In Jacksonville, Florida, home health care agencies employing four or more employees are required by state law to carry workers’ compensation insurance to cover in‑home caregivers. This coverage protects caregivers from job‑related risks such as patient lifting injuries, slip/falls in private homes, and vehicle accidents between client visits. The law further ensures that if a caregiver is injured while working in a client’s home, they may be eligible for medical benefits, wage replacement, and rehabilitation through the workers’ compensation system.
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