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Fintech

Every analyzed stock in Fintech — 89 companies. Each card shows price, our model's intrinsic value (IV), and how far price sits above or below it. Click any card for the full analysis. This is a research-triage view, not a buy/sell signal.

ALP
Alpha Compute Corp
Valuation N/A
Financial Services
Price$0.25
Model IV—
P/IV—
Limited data — see page
BLKB
BLACKBAUD INC
Deep Undervalued
Technology
Price$30.09
Model IV$62.81
P/IV0.49
Discount 52% Return to IV: +108.7%
Market implies -4.9%/yr vs model +7.1% · below model
BTGO
BITGO HOLDINGS, INC.
Valuation N/A
Financial Services
Price$5.11
Model IV—
P/IV—
Limited data — see page
BULL
Webull Corp
Deep Undervalued
Financial Services
Price$7.17
Model IV$11.56
P/IV0.55
Discount 38% Return to IV: +61.2%
Market implies +2.1%/yr vs model +12.0% · below model
CASH
PATHWARD FINANCIAL, INC.
Overvalued
Financial Services
Price$88.72
Model IV$75.46
P/IV1.09
Premium +18% Return to IV: -14.9%
Market implies -1.2%/yr vs model +8.0% · below model
CNDT
CONDUENT Inc
Fairly Valued
Technology
Price$1.51
Model IV$1.37
P/IV1.26
Premium +10% Return to IV: -9.4%
Market implies -2.3%/yr vs model +0.0% · in line
CPAY
CORPAY, INC.
Undervalued
Technology
Price$352.46
Model IV$439.07
P/IV0.82
Discount 20% Return to IV: +24.6%
Market implies +10.2%/yr vs model +16.3% · below model
CRCL
Circle Internet Group, Inc.
Valuation N/A
Financial Services
Price$64.62
Model IV—
P/IV—
Market implies +71.4%/yr vs model +50.0% · above model
CXT
Crane NXT, Co.
Overvalued
Industrials
Price$52.50
Model IV$44.08
P/IV0.88
Premium +19% Return to IV: -16.0%
Market implies +7.3%/yr vs model +5.5% · in line
DAAQ
Digital Asset Acquisition Corp.
Valuation N/A
Financial Services
Price$10.40
Model IV—
P/IV—
Limited data — see page
DAVE
Dave Inc./DE
Fairly Valued
Financial Services
Price$387.36
Model IV$418.92
P/IV0.67
Discount 8% Return to IV: +8.1%
Market implies +18.2%/yr vs model +25.0% · below model
DCX
Digital Currency X Technology Inc.
Valuation N/A
Consumer Cyclical
Price$1.00
Model IV—
P/IV—
Market implies +26.2%/yr vs model +8.0% · above model
DLO
dLocal Ltd
Valuation N/A
Technology
Price$14.88
Model IV—
P/IV—
Limited data — see page
DLX
DELUXE CORP
Deep Undervalued
Communication Services
Price$24.31
Model IV$49.52
P/IV0.49
Discount 51% Return to IV: +103.7%
Market implies -7.8%/yr vs model +3.3% · below model
ETSY
ETSY INC
Overvalued
Technology
Price$76.97
Model IV$66.75
P/IV1.02
Premium +15% Return to IV: -13.3%
Market implies +11.5%/yr vs model +11.4% · in line
EVCM
EverCommerce Inc.
Deep Overvalued
Technology
Price$9.98
Model IV$6.62
P/IV1.70
Premium +51% Return to IV: -33.7%
Market implies +10.4%/yr vs model +6.9% · above model
EVTC
EVERTEC, Inc.
Deep Undervalued
Technology
Price$29.63
Model IV$80.16
P/IV0.31
Discount 63% Return to IV: +170.5%
Market implies -2.5%/yr vs model +15.1% · below model
EXFY
Expensify, Inc.
Fairly Valued
Technology
Price$1.70
Model IV$1.90
P/IV0.61
Discount 11% Return to IV: +12.0%
Market implies -4.7%/yr vs model +2.0% · below model
FINV
FinVolution Group
Deep Overvalued
Financial Services
Price$4.83
Model IV$3.41
P/IV1.54
Premium +42% Return to IV: -29.4%
Market implies +12.6%/yr vs model +9.8% · in line
FIS
Fidelity National Information Services, Inc.
Deep Undervalued
Technology
Price$41.80
Model IV$97.34
P/IV0.44
Discount 57% Return to IV: +132.9%
Market implies -3.1%/yr vs model +10.0% · below model
FISV
FISERV INC
Deep Undervalued
Technology
Price$52.33
Model IV$179.19
P/IV0.32
Discount 71% Return to IV: +242.4%
Market implies -7.1%/yr vs model +12.4% · below model
FLD
Fold Holdings, Inc.
Deep Overvalued
Financial Services
Price$0.48
Model IV$0.23
P/IV4.29
Premium +114% Return to IV: -53.3%
Market implies +10.2%/yr vs model +15.0% · below model
FLYW
Flywire Corp
Deep Overvalued
Technology
Price$18.75
Model IV$6.40
P/IV2.51
Premium +193% Return to IV: -65.9%
Market implies +33.8%/yr vs model +25.0% · above model
FNGR
FingerMotion, Inc.
Deep Undervalued
Technology
Price$0.39
Model IV$0.77
P/IV1.00
Discount 50% Return to IV: +98.1%
Market implies -13.3%/yr vs model +20.9% · below model
FOUR
Shift4 Payments, Inc.
Valuation N/A
Technology
Price$51.35
Model IV—
P/IV—
Market implies -50.0%/yr vs model +25.0% · below model
GPN
GLOBAL PAYMENTS INC
Deep Undervalued
Technology
Price$78.63
Model IV$114.53
P/IV0.66
Discount 31% Return to IV: +45.7%
Market implies +0.4%/yr vs model +7.0% · below model
GRAB
Grab Holdings Ltd
Valuation N/A
Technology
Price$3.90
Model IV—
P/IV—
Limited data — see page
HKD
AMTD Digital Inc.
Deep Undervalued
Financial Services
Price$1.59
Model IV$3.43
P/IV0.53
Discount 54% Return to IV: +116.0%
Market implies +2.7%/yr vs model +20.3% · below model
IDT
IDT CORP
Overvalued
Communication Services
Price$58.82
Model IV$45.70
P/IV1.21
Premium +29% Return to IV: -22.3%
Market implies +2.6%/yr vs model +0.4% · in line
IIIV
i3 Verticals, Inc.
Deep Overvalued
Technology
Price$21.69
Model IV$8.37
P/IV2.43
Premium +159% Return to IV: -61.4%
Market implies +11.4%/yr vs model +2.0% · above model
IMXI
International Money Express, Inc.
Deep Undervalued
Technology
Price$14.54
Model IV$55.06
P/IV0.27
Discount 74% Return to IV: +278.7%
Market implies -7.9%/yr vs model +12.7% · below model
JFIN
Jiayin Group Inc.
Deep Undervalued
Financial Services
Price$2.86
Model IV$11.73
P/IV0.37
Discount 76% Return to IV: +310.0%
Market implies -1.9%/yr vs model +25.0% · below model
JKHY
JACK HENRY & ASSOCIATES INC
Deep Undervalued
Technology
Price$146.87
Model IV$248.29
P/IV0.55
Discount 41% Return to IV: +69.1%
Market implies +1.6%/yr vs model +9.9% · below model
JMIA
Jumia Technologies AG
Valuation N/A
Consumer Cyclical
Price$7.05
Model IV—
P/IV—
Limited data — see page
KLAR
Klarna Group plc
Valuation N/A
Financial Services
Price$19.72
Model IV—
P/IV—
Limited data — see page
KSPI
Joint Stock Co Kaspi.kz
Valuation N/A
Technology
Price$89.82
Model IV—
P/IV—
Limited data — see page
LIFE
Ethos Technologies Inc.
Deep Overvalued
Financial Services
Price$19.59
Model IV$11.23
P/IV1.68
Premium +75% Return to IV: -42.7%
Market implies +26.3%/yr vs model +25.0% · in line
LSAK
LESAKA TECHNOLOGIES INC
Deep Overvalued
Financial Services
Price$4.90
Model IV$1.36
P/IV3.60
Premium +261% Return to IV: -72.3%
Market implies -7.5%/yr vs model +2.0% · below model
LSPD
Lightspeed Commerce Inc.
Valuation N/A
Technology
Price$10.80
Model IV—
P/IV—
Limited data — see page
LX
LexinFintech Holdings Ltd.
Deep Undervalued
Financial Services
Price$1.91
Model IV$19.21
P/IV0.11
Discount 90% Return to IV: +906.0%
Market implies -34.6%/yr vs model +7.1% · below model
MELI
MERCADOLIBRE INC
Deep Undervalued
Technology
Price$1,763.36
Model IV$5,908.70
P/IV0.29
Discount 70% Return to IV: +235.1%
Market implies +2.1%/yr vs model +25.0% · below model
MI
NFT Ltd
Valuation N/A
Financial Services
Price$9.40
Model IV—
P/IV—
Market implies +50.6%/yr vs model +15.0% · above model
MQ
Marqeta, Inc.
Deep Overvalued
Technology
Price$17.41
Model IV$2.16
P/IV1.88
Premium +707% Return to IV: -87.6%
Market implies +33.3%/yr vs model +7.0% · above model
NCPL
Netcapital Inc.
Valuation N/A
Financial Services
Price$0.52
Model IV—
P/IV—
Market implies +42.2%/yr vs model +2.0% · above model
NEWT
NewtekOne, Inc.
Undervalued
Financial Services
Price$14.57
Model IV$19.54
P/IV0.71
Discount 25% Return to IV: +34.1%
Market implies -4.9%/yr vs model +8.0% · below model
NEWTG
NewtekOne, Inc.
Fairly Valued
Financial Services
Price$25.63
Model IV$28.38
P/IV0.88
Discount 10% Return to IV: +10.7%
Market implies -2.5%/yr vs model +7.0% · below model
NEWTH
NewtekOne, Inc.
Fairly Valued
Financial Services
Price$25.40
Model IV$28.38
P/IV0.89
Discount 11% Return to IV: +11.7%
Market implies -2.6%/yr vs model +7.0% · below model
NEWTI
NewtekOne, Inc.
Fairly Valued
Financial Services
Price$25.28
Model IV$28.38
P/IV0.89
Discount 11% Return to IV: +12.3%
Market implies -2.7%/yr vs model +7.0% · below model
NEWTO
NewtekOne, Inc.
Deep Overvalued
Financial Services
Price$26.10
Model IV$16.89
P/IV1.52
Premium +55% Return to IV: -35.3%
Market implies +6.8%/yr vs model +8.0% · in line
NEWTP
NewtekOne, Inc.
Fairly Valued
Financial Services
Price$24.90
Model IV$28.38
P/IV0.87
Discount 12% Return to IV: +14.0%
Market implies -2.9%/yr vs model +7.0% · below model
NNI
NELNET INC
Deep Undervalued
Financial Services
Price$135.26
Model IV$233.95
P/IV0.56
Discount 42% Return to IV: +73.0%
Market implies -2.7%/yr vs model +5.0% · below model
NU
Nu Holdings Ltd.
Valuation N/A
Financial Services
Price$13.61
Model IV—
P/IV—
Limited data — see page
OLB
OLB GROUP, INC.
Valuation N/A
Technology
Price$0.36
Model IV—
P/IV—
Market implies -50.0%/yr vs model +50.0% · below model
OPFI
OppFi Inc.
Valuation N/A
Financial Services
Price$9.96
Model IV—
P/IV—
Market implies -49.5%/yr vs model +13.2% · below model
PAGS
PagSeguro Digital Ltd.
Valuation N/A
Technology
Price$9.12
Model IV—
P/IV—
Limited data — see page
PAYP
PayPay Corp
Valuation N/A
Technology
Price$14.71
Model IV—
P/IV—
Limited data — see page
PAYS
Paysign, Inc.
Deep Undervalued
Technology
Price$8.26
Model IV$17.90
P/IV0.41
Discount 54% Return to IV: +116.7%
Market implies +6.5%/yr vs model +24.0% · below model
PHR
Phreesia, Inc.
Deep Undervalued
Technology
Price$10.94
Model IV$41.42
P/IV0.24
Discount 74% Return to IV: +278.6%
Market implies -26.3%/yr vs model +21.7% · below model
PMTS
CPI Card Group Inc.
Deep Undervalued
Communication Services
Price$20.38
Model IV$39.95
P/IV0.42
Discount 49% Return to IV: +96.0%
Market implies -4.7%/yr vs model +9.2% · below model
PRTH
Priority Technology Holdings, Inc.
Deep Undervalued
Technology
Price$7.18
Model IV$12.42
P/IV0.51
Discount 42% Return to IV: +72.9%
Market implies +2.6%/yr vs model +15.3% · below model