SumUp

Open your phone, pair a reader, and start taking payments before your next customer walks in. SumUp guides you through sign‑up, ID checks, and account setup in a few minutes. Choose to route payouts to the included business account or link an external bank. In the UK, transfers between SumUp accounts land right away, and you can move money out as often as you like without fees. From the same app or desktop, create items, taxes, and staff roles, then connect a contactless Mastercard for day‑to‑day spending. Add your card to Apple Pay or Google Pay to pay suppliers on the go, and manage everything 24/7 from mobile or computer.

At the counter, keep checkout fast: scan barcodes with your phone or a compatible scanner, tap to add discounts, and confirm totals on a touch interface. Accept chip, tap, magstripe, and payment links when the card is not present. Returns are logged against the original sale, inventory updates automatically, and store credit or gift cards are redeemed like any other tender. Use price lists for promotions, track layaway balances, and view sales by item, channel, or staff member. End of day, export a journal or let the accounting sync post gross and net totals with taxes, fees, and tips separated. If you manage multiple sites, mirror catalogs across locations and compare performance side by side in real time.

For cafés and dining rooms, build a floor plan, seat guests, and open tabs by table. Fire items to the kitchen, move seats between tables, and split the check by guest, item, or amount. Collect gratuities on the screen or printed receipt, allocate them by rules (pool, points, or per‑shift), and produce reports for payroll or tax filing. Online orders flow into the same queue; assign a driver, optimize drop routes, and share live status updates with customers. If you run counter service, enable tip jars, quick‑serve buttons, and auto modifiers to minimize taps and keep the line moving.

Selling remotely is just as direct. Publish a simple storefront, embed checkout on your site, or send payment links, QR codes, and invoices from the app. Store customer profiles to track preferences, apply loyalty rewards, and issue store credit when needed. Manage multiple locations from one dashboard, standardize menus or catalogs, and set user permissions so managers can refund while cashiers cannot. Real‑time dashboards highlight low stock, top sellers, and busiest hours so you can schedule smartly and reorder in time. To keep operations smooth, test readers weekly, keep firmware current, enable two‑factor sign‑in, and set up automatic backups. When chargebacks arise, upload receipts and order logs from the transaction view to respond quickly and reduce losses.