Real Estate Investing in Clarksboro, New Jersey (08020)

Gloucester County • Population: 2,522 • Data updated: June 2026

☆ Watch this market Free account

Should you buy in 08020 (Clarksboro, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Clarksboro, NJ (08020)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $443,133
Avg Monthly Rent $1,809
1% Rule ✗ Does Not Meet
Median Income $120,357
% Renters 5.6%

Market Analysis: 08020 Clarksboro

ZIP 08020 in Clarksboro, NJ carries a durable set of headwinds. Home values near $443K and rents of $1,809/mo sit inside a market where underwriting has to be tight.

From an investor standpoint, the numbers look inviting — $443K purchase price, 0.0% nominal cap — the work to hit that pro forma in 08020 is substantial and deserves full respect.

Statewide comparisons place 08020 among NJ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 08020 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 08020 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clarksboro:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,809/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08020

Which property type performs best in this market?

Best for Cash Flow
3BR
4.2% cap rate
Best for Appreciation
4BR
+10.5% 5yr CAGR
Best Overall Value
4BR
$131,885/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $409,886 $2,400 4.2% +8.9% $136,629
4BR $527,541 $2,690 3.7% +10.5% $131,885

Market Trends

Home Value History (with trend line)

$462K$407K$352K$297K$243K$188KMay 2006May 2016May 2026

📊 How Does 08020 Compare?

Metric 08020 Clarksboro New Jersey
Home Value $443,133 $443,133 $559,826
5-Year CAGR 7.1% 7.1% 8.4%
Avg Rent $1,809 $1,809 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 08020? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08020 (Clarksboro, NJ). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 08020 (Clarksboro, NJ)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $443,133
Monthly Rent $1,809
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08020

Population: 2,522

💰 Median Household Income
$120,357
This area
$120,357
State
$113,906
USA
$74,580
🏠 Renter Occupied
5.6%
This area
5.6%
State
28.4%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-9.5%
USA
3.7%
🎓 College Educated
30.8%
This area
30.8%
State
25.9%
USA
33.7%
👤 Median Age
52.8 years
This area
52.8 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 78.8%
Other/Mixed 16.2%
Hispanic/Latino 9.0%
Black/African American 4.8%
Asian 0.2%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
26.6%
This area
26.6%
USA
17.3%
📊 Poverty Rate
2.4%
This area
2.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08020

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Billingsport Elementary School

📚 Pre-K – 02 Elementary
📍 441 NASSAU AVE, PAULSBORO
👥
324 Students
👨‍🏫
11.5:1 Class Size
💰
$27,980 Per Student
A+ Excellent

J. Mason Tomlin Elementary School

📚 04 – 06 School
📍 393 MAIN ST, MANTUA
👥
468 Students
👨‍🏫
9.8:1 Class Size
💰
$25,050 Per Student
A+ Excellent

Loudenslager Elementary School

📚 03 – 06 School
📍 100 BAIRD AVE, PAULSBORO
👥
351 Students
👨‍🏫
10.7:1 Class Size
💰
$27,980 Per Student
A+ Excellent

West Deptford Middle School

📚 04 – 08 School
📍 675 GROVE RD, WEST DEPTFORD
👥
832 Students
👨‍🏫
11.1:1 Class Size
💰
$23,290 Per Student
A+ Excellent

Centre City Elementary School

📚 K – 03 Elementary
📍 301 COLUMBUS DR, MANTUA
👥
490 Students
👨‍🏫
12.9:1 Class Size
💰
$25,050 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,272 Off-Campus Students
C
Rowan College of South Jersey-Gloucester Campus
5,390 students · 5.5 mi
D
All-State Career School
831 students · 6.4 mi
B
Rowan University
19,660 students · 8.2 mi
C
Venus Beauty Academy
71 students · 8.2 mi
C+
Widener University
5,610 students · 8.3 mi
C
Pennco Tech-Blackwood
996 students · 8.6 mi
D
P B Cosmetology Education Center
113 students · 8.7 mi
D
Studio Incamminati
40 students · 9.5 mi

Investor Insight: With 2,272 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Clarksboro, NJ a good place for real estate investing?

With a 3.0/5 investability score, Clarksboro, NJ ranks as a solid market for rental property investors. Median prices of $443K and rents of $1,809/mo drive the underlying numbers.

What does house hacking look like in Clarksboro, NJ?

House hacking works a challenging in Clarksboro, NJ. Rents of $1,809/mo against $443K acquisition make the strategy solid for owner-occupants.

What is the typical rental rate in Clarksboro, NJ?

Rent in Clarksboro, NJ is around $1,809/mo. The resulting rent-to-value relationship with $443K pricing is reasonable for most investor models.

Are there empty rentals in Clarksboro, NJ?

Vacancy risk in Clarksboro, NJ is elevated. That supports stable cash flow for typical rental holds.

What is the typical home price in Clarksboro, NJ?

The median home value in Clarksboro, NJ is roughly $443K. That puts it reasonable relative to the NJ statewide average.

See what 08020 really looks like for investors

You're reading the free snapshot. Unlock appreciation trends, cap rates, vacancy signals, Section 8 data, and full demographics for 08020.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 08020 (Clarksboro)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 08020 (Clarksboro, NJ).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.