About Optum Bank
The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending...
The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you. WITH THE APP UPDATE, YOU CAN NOW EASILY: Keep track of all your account balances Unlock more ways to use your health account dollars Use your account to pay for health costs Find answers if you have questions Store your health care receipts all in one place Understand what may qualify as an eligible health expense VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE See your health account balances and contributions and view health spending and saving transactions all in one place. DID SOMEONE SAY SHOPPING? YES, WE DID. Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet. PAY BILLS, PAY EASILY, PAY YOURSELF Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps. AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS Easily find out what you need or type away and send us an email. ACCESS INSTRUCTIONS: You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials. ABOUT OPTUM BANK: Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions - creating a better health care experience for our customers.
Version History We’ve made updates to improve overall reliability and consistency across the app, along with bug fixes. 4.6.0 5d ago In this update: easier investment transfers with Betterment and Schwab, improved document uploads to reduce claim delays, and dashboard links to expired accounts—plus bug fixes and performance improvements 4.5.0 May 29 This update enhances performance and resolves various bugs to keep everything running smoothly. 4.4.0 Apr 21 We’ve made some improvements to the app to make it even easier to use. 4.3.0 Mar 25 Enhanced experience with updates to navigation, in-app alerts, documents, expanded investment history, and the ability to move the chat icon. This release also includes: • Various UI and accessibility improvements • Bug fixes and performance enhancements 4.2.0 Feb 25 We’ve been busy preparing for the new year so you can stay focused on your health and financial goals. 3.12.0 12/17/2025 We’ve made some behind-the-scenes improvements to enhance security and overall usability. Enjoy the improved experience. 3.11.0 11/24/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.10.0 11/05/2025 We’ve made some improvements to ensure managing your accounts is easier and more efficient than ever. Here’s what’s new: - Enhanced Dashboard Notifications Your main dashboard will now display key updates like card activation, claims actions, and documents available—making it simple to stay informed and take action. - Redesigned Investment Dashboards Our Schwab investment dashboards have been updated with a fresh design and improved navigation for a more intuitive experience. - Expanded Live Chat Support We’re increasing accessibility to live chat, so you can get help when you need it—quickly and easily. - General Bug Fixes We’ve resolved a number of minor issues to keep everything running smoothly. Thank you for banking with us—your trust is what drives these improvements! 3.9.0 09/27/2025 Check it out -- Investments improvements started with a polished Betterment dashboard, transaction information is getting more detailed with merchant names, and chat can now guide you directly into our experience leveraging deep linking. 3.8.0 08/22/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.7.0 07/18/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.6.1 07/01/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.6.0 06/25/2025 We've created a simpler path to expense management and reimbursement by creating a direct connection from uploading documents, matching to existing claims, or enabling the creation of new reimbursements. 3.5.1 05/27/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.4.1 05/09/2025 Spring is in the air, and so is a fresh update! We've tidied up the app to give you a cleaner, smoother experience. Enjoy. 3.4.0 04/18/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.1.0 03/28/2025 With our latest update, filing and tracking claims is now a breeze. Check out the new and improved claims process by updating the app today. 3.0.0 02/21/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.9.1 01/27/2025 Unwrap a better app this holiday season. Update now and enjoy the improvements. Happy holidays! 2.9.0 12/15/2024 We’ve been sprucing things up for the holidays! Update the app now to enjoy a smoother, more efficient experience. 2.8.0 11/21/2024 Say goodbye to document management headaches with our latest update. Easily upload, name, categorize, and search docs in the app. Update now for a simpler way to manage your benefit dollars. 2.7.0 10/02/2024 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.6.3 08/09/2024 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.6.1 07/27/2024 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.6.0 07/23/2024
Previous Versions
Here you can find the changelog of Optum Bank since it was posted on our website on 2021-12-13 22:40:46.
The latest version is 4.6.0 and it was updated on 2026-06-29 14:52:00. See below the changes in each version.
Optum Bank version 4.6.0
Updated At: 2026-06-29
Changes: Version History We’ve made updates to improve overall reliability and consistency across the app, along with bug fixes. 4.6.0 5d ago In this update: easier investment transfers with Betterment and Schwab, improved document uploads to reduce claim delays, and dashboard links to expired accounts—plus bug fixes and performance improvements 4.5.0 May 29 This update enhances performance and resolves various bugs to keep everything running smoothly. 4.4.0 Apr 21 We’ve made some improvements to the app to make it even easier to use. 4.3.0 Mar 25 Enhanced experience with updates to navigation, in-app alerts, documents, expanded investment history, and the ability to move the chat icon. This release also includes:
• Various UI and accessibility improvements
• Bug fixes and performance enhancements 4.2.0 Feb 25 We’ve been busy preparing for the new year so you can stay focused on your health and financial goals. 3.12.0 12/17/2025 We’ve made some behind-the-scenes improvements to enhance security and overall usability. Enjoy the improved experience. 3.11.0 11/24/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.10.0 11/05/2025 We’ve made some improvements to ensure managing your accounts is easier and more efficient than ever. Here’s what’s new:
- Enhanced Dashboard Notifications
Your main dashboard will now display key updates like card activation, claims actions, and documents available—making it simple to stay informed and take action.
- Redesigned Investment Dashboards
Our Schwab investment dashboards have been updated with a fresh design and improved navigation for a more intuitive experience.
- Expanded Live Chat Support
We’re increasing accessibility to live chat, so you can get help when you need it—quickly and easily.
- General Bug Fixes
We’ve resolved a number of minor issues to keep everything running smoothly.
Thank you for banking with us—your trust is what drives these improvements! 3.9.0 09/27/2025 Check it out -- Investments improvements started with a polished Betterment dashboard, transaction information is getting more detailed with merchant names, and chat can now guide you directly into our experience leveraging deep linking. 3.8.0 08/22/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.7.0 07/18/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.6.1 07/01/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.6.0 06/25/2025 We've created a simpler path to expense management and reimbursement by creating a direct connection from uploading documents, matching to existing claims, or enabling the creation of new reimbursements. 3.5.1 05/27/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.4.1 05/09/2025 Spring is in the air, and so is a fresh update! We've tidied up the app to give you a cleaner, smoother experience. Enjoy. 3.4.0 04/18/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.1.0 03/28/2025 With our latest update, filing and tracking claims is now a breeze. Check out the new and improved claims process by updating the app today. 3.0.0 02/21/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.9.1 01/27/2025 Unwrap a better app this holiday season. Update now and enjoy the improvements. Happy holidays! 2.9.0 12/15/2024 We’ve been sprucing things up for the holidays! Update the app now to enjoy a smoother, more efficient experience. 2.8.0 11/21/2024 Say goodbye to document management headaches with our latest update. Easily upload, name, categorize, and search docs in the app. Update now for a simpler way to manage your benefit dollars. 2.7.0 10/02/2024 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.6.3 08/09/2024 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.6.1 07/27/2024 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.6.0 07/23/2024
Optum Bank version 4.4.0
Updated At: 2026-05-28
Changes: Version History This update enhances performance and resolves various bugs to keep everything running smoothly. 4.4.0 Apr 21 We’ve made some improvements to the app to make it even easier to use. 4.3.0 Mar 25 Enhanced experience with updates to navigation, in-app alerts, documents, expanded investment history, and the ability to move the chat icon. This release also includes:
• Various UI and accessibility improvements
• Bug fixes and performance enhancements 4.2.0 Feb 25 We’ve been busy preparing for the new year so you can stay focused on your health and financial goals. 3.12.0 12/17/2025 We’ve made some behind-the-scenes improvements to enhance security and overall usability. Enjoy the improved experience. 3.11.0 11/24/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.10.0 11/05/2025 We’ve made some improvements to ensure managing your accounts is easier and more efficient than ever. Here’s what’s new:
- Enhanced Dashboard Notifications
Your main dashboard will now display key updates like card activation, claims actions, and documents available—making it simple to stay informed and take action.
- Redesigned Investment Dashboards
Our Schwab investment dashboards have been updated with a fresh design and improved navigation for a more intuitive experience.
- Expanded Live Chat Support
We’re increasing accessibility to live chat, so you can get help when you need it—quickly and easily.
- General Bug Fixes
We’ve resolved a number of minor issues to keep everything running smoothly.
Thank you for banking with us—your trust is what drives these improvements! 3.9.0 09/27/2025 Check it out -- Investments improvements started with a polished Betterment dashboard, transaction information is getting more detailed with merchant names, and chat can now guide you directly into our experience leveraging deep linking. 3.8.0 08/22/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.7.0 07/18/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.6.1 07/01/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.6.0 06/25/2025 We've created a simpler path to expense management and reimbursement by creating a direct connection from uploading documents, matching to existing claims, or enabling the creation of new reimbursements. 3.5.1 05/27/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.4.1 05/09/2025 Spring is in the air, and so is a fresh update! We've tidied up the app to give you a cleaner, smoother experience. Enjoy. 3.4.0 04/18/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 3.1.0 03/28/2025 With our latest update, filing and tracking claims is now a breeze. Check out the new and improved claims process by updating the app today. 3.0.0 02/21/2025 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.9.1 01/27/2025 Unwrap a better app this holiday season. Update now and enjoy the improvements. Happy holidays! 2.9.0 12/15/2024 We’ve been sprucing things up for the holidays! Update the app now to enjoy a smoother, more efficient experience. 2.8.0 11/21/2024 Say goodbye to document management headaches with our latest update. Easily upload, name, categorize, and search docs in the app. Update now for a simpler way to manage your benefit dollars. 2.7.0 10/02/2024 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.6.3 08/09/2024 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.6.1 07/27/2024 We'll keep this short. We've made some tweaks to improve your app experience. Enjoy. 2.6.0 07/23/2024 This update allows you to opt-in to transaction alerts each time you swipe your card. Plus, we have eliminated some pesky bugs and enhanced the app for smoother banking. 2.5.0 06/25/2024 We've been fine-tuning our app just for you - making sure it's as polished as a freshly minted coin. 2.4.0 05/21/2024
Optum Bank version 4.2.0
Updated At: 2026-02-25
Changes: Enhanced experience with updates to navigation, in-app alerts, documents, expanded investment history, and the ability to move the chat icon. This release also includes:
• Various UI and accessibility improvements
• Bug fixes and performance enhancements
Optum Bank version 3.12.0
Updated At: 2025-12-17
Changes: We’ve been busy preparing for the new year so you can stay focused on your health and financial goals.
Optum Bank version 3.8.0
Updated At: 2025-08-22
Changes: Aug 22, 2025
Version 3.8.0
Check it out -- Investments improvements started with a polished Betterment dashboard, transaction information is getting more detailed with merchant names, and chat can now guide you directly into our experience leveraging deep linking.
Optum Bank version 3.7.0
Updated At: 2025-07-18
Changes: Jul 18, 2025
Version 3.7.0
We'll keep this short. We've made some tweaks to improve your app experience. Enjoy.
Optum Bank version 3.5.1
Updated At: 2025-05-27
Changes: May 27, 2025
Version 3.5.1
We've created a simpler path to expense management and reimbursement by creating a direct connection from uploading documents, matching to existing claims, or enabling the creation of new reimbursements.
Optum Bank version 3.4.1
Updated At: 2025-05-09
Changes: May 9, 2025
Version 3.4.1
We'll keep this short. We've made some tweaks to improve your app experience. Enjoy.
Optum Bank version 3.4.0
Updated At: 2025-04-18
Changes: Apr 18, 2025
Version 3.4.0
Spring is in the air, and so is a fresh update! We've tidied up the app to give you a cleaner, smoother experience. Enjoy.
Optum Bank version 3.1.0
Updated At: 2025-03-28
Changes: Mar 28, 2025
Version 3.1.0
We'll keep this short. We've made some tweaks to improve your app experience. Enjoy.
Disclaimer
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