About S-mobiili
S-mobiili combines retail, banking and asset management services into one app. You can activate the app with any bank’s credentials or a mobile certificate. For more information about using or activating S-mobiili, tap the
S-mobiili combines retail, banking and asset management services into one app.
You can activate the app with any bank’s credentials or a mobile certificate.
For more information about using or activating S-mobiili, tap the bubble in the top right corner of the app or go to https://www.s-kanava.fi/palvelut/s-mobiili/.
What can I do in S-mobiili?
Member services
Bonus and Purchases – Track the Bonus status of your household and check how close you are to the next Bonus level. Review the breakdown of your purchases into different product groups, the degree of Finnish origin of your shopping basket, and compare price levels with competitors.
S-Etukortti and S-Etukortti barcode – Earn Bonus and take advantage of co-op member benefits with your phone.
Benefits and tips – Benefits tailored to you and current news. Note: By enabling notifications, you can make sure you’re always informed about your latest benefits.
Receipts for your purchases – Receipts for your purchases will be stored in the electronic receipt archive and you can stop receiving unnecessary paper receipts.
Your favourite outlets – Easily find benefits, promotions, opening hours and services for your favourite outlets in one place.
Where to earn Bonus – Search or browse locations in your area where you can earn Bonus
My information and information of your co-op member household – Easily manage your contact information and the information of your co-op member household
Bank services
Authentication – Log in and pay with your personal PIN code or fingerprint instead of using banking credentials – also works for online stores and public services!
Saver – Achieve easy savings as part of your everyday spending. Save one euro for every card payment or transfer the Bonuses you get for your S Group purchases to a fund.
Investments – Check your funds or investments, make additional investments in the funds you own, or invest in new funds.
Loans – Apply for an S-Laina loan or increase the loan amount, and check your loan information.
Accounts – View your account balances and transactions.
E-salary – View electronic payslips.
Cards – Apply for a new card or increase your card’s credit limit. Check the PIN code of your card, adjust security limits, and view your credit transactions.
Google Pay – Connect your payment card to the Google Pay app to start making mobile payments.
Paying – Pay bills or transfer money between your accounts easily and quickly.
E-invoices - Order new e-invoices and view your existing e-invoice orders.
S-Bank Private – Make use of investment and asset management services tailored to your needs. Only available to S-Bank Private customers.
Contact us – Call us or send us a message, provide feedback on our services, or view our FAQs.
Please note that in order to use S-mobiili, you must be a co-op member or belong to a co-op member household. More information about co-op membership: s-kanava.fi
What does S-mobiili request permission to?
Location data, so that we can provide you with the closest services and the most relevant benefits.
Use of the camera, to scan barcodes so you can conveniently pay your bills.
Sending notifications, so that you can be notified of matters like received e-invoices and electronic cash receipts.
Previous Versions
Here you can find the changelog of S-mobiili since it was posted on our website on 2023-04-05 15:41:22.
The latest version is and it was updated on 2026-06-11 15:16:41. See below the changes in each version.
S-mobiili version
Updated At: 2026-06-09
S-mobiili version 2.40.1
Updated At: 2026-04-27
Changes: - The benefits and tips are now easier to browse as they can be found in the information provided for each location
- If your card is damaged, you can easily order a new one from card details
- You can check your earnings-related pension record via S-mobiili. On the record, you can see where and how much pension you have accrued
- You can make a complaint via the S-mobiili Message Centre if there are unknown charges on your account or card, or if you have not received a product you have ordered
S-mobiili version 2.38.0
Updated At: 2025-12-15
Changes: - You can apply for a payment holiday for a secured loan in S-mobiili
- In future, you will be able to see new types of content in the S-Etukortti -section
S-mobiili version 2.35.1
Updated At: 2025-06-23
Changes: In this version, we improved the usability and accessibility of the app. We also fixed the detected errors to make the user experience even better.
S-mobiili version 2.34.1
Updated At: 2025-05-06
Changes: - As a new feature, you can now turn on notifications for your accepted card payments. You can also turn on notifications for failed card payments
- With the shopping basket comparison, you can compare the prices of the products that you purchase at different stores. In future, the comparison will also show the savings amount for the whole year
- Benefits are shown more clearly in the “Benefits and tips” section
- We also improved the usability and accessibility of the app
S-mobiili version 2.33.2
Updated At: 2025-02-28
Changes: - You can now filter benefits and tips by chain or distance.
- Updating your phone number and email is now easier than before.
S-mobiili version 2.32.0
Updated At: 2025-01-09
Changes: - You can order new e-invoices and view the e-invoice orders you have already made
- If you prefer, you can terminate your Visa Debit card on S-mobiili
- Start shopping at sokos.fi without signing in if you have activated S-Bank’s functionalities in S-mobiili
- We have improved the browsing of benefits in the Benefits and Tips section
- You can now find your renewed shopping basket comparison directly in the Bonus and Purchases view
S-mobiili version 2.31.2
Updated At: 2024-11-11
Changes: You can change the language of S-mobiili to English (Beta) in the Me section of the app.
You can now enable notifications about your card payments! Notifications sent to your S-mobiili inform you if your card payment has failed due to the safety limit you have set for your card, for example.
We have improved the app’s usability and accessibility.
We have updated S-mobiili terms of use by adding terms regarding the language of service and updated the section concerning the resolution of disputes.
S-mobiili version 2.30.1
Updated At: 2024-09-30
Changes: - Voit avata S-mobiilin Pankki-osiossa S-Pankin tilin, kortin tai verkkopankkitunnukset!
- Jos olet opiskelija, lisää opiskelijastatus Minä-osion kohdasta Omat tiedot/Jäsenyyden tiedot, jolloin saat S-ryhmältä ja sen kumppaneilta opiskelijoille suunnattuja suunnattuja sisältöjä, viestejä ja etuja.
- Nyt voit ottaa käyttöön ilmoituksia Visa Credit -korttimaksuistasi! Ilmoituksilla saat tiedon S-mobiiliisi, jos korttimaksusi on esimerkiksi epäonnistunut asettamiesi kortin turvarajojen takia.
S-mobiili version 2.29.0
Updated At: 2024-06-05
Changes: - Voit hakea asuntolainaa ja muita vakuudellisia lainoja uudistuneessa palvelussamme S-mobiilin kautta
- Mistä saat Bonusta -osiosta löydät nyt entistä helpommin oman osuuskauppasi paikalliset toimipaikat
- Kuitti- ja ostohistoriasi tarkastelu on nyt entistä helpompaa uudistetun kuukausivalikon avulla
- Jos myös alaikäisellä lapsellasi on S-Pankin asiakkuus, voit nyt päivittää lapsen asiakastiedot helposti S-mobiilissa
Disclaimer
Official Google Play Link
We do not host S-mobiili on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.
The Google Play link for S-mobiili is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.
