Real Estate Investing in Williamstown, New Jersey (08094)

Gloucester County • Population: 40,542 • Data updated: June 2026

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Should you buy in 08094 (Williamstown, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (92/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
GOOD
4.0 / 5 (71/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Williamstown, NJ (08094)?

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4.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $370,866
Avg Monthly Rent $3,000
1% Rule ✗ Does Not Meet
Median Income $96,741
% Renters 16.1%

Market Analysis: 08094 Williamstown

Not every below-median market is a bargain. Williamstown's 08094 ZIP clocks in at signals that favor experienced operators who can absorb the risk $371K pricing implies.

The investment case in 08094 is solid only for operators who understand what they are buying. A $371K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 08094's metrics run below Gloucester County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A durable renter share of 16% in 08094 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 08094 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Williamstown:

B Good
Buy Confidence Score: 76/100
Affordability
15/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,000/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08094

Which property type performs best in this market?

Best for Cash Flow
3BR
4.8% cap rate
Best for Appreciation
4BR
+12.2% 5yr CAGR
Best Overall Value
5BR
$107,620/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $300,407 $1,840 4.4% +11.3% $150,203
3BR $335,785 $2,220 4.8% +11.5% $111,928
4BR $492,837 $2,480 3.6% +12.2% $123,209
5BR $538,099 +12.2% $107,620

Market Trends

Home Value History (with trend line)

$385K$343K$301K$258K$216K$174KMay 2006May 2016May 2026

Rent History (with trend line)

No data available

📊 How Does 08094 Compare?

Metric 08094 Williamstown New Jersey
Home Value $370,866 $370,866 $559,826
5-Year CAGR 7.9% 7.9% 8.4%
Avg Rent $3,000 $3,000 -
Cap Rate 6.3% 6.3% -
💡 Why Invest in 08094? Click to expand

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08094 (Williamstown, NJ). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
6.3%
Good
5yr Growth
+7.9%
Strong

📊 Market Snapshot

Home Value $370,866
Monthly Rent $3,000
Price-to-Rent 10.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.7%
Cap Rate 6.3%
5-Year IRR 14.2%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.3%  |  30yr Rate: 6.5%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.5%) is close to the estimated cap rate (6.3%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08094

Population: 40,542

💰 Median Household Income
$96,741
This area
$96,741
State
$113,906
USA
$74,580
🏠 Renter Occupied
16.1%
This area
16.1%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-9.5%
USA
3.7%
🎓 College Educated
27.9%
This area
27.9%
State
25.9%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 78.6%
Black/African American 12.0%
Other/Mixed 7.7%
Hispanic/Latino 4.1%
Asian 1.6%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
15.1%
This area
15.1%
USA
17.3%
📊 Poverty Rate
4.5%
This area
4.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08094

A+ Avg School Grade
7 Schools
11.3:1 Avg Class Size
$23,512 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Holly Glen Elementary School

📚 Pre-K – 04 Elementary
👥
515 Students
👨‍🏫
9.3:1 Class Size
💰
$22,109 Per Student
A+ Excellent

Oak Knoll Elementary School

📚 Pre-K – 04 Elementary
👥
637 Students
👨‍🏫
11.3:1 Class Size
💰
$22,109 Per Student
A+ Excellent

Radix Elementary

📚 Pre-K – 04 Elementary
👥
604 Students
👨‍🏫
10.2:1 Class Size
💰
$22,109 Per Student
A+ Excellent

Whitehall Elementary School

📚 Pre-K – 04 Elementary
👥
384 Students
👨‍🏫
9.6:1 Class Size
💰
$22,109 Per Student
A+ Excellent

Collings Lakes Elementary School

📚 Pre-K – 02 Elementary
👥
214 Students
👨‍🏫
13.2:1 Class Size
💰
$31,927 Per Student
A Very Good

Williamstown Middle School

📚 05 – 08 School
👥
1,744 Students
👨‍🏫
11.5:1 Class Size
💰
$22,109 Per Student
A Very Good

Williamstown High School

📚 09 – 12 High School
👥
1,773 Students
👨‍🏫
14.1:1 Class Size
💰
$22,109 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 4,526 Off-Campus Students
C
ASI Career Institute
33 students · 8.5 mi
B
Rowan University
19,660 students · 9.1 mi
C
Camden County College
7,591 students · 10.0 mi
C
Pennco Tech-Blackwood
996 students · 12.0 mi
C
Rowan College of South Jersey-Gloucester Campus
5,390 students · 12.2 mi
C
Center for the Healing Arts
36 students · 14.0 mi
C
Rizzieri Aveda School for Beauty and Wellness
381 students · 14.0 mi

Investor Insight: With 4,526 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What real estate strategy is ideal for Williamstown, NJ?

Williamstown, NJ investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($371K prices, $3,000/mo rents) make it a reasonable choice.

What monthly rent should investors expect in Williamstown, NJ?

Average rent in Williamstown, NJ is approximately $3,000/mo per month. Against $371K home values that yields a reasonable rent-to-price ratio.

What price range are homes in Williamstown, NJ?

The median home value in Williamstown, NJ is roughly $371K. That puts it reasonable relative to the NJ statewide average.

Can owner-occupants cash flow in Williamstown, NJ?

Williamstown, NJ offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $3,000/mo rent level.

How strong is Williamstown, NJ for real estate investors?

Williamstown, NJ rates 4.0/5 for investability. With median values at $371K and rents near $3,000/mo, the market offers reasonable fundamentals for rental investors.

See what 08094 really looks like for investors

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