04.08.2026

There’s something different in the air this year Maybe it’s the pace of change across the auto finance industry Maybe it’s the growing complexity of the regulatory environment O...

06.01.2026

With 84-month loan terms now effecting the industry standard and roughly one in five monthly car payments exceeding $1,000, lenders serving subprime borrowers are holding collat...

05.25.2026

What happens when two-thirds of Americans are living paycheck to paycheck while car payments are climbing past $1,000 a month For non-prime auto lenders, the results are clear: ...

06.15.2026

For years, the subprime lending industry’s digital transformation focused almost exclusively on automation, like the pursuit of doing things faster by digitizing manual tasks Ho...

05.31.2026

Building a truly effective risk management organization requires far more than hiring a few mathematically gifted analysts and turning them loose on data Too often, lenders, par...

04.20.2026

By Patricia EM Covington It’s no secret that 2025 turned the federal regulatory ecosystem on its head The Consumer Financial Protection Bureau was significantly downsized ...

04.13.2026

By InformedIQ   There is a question every subprime finance leader should be asking right now — not in their next board review, not at their next offsite, but today: Wh...

03.16.2026

It’s a busy day for operations Customers are everywhere, and business is good You need to respond to a question about a payment convenience fee To save time, you quickly e...

06.08.2026

Every CIO and IT leader at a financial institution eventually faces this decision: build our data warehouse internally or partner with a specialized providerAt first glance, it ...

05.11.2026

Something significant has shifted in the subprime lending compliance landscape and the data is finally backing up what many practitioners have felt for years  A recent nati...

06.22.2026

Subprime lenders, it’s time for the industry to step forward The federal government has officially passed the baton, and the financial services industry now bears primary respon...

03.30.2026

The current atmosphere in subprime finance can be summed up by a single phrase: ifyou aren’t talking about Artificial Intelligence, you aren’t in the room From financeassociatio...