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Edmonton • Calgary • Kelowna • Vancouver

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Mortgages
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Edmonton • Calgary • Kelowna • Vancouver
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Mortgage Calculator

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✓ Free Rate Quote

✓ No Obligation  

✓ Expert Guidance

Why Choose Ratefair?

Access to 50+ Lenders – Not Just Big Banks

We shop the market so you don’t have to. From major banks to credit unions and alternative lenders, we find you the best rate and terms.

Fast Approvals When You Need Them

Need financing quickly? Our streamlined process gets you pre-approved fast, even in competitive markets.

Expert Guidance Every Step

First-time buyer or seasoned investor, we explain everything clearly and make the mortgage process stress-free.

Continued Support After Closing

We don’t disappear after your mortgage closes. We stay in touch to help with renewals and future needs.

We help you find a mortgage that fits your life.

More About Us

You deserve a mortgage that fits your lifestyle, and at Ratefair, we have a team of experienced professionals ready to help you find it.

We know that buying a home is a big decision, and we want to be there for you every step of the way. We are here to support and guide you through the process, answering any questions you may have and making sure you feel confident in your decision. We are committed to helping you open the doors to your new home with confidence.

We Handle All Types of Mortgages

– First-Time Home Buyers

– Mortgage Renewals & Refinancing  

– Investment Properties

– Self-Employed Mortgages

– New to Canada Programs

– Debt Consolidation

– Construction & Renovation Loans

Serving Homebuyers Across Canada

Our mortgage experts serve clients in:
• Edmonton 

• Calgary 

• Kelowna 

• Vancouver

Mortgages don't have to be stressful.

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Reviews & Testimonials

In searching for the right mortgage for my first ever home, I was set up with Brent Leah from Ratefair and he was incredibly helpful and insightful right from our first conversation. Brent was able to get me set up quickly and effectively. He was very easy to work with and was always there when I had questions to help me better understand my situation and get me into the best mortgage possible. It was easy to tell that the team at Ratefair has a customer-first mindset and it is in their best interest to get their clients into the best mortgage that suits their situation.

Michael
The entire process of getting a mortgage and working with Sarah went smoothly and quickly. We so appreciated this with having a quick possession date. We would recommend her to anyone. Thank you Sarah

Lori
We needed financing fast for a high-demand property in a competitive market. Sarah worked overtime with us to get us a great rate in a short amount of time. She has continued to check in with us and guide us post-purchase to make sure we are happy and on track. Working with Sarah gave us so much confidence and comfort during a very stressful time. We have recommended Sarah to all our friends and family. Although we are in our dream home now, if we ever move again - Sarah will be our first call.

Jon
Sarah was so amazing and helpful! My husband and I had a special case as I was new to Canada and required more documentation for mortgage approval. She assisted us through every step, and was very responsive whenever I had questions. I highly recommend Ratefair when for financing your mortgage, as they are extremely efficient and hands on.

Anna
With the market moving fast I found the right home for me, but had to have everything set up with a fairly pressured deadline. Brent was extremely professional, responsive and incredibly easy to deal with. He rarely missed a call and if he did, would respond within minutes, any time, any day. He definitely had his finger on the pulse the entire way through, found me a great rate and made the process very stress free, given the short time frame we had. It is easy to tell he takes pride in his work and knows how to navigate the process through experience and knowledge.

Brennan
Initially I was hesitant on going out side of the big banks for a mortgage, but Brent was very insightful and helpful when it came to showing the benefits as well as the similarities that other lenders have with the big banks. Brent was always available for questions, ans was truly honest and understanding during the whole process. He helped me secure a great rate and made the annoying process of getting a first time mortgage much easier.

Omar
I recently transferred my mortgage from a big 5 bank to Ratefair with Sarah, and I couldn't be happier with that decision. Sarah was super helpful, easygoing & professional with the entire process and made it very easy to complete. Most of all gave me a great rate.

Adam
Brent came highly recommended from our realtor when we faced issue sourcing financing for a property. Brent is one of the best mortgage brokers, that we had the pleasure of dealing with. Due to the complexity of securing a mortgage as an overseas Canadian, Brent worked hard to get our mortgage approved through our preferred lender. He worked tirelessly and gave sound advice about the mortgage process. We would not hesitate to recommend Brent and the team at Rate-fair for your mortgage needs. We also look forward to working with Brent and the rest of the team again in the future.

Henry
Sarah made renewing my mortgage an extremely simple process even though I was changing service providers. She ensured I had the best rate and the right type of mortgage for my current life. I cannot speak highly enough of the excellent service she provided, not to mention arranging for someone to visit me at home to obtain my signature on the mortgage documents. A great experience all around!

Sofia
Sarah made our mortgage renewal so easy! Even when our previous lender made it more complicated than it should have been, she was there to simplify everything for us . She was determined to get us the best deal and took care of every detail. I highly recommend her to anyone looking for a mortgage or renewing an existing one!

Lindsay

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Knowledge Center

From the basics of mortgage lending to more advanced concepts, we offer a variety of resources, including articles, guides, and videos, to help you learn more about the mortgage process and find the right loan for your needs.

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