Real Estate Investing in Bellmawr, New Jersey (08031)

Camden County • Population: 11,678 • Data updated: June 2026

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Should you buy in 08031 (Bellmawr, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Bellmawr, NJ (08031)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $316,373
Avg Monthly Rent $1,633
1% Rule ✗ Does Not Meet
Median Income $71,935
% Renters 38.4%

Market Analysis: 08031 Bellmawr

Stepping back, ZIP 08031 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $316K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 08031 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Bellmawr have seen price recovery that 08031 has not matched. Camden County data supports the view that the spread is structural rather than temporary.

Resident income in 08031 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 08031 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bellmawr:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Stable (+3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,633/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08031

Which property type performs best in this market?

Best for Cash Flow
4BR
4.1% cap rate
Best for Appreciation
2BR
+12.9% 5yr CAGR
Best Overall Value
4BR
$85,423/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $259,532 $1,460 4.1% +12.9% $129,766
3BR $313,610 $1,750 4.0% +12.2% $104,537
4BR $341,694 $1,950 4.1% +11.4% $85,423

Market Trends

Home Value History (with trend line)

$330K$292K$253K$215K$177K$139KMay 2006May 2016May 2026

Rent History (with trend line)

$1,693$1,677$1,660$1,644$1,627$1,611Dec 2025Mar 2026May 2026

📊 How Does 08031 Compare?

Metric 08031 Bellmawr New Jersey
Home Value $316,373 $316,373 $559,826
5-Year CAGR 8.2% 8.2% 8.4%
Avg Rent $1,633 $1,633 -
Cap Rate 4.0% 4.0% -
💡 Why Invest in 08031? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08031 (Bellmawr, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+8.2%
Strong

📊 Market Snapshot

Home Value $316,373
Monthly Rent $1,633
Price-to-Rent 16.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year +3.0% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +8.2% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.2%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08031

Population: 11,678

💰 Median Household Income
$71,935
This area
$71,935
State
$113,906
USA
$74,580
🏠 Renter Occupied
38.4%
This area
38.4%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-9.5%
USA
3.7%
🎓 College Educated
21.7%
This area
21.7%
State
25.9%
USA
33.7%
👤 Median Age
41.7 years
This area
41.7 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 75.3%
Other/Mixed 10.0%
Asian 9.7%
Hispanic/Latino 7.5%
Black/African American 5.1%
👶 Under 18
20.8%
This area
20.8%
USA
22.0%
👴 65 and Over
18.7%
This area
18.7%
USA
17.3%
📊 Poverty Rate
7.7%
This area
7.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08031

A+ Avg School Grade
3 Schools
11.0:1 Avg Class Size
$23,505 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bell Oaks Upper Elementary School

📚 05 – 08 School
👥
454 Students
👨‍🏫
11.6:1 Class Size
💰
$23,505 Per Student
A+ Excellent

Ethel M Burke Elementary School

📚 K – 04 Elementary
👥
233 Students
👨‍🏫
9.3:1 Class Size
💰
$23,505 Per Student
A+ Excellent

Bellmawr Park Elementary School

📚 Pre-K – 04 Elementary
👥
483 Students
👨‍🏫
12.1:1 Class Size
💰
$23,505 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Audubon Junior/Senior High School

📚 07 – 12 High School
📍 350 EDGEWOOD AVENUE, AUDUBON
👥
737 Students
👨‍🏫
11.2:1 Class Size
💰
$24,972 Per Student
A+ Excellent

Mansion Avenue School

📚 03 – 06 School
📍 300 MANSION AVENUE, AUDUBON
👥
323 Students
👨‍🏫
9.5:1 Class Size
💰
$24,972 Per Student
A+ Excellent

Mary E. Volz Elementary School

📚 04 – 08 School
📍 509 WEST THIRD AVENUE, RUNNEMEDE
👥
497 Students
👨‍🏫
11.3:1 Class Size
💰
$25,409 Per Student
A+ Excellent

Parkview Elementary School

📚 Pre-K – 06 School
📍 101 BIRCH ST, WESTVILLE
👥
362 Students
👨‍🏫
9.8:1 Class Size
💰
$25,144 Per Student
A+ Excellent

Shady Lane Elementary School

📚 01 – 05 Elementary
📍 130 PEACH STREET, WESTVILLE
👥
413 Students
👨‍🏫
11.1:1 Class Size
💰
$29,209 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 646 Off-Campus Students
D
P B Cosmetology Education Center
113 students · 2.8 mi
C
Pennco Tech-Blackwood
996 students · 4.4 mi
D
Prism Career Institute-Cherry Hill
328 students · 5.0 mi
C
Center for the Healing Arts
36 students · 5.1 mi
C
Rizzieri Aveda School for Beauty and Wellness
381 students · 5.1 mi
D
Studio Incamminati
40 students · 5.4 mi
B
Rutgers University-Camden
5,776 students · 5.8 mi
C
Jean Madeline Aveda Institute
239 students · 5.9 mi

Investor Insight: With 646 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Bellmawr, NJ suited for a house hack?

House hacking works a challenging in Bellmawr, NJ. Rents of $1,633/mo against $316K acquisition make the strategy solid for owner-occupants.

How strong is tenant demand in Bellmawr, NJ?

The tenant pool in Bellmawr, NJ is solid, supported by local employment and population fundamentals. Rents of $1,633/mo are well-absorbed by the market.

Are landlord laws favorable in Bellmawr, NJ?

For rental operators, Bellmawr, NJ rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Should investors worry about vacancy in Bellmawr, NJ?

Vacancy risk in Bellmawr, NJ is elevated. That supports stable cash flow for typical rental holds.

Are rents high in Bellmawr, NJ?

Average rent in Bellmawr, NJ is approximately $1,633/mo per month. Against $316K home values that yields a reasonable rent-to-price ratio.

See what 08031 really looks like for investors

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