Calculate your rewards

Calculate your rewards

Here’s what you could be missing out on!

Calculator Rewards How it works

Tell us about yourself

I’m on a pay.com.au plan would like to add

Annual Results

0Total airline points

$0Approx. value

$0Net fees (After tax)

Monthly Breakdown

payrewards points PayRewards Points ^
0
Converted to Airline Points 0
Airline points value ($) > $0
PayRewards Package fee (0%)
Gross Fee ($0)
Net fee (after tax) # ($0)
creditcard points Credit card rewards
0
Airline points 0
Airline points value ($) > $0
Platform fee (0%)
Gross Fee ($0)
Net fee (after tax) # ($0)

Date of last update: 19 May 2026

General Disclaimer: The information in this calculator is general in nature and has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the information is appropriate for your circumstances and seek independent advice where appropriate. It does not provide personal financial, tax or legal advice.

This calculator is based on a number of assumptions and subject to a number of specific disclaimers (as viewable here).

The information reflects information available as at the date of last update, and has not been updated to reflect any changes since. This calculator includes information obtained from third-parties, such information has not been independently verified. While reasonable care has been taken in preparing the information displayed by the calculator, no representation or warranty is made as to the accuracy, completeness or reliability of the information obtained from third-parties.


* Not all business expenses can be processed via our platform (and in some cases, depending on payment method type), for more details see Payment Rules and Regulations.

> Indicative estimated value of airline points is calculated at 3.5 cents per airline point – this is our estimate of redemption value based on international business class flight redemption. You may not get this value as redemption value rates vary (depending on airline and flights route/class) and any airline point redemption is subject to availability.

# Net fees assume that PayRewards Package Fees are tax deductible at a rate of 25%. This is general information only and does not take into account your individual business circumstances. Tax deductibility depends on your specific situation and may change over time. You should seek your own tax advice before relying on this information.

^ Airline points redeemed from PayRewards Points is calculated on the basis of a transfer rate of 2:1. Some airline partners have lower transfer rates – for current transfer rates for airline partners, see here.

+ Credit card earn rates are based on publicly available information published by card issuers as at date of last update. Some credit cards have limits on the number of points you can earn, restrictions on earn rate or other restrictions including prohibited payment types. Our calculator does not account for these credit card terms, so actual credit card rewards may vary. Please refer to your credit card terms and conditions for further information.

PayRewards redemptions are subject to change, subject to availability and third-party terms and conditions. Redemptions for airfares requires membership, and points transfers to, applicable airline loyalty programs. For more details, see PayRewards Terms and Conditions. Reward redemptions are accurate as at 2026-02-01.

Pay your team this July. Earn up to 100K PayRewards Points

Make your Payroll and/or Super payments through pay.com.au. The more you pay, the bigger your payback. Offer ends 31 July ^T&Cs apply.

Pay.com.au business payments platform dashboard interface