Real Estate Investing in Jacksonville, Oregon (97530)

Jackson County • Population: 9,157 • Data updated: June 2026

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Should you buy in 97530 (Jacksonville, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 11.3% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 25.4 — hard to cash-flow at these prices.

What’s happening in Jacksonville, OR (97530)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $610,535
Avg Monthly Rent $2,000
1% Rule ✗ Does Not Meet
Median Income $92,644
% Renters 25.8%

Market Analysis: 97530 Jacksonville

This part of Jackson County is not an easy win. The 97530 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $611K asset, 97530 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 97530 sits on the difficult end of the OR spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

A substantial renter share of 26% in 97530 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Jacksonville's stable or hybrid ZIPs before stepping into 97530. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jacksonville:

C Below Average
Buy Confidence Score: 51/100
Affordability
5/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.6× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,000/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Medford, OR Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
9.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Medford, OR metro data
🏠

Property Strategy for 97530

Which property type performs best in this market?

Best for Cash Flow
3BR
3.3% cap rate
Best for Appreciation
4BR
+4.8% 5yr CAGR
Best Overall Value
5BR
$174,115/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $379,491 $1,610 3.1% +2.2% $379,491
2BR $453,847 $2,010 3.2% +3.4% $226,923
3BR $619,738 $2,800 3.3% +4.7% $206,579
4BR $761,080 $3,300 3.1% +4.8% $190,270
5BR $870,573 +4.0% $174,115

Market Trends

Home Value History (with trend line)

$656K$562K$469K$375K$281K$188KMay 2006May 2016May 2026

Rent History (with trend line)

$2,007$1,987$1,967$1,947$1,927$1,907Apr 2026May 2026May 2026

📊 How Does 97530 Compare?

Metric 97530 Jacksonville Medford, OR Oregon
Home Value $610,535 $610,535 N/A $493,884
5-Year CAGR 2.5% 2.5% N/A 4.9%
Avg Rent $2,000 $2,000 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 97530? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97530 (Jacksonville, OR). Anonymous, moderated, never written by AI.

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Property managers serving Jackson County

Manage rentals here? List your business →

Quality Property Management Company offers residential, commercial, and association management services, including affordable housing for older adults, in Medford, Oregon. summary from their website

Single-familyCommercialHOASection 8
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+2.5%
Slow

📉 Market Crash Risk Index

Based on Medford, OR metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
1/2
45 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $610,535
Monthly Rent $2,000
Price-to-Rent 25.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 5.1%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.3%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Unfavorable

Demographics in 97530

Population: 9,157

💰 Median Household Income
$92,644
This area
$92,644
State
$71,325
USA
$74,580
🏠 Renter Occupied
25.8%
This area
25.8%
State
28.8%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-6.1%
USA
3.7%
🎓 College Educated
40.1%
This area
40.1%
State
13.8%
USA
33.7%
👤 Median Age
52.3 years
This area
52.3 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
11.3%
This area
11.3%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 92.4%
Other/Mixed 7.5%
Hispanic/Latino 4.5%
Black/African American 0.1%
👶 Under 18
17.0%
This area
17.0%
USA
22.0%
👴 65 and Over
28.8%
This area
28.8%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97530

B+ Avg School Grade
3 Schools
15.9:1 Avg Class Size
$15,870 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Jacksonville Elementary School

📚 K – 05 Elementary
👥
330 Students
👨‍🏫
17.4:1 Class Size
💰
$15,574 Per Student
B+ Above Average

Applegate Elementary School

📚 K – 08 School
👥
93 Students
👨‍🏫
13.3:1 Class Size
💰
$16,461 Per Student
B Good

Ruch Outdoor Community School

📚 K – 08 School
👥
188 Students
👨‍🏫
17.1:1 Class Size
💰
$15,574 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Jacksonville, OR a smart market for rental property?

The 3.0/5 investability rating in Jacksonville, OR reflects its $611K prices and $2,000/mo rents. Investors generally consider it a solid option within OR.

What strategy should investors use in Jacksonville, OR?

A careful cash-flow rentals with hands-on management strategy Jacksonville, OR best. The market produces measured results for that approach at the $611K price point.

What do rentals go for in Jacksonville, OR?

Rental rates in Jacksonville, OR average $2,000/mo. Tenant demand and $611K home values make the yield look reasonable by investor standards.

Is house hacking profitable in Jacksonville, OR?

House hacking in Jacksonville, OR is reasonable to execute. Prices around $611K and rents of $2,000/mo solid owner-occupant economics.

Do rentals sit vacant long in Jacksonville, OR?

Expect elevated vacancy in Jacksonville, OR. Rents at $2,000/mo are absorbed by the tenant base without meaningful lag.

See what 97530 really looks like for investors

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