Online factoring from 1,69 % Get money to your account today

Paid invoice? Right away!

How much paying an invoice costs? Calculate yourself

€ and more
days
days days days and more

The price quoted for the assignment and financing of receivables is a weighted average. The specific offer may vary based on the volume of invoices designated for factoring, the maturity period, and the rating of your customer.

How much paying an invoice costs? Calculate yourself

4 000
immediately to your account
+ 883

after payment of your invoice by the debtor

Currency exchange fee: 0
Financing cost: 117
Financing cost in %: 2,34 %
Free invoice insurance from Allianz

Approval within 24 hours

No obligations

Get up to 90% right away

You do everything online

How it works

1

Register for free

By registering, you are not committing to anything. If you do not finance anything, you do not pay anything.

5 to 10 minutes
2

Upload your invoice

Simply upload the invoice in the client zone, and we will check and approve it.

within 5 minutes
3

Receive money immediately

We will pay you up to 90% of the invoice value immediately. We will pay the remainder after your invoice has been paid by the customer.

up to 24 hours
1
2
3

Register for free

By registering, you are not committing to anything. If you do not finance anything, you do not pay anything.

5 to 10 minutes

Upload your invoice

Simply upload the invoice in the client zone, and we will check and approve it.

within 5 minutes

Receive money immediately

We will pay you up to 90% of the invoice value immediately. We will pay the remainder after your invoice has been paid by the customer.

up to 24 hours

Why choose us

Because we don't require large turnovers and we also finance smaller companies. The number of our satisfied customers and paid invoices is growing rapidly.

+
Number of invoices financed

Thanks to transparent pricing, no hidden fees and no minimum invoice volume, we have already financed over 320 millions in euros.

+
Financed in millions of EUR

With us, you can check the payment history of your customers before you start working with them. Our database is available to you free of charge.

+
Number of verified companies

We are faster than banks. Approval and payment take place within 24 hours. Moreover, you can arrange everything online without unnecessary paperwork.

h
Average financing time

Why use factoring

European companies are now waiting longer than ever for their invoices to be paid, and for small businesses this is often a major obstacle. At Malcom, we believe it doesn't have to be this way. Our goal is to give businesses stability, a steady cash flow, and fair terms so they can grow without worrying about late payments.

Jaroslav Ton

CEO

Malcom has caught the attention of

Our achievements

Ranked as Europe's 96th fastest-growing startup, 29th among Fintechs (2024)
Ranked as the 7th fastest-growing startup in CEE (2024)
Fast 50 Czech Republic Laureate (2023)
Breakthrough of the Year Award Winner (2024)
Winner of the Fintech Engage Czechia competition, StartPath cohort (2023)
Best B2B Startup in the Czech Republic (2022)
Project of the year (2022)