Real Estate Investing in Eagle Point, Oregon (97524)

Jackson County • Population: 15,072 • Data updated: June 2026

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Should you buy in 97524 (Eagle Point, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Eagle Point, OR (97524)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $476,165
Avg Monthly Rent $2,498
1% Rule ✗ Does Not Meet
Median Income $77,608
% Renters 23.6%

Market Analysis: 97524 Eagle Point

Investors eyeing 97524 need to respect the fundamentals at play. Home values of $476K come alongside slower price movement and elevated management overhead.

Rent of $2,498/mo on a $476K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 97524 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 97524 among OR's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 97524 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 97524 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Eagle Point:

C Below Average
Buy Confidence Score: 53/100
Affordability
5/25
Appreciation
14/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Stable (+1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,498/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Medford, OR Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
9.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Medford, OR metro data
🏠

Property Strategy for 97524

Which property type performs best in this market?

Best for Cash Flow
3BR
3.4% cap rate
Best for Appreciation
4BR
+5.0% 5yr CAGR
Best Overall Value
5BR
$130,317/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $366,963 $1,230 2.4% +2.7% $366,963
2BR $407,444 $1,530 2.7% +3.5% $203,722
3BR $449,232 $2,130 3.4% +4.9% $149,744
4BR $572,372 $2,510 3.2% +5.0% $143,093
5BR $651,584 +5.0% $130,317

Market Trends

Home Value History (with trend line)

$512K$440K$369K$298K$226K$155KMay 2006May 2016May 2026

Rent History (with trend line)

No data available

📊 How Does 97524 Compare?

Metric 97524 Eagle Point Medford, OR Oregon
Home Value $476,165 $476,165 N/A $493,884
5-Year CAGR 2.6% 2.6% N/A 4.9%
Avg Rent $2,498 $2,498 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 97524? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97524 (Eagle Point, OR). Anonymous, moderated, never written by AI.

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Property managers serving Jackson County

Manage rentals here? List your business →

Quality Property Management Company offers residential, commercial, and association management services, including affordable housing for older adults, in Medford, Oregon. summary from their website

Single-familyCommercialHOASection 8
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+2.6%
Slow

📉 Market Crash Risk Index

Based on Medford, OR metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
1/2
45 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $476,165
Monthly Rent $2,498
Price-to-Rent 15.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +1.4% ▲
3-Year CAGR +1.2% ▲
5-Year CAGR +2.6% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.4%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.6%
Stable
Eviction process: Fast Rent control: Unfavorable

Demographics in 97524

Population: 15,072

💰 Median Household Income
$77,608
This area
$77,608
State
$71,325
USA
$74,580
🏠 Renter Occupied
23.6%
This area
23.6%
State
28.8%
USA
34.0%
💼 Unemployment Rate
5.7%
This area
5.7%
State
-6.1%
USA
3.7%
🎓 College Educated
20.8%
This area
20.8%
State
13.8%
USA
33.7%
👤 Median Age
42.1 years
This area
42.1 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
5.4%
This area
5.4%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 89.1%
Other/Mixed 9.8%
Hispanic/Latino 6.8%
Black/African American 0.9%
Asian 0.2%
👶 Under 18
24.1%
This area
24.1%
USA
22.0%
👴 65 and Over
23.8%
This area
23.8%
USA
17.3%
📊 Poverty Rate
9.1%
This area
9.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97524

B Avg School Grade
7 Schools
20.3:1 Avg Class Size
$14,462 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Hillside Elementary

📚 K – 05 Elementary
👥
435 Students
👨‍🏫
15.1:1 Class Size
💰
$14,462 Per Student
B+ Above Average

Eagle Rock Elementary School

📚 K – 05 Elementary
👥
297 Students
👨‍🏫
16.7:1 Class Size
💰
$14,462 Per Student
B Good

Eagle Point Middle School

📚 06 – 08 Middle
👥
396 Students
👨‍🏫
20.8:1 Class Size
💰
$14,462 Per Student
B Good

Eagle Point High School

📚 09 – 12 High School
👥
1,004 Students
👨‍🏫
18.8:1 Class Size
💰
$14,462 Per Student
C+ Average

Crater Lake Academy

📚 K – 12 K-12 Charter
👥
368 Students
👨‍🏫
22.8:1 Class Size
💰
$14,462 Per Student
C+ Average

Lake Creek Learning Center

📚 K – 05 Elementary
👥
43 Students
👨‍🏫
21.5:1 Class Size
💰
$14,462 Per Student
C Below Average
👥
187 Students
👨‍🏫
26.7:1 Class Size
💰
$14,462 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby
C
Northwest College-Medford
72 students · 11.6 mi
C+
Phagans Medford Beauty School
32 students · 13.0 mi
C
Pacific Bible College
44 students · 14.6 mi

Frequently Asked Questions

Should investors consider Eagle Point, OR?

The 3.0/5 investability rating in Eagle Point, OR reflects its $476K prices and $2,498/mo rents. Investors generally consider it a solid option within OR.

How high is vacancy risk in Eagle Point, OR?

Vacancy risk in Eagle Point, OR is elevated. That supports measured cash flow for typical rental holds.

How much should I expect to pay for a home in Eagle Point, OR?

Typical homes in Eagle Point, OR go for around $476K. The 5-year CAGR of 0.0% consistent price movement.

Which real estate strategy fits Eagle Point, OR?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Eagle Point, OR. The numbers - $476K homes against $2,498/mo rents - support that play.

Are rents high in Eagle Point, OR?

Eagle Point, OR rentals go for roughly $2,498/mo a month. That puts gross yield in solid territory relative to $476K acquisition costs.

See what 97524 really looks like for investors

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