manager, before working for Procter & Gamble in Singapore as a Regional Assistant Brand Manager.

Corporate photo of Marita Aldeguer, Head of Delivery

Marita Aldeguer

Head of Delivery

Marita Aldeguer is the Head of Delivery of UBX. She is a seasoned IT leader with over 39 years of industry experience, specializing in operations, program management, and client relationships. She most recently served as Chief Administrative Officer and President at Cboe Technology Philippines Inc., following extensive senior IT leadership roles at American International Group (AIG), where she oversaw international delivery across APAC, Japan, and EMEA.

Inside the UBX company culture and values: Mario Domingo, OIC & Chief Commercial Officer

Mario Domingo, PhD

Chief Commercial Officer

Mario Domingo is the Chief Commercial Officer at UBX. He previously served as the Global Chief Technology Officer of UBX and the Asia-Pacific Group Technology Officer at the Chicago Board Options Exchange. He has successfully built AI technology businesses and is the founder of DARC Labs, a cancer and diagnostics research center powered by AI. Recognized as a prominent figure in Digital Transformation and Artificial Intelligence, he also serves as Director of the Ateneo Institute for Digital Enterprises at the Graduate School of Business.