Real Estate Investing in El Paso, Texas (79912)

El Paso County • Population: 79,126 • Data updated: June 2026

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Should you buy in 79912 (El Paso, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.3% vacancy may signal weakening demand.

What’s happening in El Paso, TX (79912)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $318,750
Avg Monthly Rent $1,462
1% Rule ✗ Does Not Meet
Median Income $71,324
% Renters 44.7%

Market Analysis: 79912 El Paso

The 79912 ZIP in El Paso, TX is a local-operator market. Outside capital chasing a $319K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $319K asset, 79912 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader TX picture, 79912 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 79912 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in El Paso:

B+ Great
Buy Confidence Score: 79/100
Affordability
15/25
Appreciation
25/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,462/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
El Paso, TX Metro Area
More inventory, negotiating room for buyers
67 days
Average time to sell
Slow
5.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from El Paso, TX metro data
🏠

Property Strategy for 79912

Which property type performs best in this market?

Best for Cash Flow
3BR
5.2% cap rate
Best for Appreciation
3BR
+8.4% 5yr CAGR
Best Overall Value
3BR
$91,294/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $208,929 $1,430 4.9% +5.8% $104,465
3BR $273,882 $1,960 5.2% +8.4% $91,294
4BR $397,209 $2,400 4.4% +8.0% $99,302
5BR $573,464 +8.1% $114,693

Market Trends

Home Value History (with trend line)

$330K$297K$263K$230K$197K$163KMay 2006May 2016May 2026

Rent History (with trend line)

$1,697$1,609$1,521$1,433$1,344$1,256Jan 2022Mar 2024May 2026

📊 How Does 79912 Compare?

Metric 79912 El Paso El Paso, TX Texas
Home Value $318,750 $87,449 N/A $297,000
5-Year CAGR 7.0% 7.4% N/A 5.4%
Avg Rent $1,462 $1,406 N/A -
Cap Rate 3.6% 4.6% - -
💡 Why Invest in 79912? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 45% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79912 (El Paso, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+7.0%
Strong

📉 Market Crash Risk Index

Based on El Paso, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
45%
Days Pending
2/2
67 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $318,750
Monthly Rent $1,462
Price-to-Rent 18.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year -11.9% ▼
3-Year CAGR -2.9% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 79912

Population: 79,126

💰 Median Household Income
$71,324
This area
$71,324
State
$70,593
USA
$74,580
🏠 Renter Occupied
44.7%
This area
44.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-25.4%
USA
3.7%
🎓 College Educated
48.4%
This area
48.4%
State
-5.8%
USA
33.7%
👤 Median Age
34.5 years
This area
34.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.3%
This area
10.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 48.6%
Other/Mixed 45.9%
Hispanic/Latino 43.1%
Asian 3.3%
Black/African American 2.1%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
14.1%
This area
14.1%
USA
17.3%
📊 Poverty Rate
11.0%
This area
11.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79912

B Avg School Grade
21 Schools
16.2:1 Avg Class Size
$15,830 Avg Per Pupil

Schools in This ZIP Code

A Very Good

GREEN EL

📚 Pre-K – 05 Elementary
👥
323 Students
👨‍🏫
11.5:1 Class Size
💰
$15,379 Per Student
A Very Good

WESTERN HILLS EL

📚 Pre-K – 05 Elementary
👥
388 Students
👨‍🏫
12.0:1 Class Size
💰
$15,379 Per Student
A Very Good

RIVERA EL

📚 Pre-K – 05 Elementary
👥
226 Students
👨‍🏫
11.0:1 Class Size
💰
$15,379 Per Student
A Very Good

EL PASO EARLY LEARNING LANGUAGE ACADEMY

📚 Pre-K – 02 Elementary Charter
👥
124 Students
👨‍🏫
12.4:1 Class Size
💰
$30,914 Per Student
A Very Good

GUERRERO EL

📚 Pre-K – 05 Elementary
👥
381 Students
👨‍🏫
12.4:1 Class Size
💰
$15,379 Per Student
A Very Good

KOHLBERG EL

📚 Pre-K – 05 Elementary
👥
460 Students
👨‍🏫
12.5:1 Class Size
💰
$15,379 Per Student
B+ Above Average

CHARLES Q MURPHREE PK-8

📚 Pre-K – 08 School
👥
880 Students
👨‍🏫
14.5:1 Class Size
💰
$15,379 Per Student
B+ Above Average

MARGUERITE J LUNDY EL

📚 Pre-K – 05 Elementary
👥
815 Students
👨‍🏫
14.7:1 Class Size
💰
$15,379 Per Student
B+ Above Average

PUTNAM EL

📚 Pre-K – 05 Elementary
👥
273 Students
👨‍🏫
13.3:1 Class Size
💰
$15,379 Per Student
B+ Above Average

BROWN MIDDLE

📚 06 – 08 Middle
👥
712 Students
👨‍🏫
16.4:1 Class Size
💰
$15,379 Per Student
B+ Above Average

POLK EL

📚 Pre-K – 05 Elementary
👥
640 Students
👨‍🏫
15.7:1 Class Size
💰
$15,379 Per Student
B+ Above Average

TIPPIN EL

📚 Pre-K – 05 Elementary
👥
732 Students
👨‍🏫
15.1:1 Class Size
💰
$15,379 Per Student
B Good

HOWARD BURNHAM EL

📚 Pre-K – 05 Elementary Charter
👥
316 Students
👨‍🏫
17.1:1 Class Size
💰
$12,153 Per Student
B Good

IDEA MESA HILLS COLLEGE PREPARATORY

📚 06 – 10 High School Charter
👥
423 Students
👨‍🏫
15.3:1 Class Size
💰
$11,965 Per Student
B Good

HORNEDO MIDDLE

📚 06 – 08 Middle
👥
1,388 Students
👨‍🏫
18.6:1 Class Size
💰
$15,379 Per Student
C+ Average

BRIGHT SCHOLAR - HELEN OF TROY

📚 Pre-K – K Elementary Charter
👥
31 Students
💰
$30,914 Per Student
C+ Average

CORONADO H S

📚 09 – 12 High School
👥
2,350 Students
👨‍🏫
18.9:1 Class Size
💰
$15,379 Per Student
C+ Average

DAVINCI SCHOOL FOR SCIENCE AND THE ARTS

📚 06 – 12 High School Charter
👥
965 Students
👨‍🏫
19.8:1 Class Size
💰
$12,153 Per Student
C+ Average

FRANKLIN H S

📚 09 – 12 High School
👥
3,048 Students
👨‍🏫
18.9:1 Class Size
💰
$15,379 Per Student
C+ Average

IDEA MESA HILLS ACADEMY

📚 K – 05 Elementary Charter
👥
721 Students
👨‍🏫
23.5:1 Class Size
💰
$11,965 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 10,414 Off-Campus Students
C+
The University of Texas at El Paso
24,351 students · 5.7 mi
D
Pipo Academy of Hair Design
11 students · 6.2 mi
C
Western Technical College
635 students · 6.6 mi
C
Texas Tech University Health Sciences Center-El Paso
922 students · 8.0 mi
C
Southwest University at El Paso
1,817 students · 8.2 mi
D
Pima Medical Institute-El Paso
667 students · 10.2 mi
C
El Paso Community College
24,420 students · 10.7 mi
C
Tri-State Cosmetology Institute
147 students · 13.3 mi

Investor Insight: With 10,414 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does El Paso, TX rate as a rental market?

Investors tracking El Paso, TX will find a 3.0/5 rating supported by $319K median home values and $1,462/mo rents. That profile suits long-term holders targeting reliable returns.

Is house hacking profitable in El Paso, TX?

The a challenging house-hack environment in El Paso, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How do experienced investors play El Paso, TX?

El Paso, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($319K prices, $1,462/mo rents) make it a reasonable choice.

Where do home prices stand in El Paso, TX?

Expect median prices around $319K in El Paso, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

What is the rental occupancy rate in El Paso, TX?

Rental vacancy in El Paso, TX is elevated. Investors should budget normal turnover but not chronic empty units.

See what 79912 really looks like for investors

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