The last payments integration you'll ever need

Explore the feature-rich solutions that make us the leading integrated payments platform.

Our API-driven, end-to-end processing platform is built for partnerships.

Expand your business into multinational markets, including the U.S., Canada, and Europe.

As a proprietary platform purpose-built and supported in-house, our gateway is designed for scale and flexibility.

Our technology turns payment problems into revenue drivers that transform the customer experience.

Omnichannel Solutions

Unattended, in-person, mobile, and ecommerce, built for wherever business takes you

Dynamic Payment Terminals

Select from 30+ precertified devices to suit your business needs, with options designed for all environments. Seamlessly accept EMV, contactless, and digital wallet payments.

Hosted Payments Page

Create a seamless payments journey through your website or software application with our fully customizable, PCI-compliant embedded payments page.

Virtual Terminal

Experience simple transaction processing from any device with internet access, offering flexibility, security, and insightful reporting without the need for a payments terminal.

HSA/FSA

Enable secure acceptance of Health Savings Account (HSA) and Flexible Spending Account (FSA) payments, helping merchants expand eligible payment options and reduce friction for healthcare-related purchases.

Unified API

Quick, low-code integrations with experts who speak your language, thorough documentation, a self-service sandbox, and help when you need it most.

Payment Links

Create one-time or reusable payment links within seconds, send them via email or text, or host them on your website to receive payments hassle-free.

Flexible Payments and Digital Wallets

Easily meet customers where they are by offering mobile, in-app, and desktop payment options, complete with support for digital wallets like Apple Pay and Google Pay to provide the seamless experience they expect.

Ecommerce

Integrate seamlessly with leading shopping carts to streamline operations, attract more software clients, and stay ahead of the competition. Integrations include Shopify, Opencart, WooCommerce, Magento, and more.

Platform Features

Enhance the customer experience with robust value-added-services

Multinational Payments

Expand your horizons, tap into new markets, and process payments with ease. Includes support for multinational payment acceptance, including Canada, Europe, the U.S., and more.

3D Security

3D Secure enhances fraud protection by verifying each transaction in real-time with a one-time code, minimizing chargebacks and delivering added security for your clients, especially those with high transaction volumes.

Tokenization

Securely handle card-on-file billing with tokenization, replacing sensitive data with secure tokens to reduce breach risks. Easily transfer and share tokens for seamless, secure payments across all systems.

Card Account Updater

Receive seamless updates to tokenized card-on-file information. Save time, eliminate manual processes, and reduce the risk of cancellations due to card expiration, loss, theft, or renewal.

Level II and Level III Processing

Get smarter payments with Level II and Level III processing. Enjoy reduced fees, advanced reporting tools, and streamlined transaction management. Spend less time on admin tasks and more on growing your business.

Compliant Surcharging

Consider RewardPay, our fully compliant surcharging program, which helps reduce payment card acceptance costs by 50%-70%. With straightforward billing, no contracts, and no termination fees, RewardPay offers payment flexibility while preserving profit.

EBT

Look to Payroc for effortless EBT payment acceptance. Welcome the tens of millions of American customers who use government assistance programs like SNAP and TANF.

Powerful Reporting

Empower your business with Payroc’s robust reporting and analytics. Use the data to drive decisions that will help you grow and succeed.

Security and PCI compliance

Payment Card Industry standards require businesses to maintain secure payment environments anywhere that cardholder data is processed.
Payroc adheres to the Payment Card Industry Data Security Standard (PCI DSS) to ensure secure payment processing and protect cardholder data.
We hold a Level 1 PCI DSS certification, the highest level of compliance.
We work closely with partners and merchants to ensure your payments systems also meet the highest security standards.

Partner & Merchant Benefits

The Payroc advantage

Why partners choose the Payroc Gateway

Comprehensive Payment Solutions: Unattended, in-person, mobile, and ecommerce. A quick, seamless integration ensures easy adoption for ISVs looking to enhance their payments capabilities.
Advanced Security and Compliance: The Payroc Gateway holds Level 1 PCI certification, demonstrating our commitment to maintaining the most stringent security standards in the industry. We also use tokenization to enhance security, streamline transactions, and reduce the scope of PCI compliance for partners and merchants.
Core Offerings: With our wide array of products and services including dynamic payment terminals, ACH and PAD processing, Canadian and US payments, tokenization, and more, ISVs can integrate a complete solution to streamline transaction processing and management.

How merchants benefit from the Payroc Gateway

Access to Advanced Features: Merchants gain access to advanced payment features such as dynamic payment terminals, Level II/Level III processing, and compliant surcharging through the Payroc Gateway. These features help merchants reduce processing costs, improve transaction visibility, and enhance overall payment performance.
Efficient Transaction Management: The Payroc Gateway streamlines transaction processing and management. Automated processes, such as recurring payments and card account updater, minimize manual intervention, saving time and effort.
Insightful Reporting and Analytics: The gateway provides merchants with robust reporting and analytics tools, offering valuable insights into transaction trends, customer behavior, and business performance. This data-driven approach empowers merchants to make informed decisions, optimize strategies, and drive growth.