Patient Financing for Providers: Turn Payments into a Strategic Advantage

PayZen is transforming patient financing for providers with AI and automation, delivering the most advanced healthcare affordability solution for both patients and providers.

Our patient financing solution enables happier, healthier patients, and better financial outcomes for providers.

Our seamless integrations with EHR/EMR systems and personalized patient payment options create an unrivaled patient experience. Our platform allows providers to accelerate cash and increase patient payments, without additional administrative tasks or sacrificing patient satisfaction.

The patient financing solution trusted by leading hospitals and health systems

Geisinger - Healthcare Provider
Cape Fear Valley Health
Crystal Clinic Orthopaedic Center
Marshall Medical Center
Optim Health System - Healthcare Provider
Geisinger - Healthcare Provider
Cape Fear Valley Health
Crystal Clinic Orthopaedic Center
Marshall Medical Center
Optim Health System - Healthcare Provider

Flexible Patient Financing Solutions for Every Stage of Care

Remove financial barriers and improve patient outcomes.

  • Remove financial barriers to great care with the PayZen Care Card, a physical and virtual card that offers all the benefits of our popular patient payment plan service.
  • Patients can use it to finance scheduled medical procedures or ongoing care, splitting charges into affordable monthly payments with personalized terms.
  • The card is white labeled for your health system, and can be an exclusive benefit for your patients, driving repeat use and enhancing healthcare affordability.

Leverage technology and data 
to drive a 30% increase in patient payments.

  • Each patient receives a personalized payment plan tailored to their ability to pay, giving providers the highest chance of receiving payment.
  • Our patient financing for providers requires no IT costs and goes live in four weeks, with fully automated enrollment and servicing.

Boost Cash Flow and Accelerate Accounts Receivable by Transitioning your Backbook to PayZen.

Transition your book of payment plans to PayZen and unlock immediate cash flow for your health system, while simplifying patient payment management. Our patient financing solutions are built for providers who need results, not complexity.

See how PayZen’s patient financing solutions work for providers


What healthcare providers say about PayZen's patient financing solutions

PayZen allowed us to set barriers and parameters and to offer more defined and proactive plans. More patients started signing up for payment plans instead of going into bad debt, and the patients are paying well, so it is a win all the way around.

Karen Dostart
Director of Hospital Patient Billing
Marshall Medical Center

PayZen’s no-interest plans and unique payment over time offering is an opportunity for our patients to develop the payment strategy that works best for them, while still getting the level of care they deserve.

Michael Fontenot
CFO
Claiborne Memorial Medical Center

This makes it simpler to afford and pay medical bills with no-interest plans on friendly, customizable terms. It’s our obligation to make sure our patients don’t avoid or put off necessary care for financial reasons.

Robert Dewar
Chief Revenue Officer
Geisinger

Frequently Asked Questions

Patient financing solutions help patients manage out-of-pocket medical costs through structured, affordable payment plans. PayZen’s AI-powered platform creates personalized, interest-free options that improve affordability for patients and drive stronger collection outcomes for providers.

PayZen’s patient financing for providers is powered by AI and automation. Using over 30,000 data points, PayZen creates personalized plans patients can enroll in within minutes. Seamless EHR integrations, zero IT costs, and a four-week go-live make implementation straightforward for any health system.

PayZen offers pre-built integrations with Epic, Cerner, and other major EHR systems. Enrollment is automated, servicing runs without manual intervention, and providers go live with no IT investment required.

Providers using PayZen’s patient financing for providers see a 30% average increase in patient payments, reduced bad debt, and improved days in A/R. Patient NPS is over 50% higher than the industry average.