Real Estate Investing in Butte Falls, Oregon (97522)

Jackson County • Population: 584 • Data updated: June 2026

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Should you buy in 97522 (Butte Falls, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.4% vacancy may signal weakening demand.

What’s happening in Butte Falls, OR (97522)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $325,991
Avg Monthly Rent $1,188
1% Rule ✗ Does Not Meet
Median Income $52,188
% Renters 18.5%

Market Analysis: 97522 Butte Falls

Meanwhile, ZIP 97522 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $326K median. It rewards specialists, not generalists.

For an experienced owner, 97522 can be a a viable market for hunting ground — but the discount at $326K reflects genuine risk that outside investors often underestimate.

Within OR, ZIP 97522 trails on several market indicators that neighboring Jackson County submarkets outperform. The gap is real and significant enough to shape underwriting.

The demographic picture in 97522 includes headwinds that any investor should price in. Income distribution skews lower than Butte Falls averages, and tenant stability requires active management.

The right play in 97522 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Butte Falls:

D Needs Caution
Buy Confidence Score: 49/100
Affordability
5/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.2× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,188/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Medford, OR Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
9.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Medford, OR metro data

Market Trends

Home Value History (with trend line)

$340K$301K$263K$225K$186K$148KFeb 2016Apr 2021May 2026

📊 How Does 97522 Compare?

Metric 97522 Butte Falls Medford, OR Oregon
Home Value $325,991 $325,991 N/A $493,884
5-Year CAGR 2.8% 2.8% N/A 4.9%
Avg Rent $1,188 $1,188 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 97522? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97522 (Butte Falls, OR). Anonymous, moderated, never written by AI.

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Property managers serving Jackson County

Manage rentals here? List your business →

Quality Property Management Company offers residential, commercial, and association management services, including affordable housing for older adults, in Medford, Oregon. summary from their website

Single-familyCommercialHOASection 8
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+2.8%
Slow

📉 Market Crash Risk Index

Based on Medford, OR metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
1/2
45 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $325,991
Monthly Rent $1,188
Price-to-Rent 22.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 5.6%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +2.8% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.4%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.8%
Stable
Eviction process: Fast Rent control: Unfavorable

Demographics in 97522

Population: 584

💰 Median Household Income
$52,188
This area
$52,188
State
$71,325
USA
$74,580
🏠 Renter Occupied
18.5%
This area
18.5%
State
28.8%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-6.1%
USA
3.7%
🎓 College Educated
7.9%
This area
7.9%
State
13.8%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
9.4%
This area
9.4%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 89.4%
Other/Mixed 10.6%
👶 Under 18
26.8%
This area
26.8%
USA
22.0%
👴 65 and Over
22.1%
This area
22.1%
USA
17.3%
📊 Poverty Rate
4.5%
This area
4.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97522

A Avg School Grade
1 Schools
10.3:1 Avg Class Size
$30,160 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Butte Falls Charter School

📚 K – 12 K-12 Charter
👥
159 Students
👨‍🏫
10.3:1 Class Size
💰
$30,160 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How quickly do rentals get leased in Butte Falls, OR?

Rental vacancy in Butte Falls, OR is elevated. Investors should budget normal turnover but not chronic empty units.

Where do rents currently stand in Butte Falls, OR?

Average rent in Butte Falls, OR is approximately $1,188/mo per month. Against $326K home values that yields a reasonable rent-to-price ratio.

How qualified is the tenant pool in Butte Falls, OR?

Tenant demand in Butte Falls, OR is solid. The local workforce $1,188/mo rents across most rental classes.

How much does a house cost in Butte Falls, OR?

Expect median prices around $326K in Butte Falls, OR. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

How does Butte Falls, OR stack up for property investment?

Investors tracking Butte Falls, OR will find a 3.0/5 rating supported by $326K median home values and $1,188/mo rents. That profile suits long-term holders targeting consistent returns.

See what 97522 really looks like for investors

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