Everything you need to
Start Your Payment Facilitator Business
Our full-feature Payment Facilitator Platform is designed to allow new payment companies to quickly hit the ground running, rapidly onboard merchants, accept and settle payments, manage risk, and provide the required regulatory reporting.
Features
Payment Gateway
Our multi-acquirer payment gateway accepts multi-currency tokenised card present/card not present, bank and alternative payments from over 150 schemes, including VISA, Mastercard, Diners, Discover, AmEx, China UnionPay, AmazonPay, PayPal, Apple Pay and Google Pay.
Speedy Boarding
Our rule-based platform is designed to automatically and in real time undertake the required regulatory compliance checks, underwrite merchant applications and provision accounts, allowing operators to retain control of their onboarding process.
Automated Settlement
The comprehensive settlement engine is able to use financial guarantees and apply rolling reserves; deduct fees; retain chargeback amounts; apply settlement delays and frequencies; and sweep to and from safeguarding accounts, before automatically settling to merchants via multiple bank transfer methods.
Risk Management
Risk modules seek to limit fraud by pre-authorising payments, monitoring transactions in real-time, and streamlining chargeback disputes with the payment schemes.
Reporting & Reconciliation
The system automatically reconciles payments at all times and provides reporting via the API or through the portal, as well as producing transaction reporting to support required Financial Conduction Authority regulatory submissions.
Portal and API Access
Merchant lifecycle management, including onboarding; portfolio management; and reporting can all be conducted via the merchant, referring partner, or payfac operator by the portal, or via the modern, published APIs.
It’s as EASY as 1, 2, 3
Every day lost is a customer lost, so why wait until you are regulated to build your Payment Facilitator business? With OBN® you don’t have to. Our business model starts with us operating our Private Label Merchant Services platform for you and your customers. Once you are authorised, we train you how to operate your PayFac business and hand you the keys as you move to become one of our partner network licensees.
1.
We operate your business on our platform
2.
You get your regulatory approval
3.
You take over your new business
Taking the Strain of Regulated Payments
We are authorised in the UK by the Financial Conduct Authority (FCA) to offer payment and open banking services so that our partners don’t need to be.
We operate the service and are responsible for all the Know Your Customer (KYC), Anti-Money Laundering (AML), Counter-Terrorist Financing (CFT) and other required compliance activities. However, our private label options and API access always allows our partners to retain their customer relationships.
Our Products
Card and Bank
Payments
We offer card acquiring and bank payment processing Merchant Services for UK merchants, including for VISA, Mastercard, Discover, Diners, Open Banking and other schemes.
Private Label
Payments
Our Merchant Services cloud platform is 100% designed for channel partners to brand, while we take the strain by operating it for them using our smart technology and FCA authorisation.
Open Banking
Services
We are authorised by the FCA to offer account information services (AISP) and payment initiation services (PISP) and work with our partners on their open banking connectivity needs.
Our Products
Card and Bank
Payments
We offer card acquiring and bank payment processing Merchant Services for UK merchants, including for VISA, Mastercard, Discover, Diners, Open Banking and other schemes.
Private Label
Payments
Our Merchant Services cloud platform is 100% designed for channel partners to brand, while we take the strain by operating it for them using our smart technology and FCA authorisation.
Open Banking
Services
We are authorised by the FCA to offer account information services (AISP) and payment initiation services (PISP) and work with our partners on their open banking connectivity needs.
