Polygon Payments is infrastructure for enabling real-time, low-cost onchain payments using stablecoins and smart contracts. It’s built for businesses that want to optimize global money transfers.

Polygon Payments serves banks, fintechs, neobanks, payment service providers, ecommerce platforms, and marketplaces that want programmable, efficient global payment flows.

Battle-tested, low-cost, widely adopted, and globally integrated across financial tooling—with a roadmap to bringing payments to Internet scale. New blockchains promise performance; Polygon has delivered it at scale for years.

Cross-border payments, P2P transactions, FX optimization, treasury management, merchant settlement, programmable commerce, smart contract-based loyalty, and more. Tap into Polygon’s speed and capital efficiency.

Every leading stablecoin with considerable depth: USDC, USDT, and more—including 30+ non-USD stablecoins issued natively on Polygon and supported across hundreds of wallets, onramps, and DeFi protocols. Polygon has the most monthly active users of any USDC chain.

~2 seconds.

Yes. Payments on Polygon can integrate with fiat offramps, PSPs, or stablecoin redemption partners to enable fiat settlement on either end.

Yes. Polygon can integrate with your existing PSP, acquiring bank, or treasury provider, enabling onchain payments without overhauling your stack.

All major self-custodial and embedded wallets, as well as institutional custody solutions and SDKs for custom integrations. If your wallet is Ethereum-compatible, it works with Polygon.

Marketplaces can disburse seller payouts in real time, automate escrow, expand to global sellers, and much more, without legacy banking friction

Offer 24/7 payments, instant FX, crypto-native treasury, and tokenized financial services natively in your app with programmable stablecoin flows.

Polygon offers sandbox environments and enterprise integrations to pilot stablecoin-based services such as interbank transfers, onchain settlement, and tokenized deposits.