Explainers
Housing and community development can be complex, and no one is an expert on every corner of it. Even the experts sometimes have trouble breaking down what they know for others. Shelterforce explainers will help you introduce yourself to new topics, and explain key points and frequently asked questions to others. Have a topic you’d like covered in an explainer? Send it to [email protected].
The Latest
Series Guide: Shelter in a Federal Storm
Start here to navigate our series on state and local strategies that are being deployed at a time when federal action is largely blocked.
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What Is TOPA?
A tenant opportunity to purchase act (TOPA) is a policy that gives tenants some specific rights when their building goes up for sale. Learn what it covers and what it doesn’t in this video.
What Makes a Habitable Rental Home?
Almost every state in the U.S. requires that landlords maintain safe and livable residential units. This is often called a “warranty of habitability.” In some places, there are laws that specify exactly what those requirements are; in others, the standards are less defined.
Affordable Housing Finance 101
The financial intricacies involved in building affordable housing can be difficult to understand. This explainer breaks down the foundational concepts.
What’s in a Name? Investors vs. Speculators
We don’t often make a clear distinction between investors and speculators, which makes it harder to identify harmful behavior—and to find solutions for it.
What Is ‘Affordable Housing’?
For such a commonly used term, “affordable housing” means a lot of different things to different people and in different contexts.
Rising Property Insurance Costs: The Threat to Affordable Housing
This video and related articles explore a ballooning crisis endangering affordable housing, even as the need for it keeps growing.

How Are LIHTC Rents Set—And Why Can’t So Many Renters Afford Them?
This video breaks down the LIHTC rent-setting process, and shows the surprising number of people it doesn’t serve.
Q: What Does ‘Community Benefit’ Mean?
A: This term means different things to people in the health sector and the community development or organizing sectors, which can get confusing.
Q: What Are the Three Major Types of Community- or Resident-Controlled Housing and How Do They Work?
There’s a lot of momentum toward resident-controlled housing. Do you know the three major forms it takes?

LIHTC for Regular People
The Low-Income Housing Tax Credit is famously complex. We can’t exactly make it simple, but we’ve broken down the basics, especially those that residents of a LIHTC property might want to know, as clearly as possible.

How Are LIHTC Rules Enforced—And How Well?
LIHTC developers must follow strict affordability rules—and fulfill other promises—for at least 30 years. While industry insiders insist compliance rates are high, tenant advocates say noncompliance is a real problem.

What Is Affirmatively Furthering Fair Housing?
Shelterforce has put together a short video to explain what “Affirmatively Furthering Fair Housing,” or AFFH, means, and the history of its enforcement.
