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Resources for Student Loan Borrowers

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The Institute for College Access & Success

Read our 2026 Federal Policy Agenda

TICAS advocates for every student, regardless of race, ethnicity, or family wealth, to have access to a quality higher education program without the need to incur debt to realize their dreams of earning a college credential.


Our Work

We try to understand college opportunity through careful research and by listening to the students and those who serve them. We combine concrete, tailored policy recommendations with passionate, sophisticated advocacy, nationally and in California, Michigan, and New York.

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Affordability

We advocate for more accessible and effective Pell Grants and Cal Grants, more affordable student loans, greater and more equitable state funding, and better consumer information for students.

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Accountability

We work to hold predatory colleges accountable for deceptive and illegal conduct, reducing the number of students left worse off by burdensome student debt, and other steps to improve student outcomes.

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California

California’s Master Plan for higher education guarantees a place in college for every eligible student. We seek to ensure students have the financial aid and student services they need to succeed.

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Recent Work

How Policymakers Can Make SNAP Work Requirements Work Better for Recipients and the Economy

H.R.1 is a missed opportunity to increase economic mobility and reduce long-term reliance on SNAP. Our new report breaks down the economic and societal benefits of including higher education as qualifying employment option for SNAP benefits and provides concrete policy recommendations for implementation. 

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Trends in Private Loan Borrowing Among Graduate and Professional Students

Our new fact sheet examines the private loan borrowing landscape for graduate students over the past 30 years and raises concerns that the OBBBA may drive more students into the risky private loan market or prevent them from obtaining graduate credentials altogether. 

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Key Projects

Breaking (F)Ed

Our federal policy tracker is designed to keep you informed and involved on all things higher ed policy. We share breaking news, analyses, and tools for grassroots advocacy as we work to hold policymakers accountable for the promises they made to students, borrowers, and families across the country.

Resources for Student Loan Borrowers

If you have federal student loans, you may be overwhelmed and confused by the barrage of announcements and information coming your way. We outline what we know, what we don’t, and some trusted resources to reference if you have more questions or need help.

Preparing to Implement Workforce Pell Grants: State Model Legislation
Analysis

Preparing to Implement Workforce Pell Grants: State Model Legislation

This blog and accompanying model legislation provide states with a structure for schools to gain approval for Workforce Pell Grant funds and guardrails to protect students from needlessly expensive programs, unaccredited bad actors, and other potential problems that Congress did not solve.

On the Edge of a “Default Cliff”: New Survey Shows Student Loan Borrowers Are Struggling to Keep Up
News & Media

On the Edge of a “Default Cliff”: New Survey Shows Student Loan Borrowers Are Struggling to Keep Up

TICAS commissioned Data for Progress to survey federal student loan borrowers currently in repayment. The findings bring even greater urgency to ongoing concerns about a…