Real Estate Investing in Barclay, Maryland (21607)
Should you buy in 21607 (Barclay, MD)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 8.0% vacancy may signal weakening demand.
What’s happening in Barclay, MD (21607)?
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Market Analysis: 21607 Barclay
The 21607 ZIP covers a section of Barclay that demands careful diligence. Prices near $394K look accessible, but the work to make a deal cash flow is real.
Distressed markets are won on execution, not on spreadsheets. ZIP 21607 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 21607 among MD's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 21607 ZIP's population of 538 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
Strategically, 21607 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Barclay:
Market Trends
Home Value History (with trend line)
📊 How Does 21607 Compare?
| Metric | 21607 | Barclay | Baltimore-Columbia-Towson, MD | Maryland |
|---|---|---|---|---|
| Home Value | $393,632 | $393,632 | N/A | $424,997 |
| 5-Year CAGR | N/A | N/A | N/A | 4.9% |
| Avg Rent | $1,593 | $1,593 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 21607 (Barclay, MD). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $393,632 |
| Monthly Rent | $1,593 |
| Price-to-Rent | 20.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +5.1% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 21607
Population: 538
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the average home sale price in Barclay, MD?
Typical homes in Barclay, MD go for around $394K. The 5-year CAGR of 0.0% stable price movement.
Which investment style suits Barclay, MD?
Investors usually favor careful cash-flow rentals with hands-on management in Barclay, MD. With home values at $394K and rents near $1,593/mo, other strategies can work but produce reliable rather than outsized returns.
How strong is tenant demand in Barclay, MD?
Working renters make up the core of the Barclay, MD tenant base. The pool is reasonable for investors targeting long-term holds.
Is Barclay, MD a friendly market for rental owners?
For rental operators, Barclay, MD rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What kind of vacancy should I budget for in Barclay, MD?
Occupancy in Barclay, MD runs steady with elevated vacancy. Well-priced units at $1,593/mo lease on reasonable timelines.
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