Pipe

Kick off by linking your current billing stack to Pipe and mapping your plans in minutes. Import your price catalog, connect your CRM, and verify your payout account. Next, choose how you want to advance against subscription contracts—set the percentage you want to draw, funding timing, and risk rules. Turn on the option to present customers with flexible monthly terms while you receive cash upfront. Configure taxes, currencies, and invoice templates, then run a few sandbox checkouts to confirm quotes, payment methods, and dunning logic before you flip the switch to production.

On a live deal, a rep creates a quote directly from the CRM and selects “pay monthly.” Pipe evaluates the subscription and returns a funding decision within the flow, so customers never leave the checkout. The buyer confirms the plan, adds a payment method, and finalizes the order. You receive the agreed advance to your bank, while the customer is billed monthly through automated schedules. Reminders go out before due dates, and failed charges trigger retries and customer notices without manual chasing. If a client insists on a wire or cash payment, record it and keep the ledger accurate. Every step—quote, approval, funding, invoice, and receipt—lands in your timeline and the CRM.

Finance uses the dashboard to see today’s available draws, upcoming collections, and variance versus plan. Pull funds only when needed to extend runway, level out seasonality, or back a campaign launch. Taxes calculate at checkout using current rules, and you can localize invoices and accept multiple currencies for global customers. Export journals to your accounting system, track invoice history, and keep auditors happy. Give customers a self-service portal to update cards, view statements, download receipts, and switch plans. Service teams can bill projects or hourly work alongside subscriptions, estimate changes, and send clean, branded documents without leaving the workflow.

Developers wire it all together with the API. Create offers, generate checkout sessions, and subscribe to webhooks for events like quote accepted, payment succeeded, or dunning escalated. Build custom flows—gate premium features on successful checkout, show prorated upgrades, or run in-app renewals. Use granular keys and roles to protect access, and rely on idempotency to keep requests safe during retries. Test dunning paths, card updates, and refund edges in sandbox, then deploy behind feature flags. Monitor health with real-time metrics, surface deal status in your app, and fail over to a basic payment form if third-party tools go down. Mobile teams can drop in quick payment capture for field sales and on-site renewals, keeping everything in sync with the core system.