Real Estate Investing in Swedesboro, New Jersey (08085)
Should you buy in 08085 (Swedesboro, NJ)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Swedesboro, NJ (08085)?
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Market Analysis: 08085 Swedesboro
Investors eyeing 08085 need to respect the fundamentals at play. Home values of $479K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $479K asset, 08085 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 08085 among NJ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
A robust renter share of 17% in 08085 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 08085 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Swedesboro:
Property Strategy for 08085
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $344,102 | $2,380 | 5.0% | +8.5% | $172,051 |
| 3BR | $380,927 | $2,850 | 5.4% | +9.2% | $126,976 |
| 4BR | $582,315 | $3,190 | 3.9% | +9.5% | $145,579 |
| 5BR | $671,404 | — | — | +9.5% | $134,281 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 08085 Compare?
| Metric | 08085 | Swedesboro | New Jersey |
|---|---|---|---|
| Home Value | $479,044 | $479,044 | $559,826 |
| 5-Year CAGR | 7.1% | 7.1% | 8.4% |
| Avg Rent | $2,950 | $2,950 | - |
| Cap Rate | 4.8% | 4.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 08085 (Swedesboro, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $479,044 |
| Monthly Rent | $2,950 |
| Price-to-Rent | 13.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.4% |
| Cap Rate | 4.8% |
| 5-Year IRR | 11.9% |
📈 Home Appreciation
| 1-Year | +4.0% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 08085
Population: 21,856
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 08085
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,916 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Swedesboro, NJ a smart market for rental property?
With a 3.0/5 investability score, Swedesboro, NJ ranks as a solid market for rental property investors. Median prices of $479K and rents of $2,950/mo drive the underlying numbers.
What kind of vacancy should I budget for in Swedesboro, NJ?
Occupancy in Swedesboro, NJ runs stable with elevated vacancy. Well-priced units at $2,950/mo lease on reasonable timelines.
How much do tenants pay in Swedesboro, NJ?
Rent in Swedesboro, NJ is around $2,950/mo. The resulting rent-to-value relationship with $479K pricing is reasonable for most investor models.
What does house hacking look like in Swedesboro, NJ?
For house hackers, Swedesboro, NJ is a challenging. The $2,950/mo rent on a unit helps defray the mortgage on a $479K property.
What is it like being a landlord in Swedesboro, NJ?
NJ law tenant-protective for landlords, and Swedesboro inherits those rules. Investors should still review local ordinances for rental licensing.
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