Collateral Loan

Unlock Your Assets' Value
at Instant Liquidity

Get The Best of SDB Token

Token Credit

Perpetual Term

Minute-by-Minute Interest

Flexible Limits

Fast Settlement

Instant Withdraw

True Perpetual Flexibility

Enjoy loans with no fixed repayment deadline. Pay back the principal and interest in a single sum whenever you choose to close the loan.

Liquidity Without Loss

Access USD/USDT instantly without selling your SDB Tokens. Maintain your full position for future growth while solving immediate cash needs with ease and speed.

Transparent & Fair Interest

Interest is calculated every minute at 11% APR. This transparency allows you to monitor and minimize your borrowing costs with absolute precision and clarity.

SDB Collateral Loan Details

Terms

How it works

1. Collateral Eligibility

The loan is secured against your Usable SDB Tokens (unlocked tokens). Eligible shareholders are pre-assigned 10% of their restricted tokens for immediate collateral use.

2. Disbursement Currency

USDT

3. Annual Interest Rate (APR)

11% (equivalent to approximately 0.92%)

4. Loan Term

Perpetual (No set maturity date)

5. Minimum Loan Amount

$100 equivalent in SDB Tokens

6. Maximum Loan Amount

$100,000 equivalent in SDB Tokens

7. Repayment Structure

Principal + Total Accrued Interest + Management Fee (Paid in one sum upon closing)

8. Minute-by-Minute Interest

On a $1,000 loan, the interest charged per minute is approximately $0.00020928

9. Interest Compounding

As interest is calculated based on Annual Compounding, if the loan remains outstanding after 365 days, the accrued interest is automatically capitalized (added) to the principal, and the subsequent interest is calculated on the new, higher balance

*Comprehensive FAQs and Terms & Conditions (T&Cs) are available inside your SDB account.