We have been comparing money transfer companies for over a decade, and over time we've identified the most crucial aspects of these providers. It goes without saying that cost reduction is a significant factor, but it isn't always as straightforward as simply choosing the lowest fees or best rates at one specific moment.

For most of our readers, who are sending large sums abroad, exemplary service is key. It's about selecting a company that genuinely cares for its customers and recognises the highly competitive nature of this industry.

It's about choosing providers staffed by experts who have a deep knowledge and understanding of currency markets, who know the optimal timing for trades, understand your business needs (even if you are an individual), and can recommend alternative options or payment routes.

It's about service standards comparable to those of the most luxurious private banks. It's about partnering with companies that have operated successfully for decades, demonstrating a proven business model and virtually no bankruptcy risk, companies that prioritise long-term relationships with customers rather than maximising profit in a single transaction.