Start by figuring out what the money is for and how fast you need it. If you’re still unsure, talk to a loan expert, who can guide you.

It depends on the type of loan. Some loans, like SBA Loans, may require good credit, but others, like Merchant Cash Advances, focus more on your business’s sales than your credit score.

Merchant Cash Advances and Business Lines of Credit are usually the fastest. SBA Loans take longer because they require more paperwork.

Most loans can be used for almost any business-related purpose, but some (like Equipment Financing) are only for specific purchases like machinery or vehicles.