Current Loan Rates

Loan Rates - Effective Friday, January 16, 2026
Loan TypeRates as low asTerms & Information
NEW VEHICLE LOAN » 5.1% 72 M Buy that new vehicle you've been wanting!
PRE OWNED VEHICLE LOAN » 5.1% 60 M Great rates on used autos too!
SIGNATURE LOAN » 9.7% 12 M Unsecured Loan, funds can be used for anything
AG QUEST NEW UTILITY » 6.5% 84 M Skid Loaders, Utility Trailers, Stock Trailers, etc
AG QUEST USED UTILITY EQUIP » 6.5% 84 M Skid Loaders, Utility Trailers, Stock Trailers, etc
PREOWNED RV LOAN » 7.75% 36 M Preowned RV's, Boats, Campers, Motorcycles, etc
NEW RECREATIONAL VEHICLE LOAN » 7.75% 36 M RV's, Boats, Campers, Motorcycles, etc.
SHARE/CD SECURED LOAN » 4.8% 36 M Secure your loan with a savings or cd for a low rate
UTILITY EQUIPMENT » 7.75% 36 M Utility Trailers, Garden Tractors, <50 HP motor
FIXED RATE HELOC 7YR BALLOON 6.5% 360 M Fixed Rate HELOC, Call CU for Details
Home Equity Line of Credit 9% 0 M Fix your home with our great low rates
EXPEDITION CREDIT CARD » 5.99% 24 M RATES AS LOW AS 5.99%
SHARE SECURED CREDIT CARD 7.99% 0 M RATES AS LOW AS 7.99%
CHRISTMAS/HOLIDAY LOAN » 8.65% 58 M Christmas/Holiday loan rates are great
FIXED RATE FIRST MORTGAGE 6.5% 0 M PRIMARY RESIDENCE
FIXED RATE SECOND MORTGAGE 7% 0 M PRIMARY RESIDENCE
AG QUEST NEW AUTO » 5.25% 84 M Annual Payment Available
AG QUEST PREOWNED AUTO » 5.8% 84 M Annual Payments Available

Current Certificate Rates

Certificate Rates - Effective Friday, January 16, 2026
Certificate TermAPYMinimum Deposit
12 MONTH CERTIFICATE3.51%$1000
12 MONTH CERTIFICATE3.76%$10000
12 MONTH CERTIFICATE4.02%$75000
24 MONTH CERTIFICATE3.76%$1000
24 MONTH CERTIFICATE4.07%$10000
24 MONTH CERTIFICATE4.33%$75000
36 MONTH CERTIFICATE3.25%$1000
36 MONTH CERTIFICATE3.51%$10000
36 MONTH CERTIFICATE3.76%$75000
48 MONTH CERTIFICATE3.04%$1000
48 MONTH CERTIFICATE3.3%$10000
48 MONTH CERTIFICATE3.56%$75000
60 MONTH CERTIFICATE3.04%$1000
60 MONTH CERTIFICATE3.3%$10000
60 MONTH CERTIFICATE3.56%$75000
12 MONTH IRA CERT2.12%$1000
36 MONTH IRA CERT2.27%$1000
60 MONTH IRA CERT2.63%$1000

Current Savings Rates

Savings Rates - Effective Thursday, January 1, 2026
APYMinimum
Deposit		Minimum
Balance
REGULAR SHARES0.55% $150
TRANSACTIONAL SHARES0.55% $150
CHRISTMAS CLUB0.55% $150
MISC SHARES0.55% $150
HIGH YIELD MONEY MARKET2.43%$500$500
HIGH YIELD MONEY MARKET2.58%$500$10001.01
HIGH YIELD MONEY MARKET2.68%$500$50001.01
HIGH YIELD MONEY MARKET2.94%$500$100001.01
HIGH YIELD MONEY MARKET3.4%$500$150001.01
VACATION CLUB0.55% $150
TRAD IRA SHARE1.36% $150
ROTH IRA SHARE1.36% $150
INTEREST BEARING CHK0.85% $500
INTEREST BEARING CHK1.11% $1500

Additional Mortgage/Real Estate Lending Options:

Quest FCU participates in a partnership with CU Mortgage for additional real estate/mortgage lending options in a referral capacity.

See additional rate options from our referral network: SHOW ME ADDITIONAL RATES!
  • * Please note, the above rates are provided for reference only.
  • * FHLB financing available, ask your loan officer for details.
  • * Loan rates quoted at APR (Annual Percentage Rate)
  • * Home Equity Lines of Credit are variable-rate loans (fixed-rate HELOC is a separate loan type). Rates above are for reference only, and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, and occupancy, so your rate may differ. The plan has a maximum APR of 13.99%. Members may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid in full within the following 15 years.
  • * Mastercard fees and disclosure available for review – Download Now – Mastercard requires annual use of card or a fee may be imposed.
  • * Certificates may carry penalties for early withdrawal, contact credit union for details!
  • * Certificates rates quoted at APY (Annual Percentage Yield)