LifeGuide Hourly
Hourly Planning & Advice Services
Pay only for the time you need.
No AUM fees.
Prefer to manage your own portfolio but concerned about blind spots? Already working with an investment advisor but want a second opinion? Already have a financial plan but want it to better reflect your Christian faith? Whatever your needs, LifeGuide Hourly provides you with fiduciary financial advice and guidance by the hour—tailored to your needs and rooted in biblical principles—all without any ongoing asset management fees.
How does LifeGuide Hourly work?
All LifeGuide Hourly services are designed to provide you maximum flexibility—no minimums or long-term commitments. For defined projects, we’ll provide an upfront, “not-to-exceed” quote based on the scope and complexity of your situation. For help with specific questions or unique analysis requests, we offer à la carte, pay-by-the-hour support.
We stand behind all LifeGuide Hourly services with The LifeGuide Guarantee.
Focused Engagement
Financial Plan & Portfolio Audit
Typical Cost: $1,000 – $3,750 | quoted in advance
Whether you’re a DIYer or already working with another advisor, getting an objective, unbiased, independent review by an experienced CFP® professional fiduciary advisor (who isn’t trying to sell you anything!) can be incredibly valuable. A trusted second opinion can help you uncover new opportunities and avoid hidden pitfalls, allowing you to move forward with confidence or course-correct before it’s too late. We’ll provide a clear, “not to exceed” quote before beginning so you know exactly what to expect.
Some questions we can help you address:
- Is my investment portfolio:
- Invested in companies making a positive and lasting impact in the world (e.g., economic, spiritual, environmental, and social)?
- Profiting from companies that conflict with my values and convictions (e.g., pornography, child labor, gambling, etc.)?
- Set up to generate the retirement income I need?
- Structured to weather market fluctuations?
- Tax efficient?
- Appropriately diversified?
- Does my current financial plan:
- Reflect and strengthen my faith, rather than just maximize my net worth?
- Have me saving the right amount in the right accounts?
- Properly utilize tax-advantaged giving strategies?
- Have my account beneficiaries and estate documents coordinated to reflect my wishes, avoid unnecessary taxes, and set my heirs up for success?
- Am I missing anything as I plan for my retirement? (i.e., Roth conversions, Social Security, Medicare & RMDs)
Focused Engagement
Financial Plan & Portfolio Audit
Typical Cost: $1,000 – $3,750 | quoted in advance
Whether you’re a DIYer or already working with another advisor, getting an objective, unbiased, independent review by an experienced CFP® professional fiduciary advisor (who isn’t trying to sell you anything!) can be incredibly valuable. A trusted second opinion can help you uncover new opportunities and avoid hidden pitfalls, allowing you to move forward with confidence or course-correct before it’s too late. We’ll provide a clear, “not to exceed” quote before beginning so you know exactly what to expect.
Some questions we can help you address:
- Is my investment portfolio:
- Invested in companies making a positive and lasting impact in the world (e.g., economic, spiritual, environmental, and social)?
- Profiting from companies that conflict with my values and convictions (e.g., pornography, child labor, gambling, etc.)?
- Set up to generate the retirement income I need?
- Structured to weather market fluctuations?
- Tax efficient?
- Appropriately diversified?
- Does my current financial plan:
- Reflect and strengthen my faith, rather than just maximize my net worth?
- Have me saving the right amount in the right accounts?
- Properly utilize tax-advantaged giving strategies?
- Have my account beneficiaries and estate documents coordinated to reflect my wishes, avoid unnecessary taxes, and set my heirs up for success?
- Am I missing anything as I plan for my retirement? (i.e., Roth conversions, Social Security, Medicare & RMDs)
Comprehensive Engagement
Financial Life Planning Package
Typical Cost: $4,000 – $18,000+ | quoted in advance
Designed for those who want a cohesive, comprehensive strategy while keeping full control of their investment accounts, our Financial Life Planning package brings clarity, coordination, and alignment across every area of your financial life. Whether your situation is relatively straightforward or highly complex, we tailor the scope and depth of the work to your needs. We’ll provide a clear, “not to exceed” quote before beginning so you know exactly what to expect.
- Low Complexity: $4,000 – $7,500
Usually between 10-20 hours - Moderate Complexity: $7,500 – $12,500
Usually between 20-30 hours - High Complexity: $12,500 – $18,000+
Usually 30 hours or more
Some questions we can help you address:
- Am I on track? What’s my finish line?
- How do I invest wisely based on my goals, values, and tax situation?
- How can I leverage my business to benefit my family and the Kingdom?
- When can I retire and do something I’m truly passionate about?
- Is there anything I can do to reduce my taxes?
- What do I need to know about RMDs, QCDs, DAFs, and Roth conversions?
- How can I prepare for the next big market drop?
- How do I maintain a biblical perspective on money?
- How can I make sure my spouse will be ok if I die first?
- How do I leave an inheritance that helps (and not hurts) my children and grandchildren?
- How can I be faithful, intentional, and smart about giving?
As-Needed Engagement
À la Carte Analysis & Advice
Cost: $450/hour | Pay-as-you-go
Your agenda, your scope, no minimums, and no ongoing commitment. You’ll have access to a team led by a CFP® professional to provide specific advice and answer any questions you have. In short, get the guidance you need and only pay for the time you use!
Get Started ▸As-Needed Engagement
À la Carte Analysis & Advice
Cost: $450/hour | Pay-as-you-go
Your agenda, your scope, no minimums, and no ongoing commitment. You’ll have access to a team led by a CFP® professional to provide specific advice and answer any questions you have. In short, get the guidance you need and only pay for the time you use!
Get Started ▸
LifeGuide Hourly at a glance
- You’re in control – You retain full management of your investments.
- Only pay for what you need – No asset-based fees, just professional guidance when you want it.
- Holistic financial planning – Biblically-based, comprehensive advice on investments, retirement income, goal setting, and more.
- Flexible check-ins – We’ll initiate regular review meetings to help keep your plan on track. No obligation—you decide whether to schedule them and only pay our hourly rate for the time you use.
- Seamless transition to full-service – Keep full control of your investments now, with the option to easily transition to our full-service asset management in the future.
LifeGuide Hourly at a glance
- You’re in control – You retain full management of your investments.
- Only pay for what you need – No asset-based fees, just professional guidance when you want it.
- Holistic financial planning – Biblically-based, comprehensive advice on investments, retirement income, goal setting, and more.
- Flexible check-ins – We’ll initiate regular review meetings to help keep your plan on track. No obligation—you decide whether to schedule them and only pay our hourly rate for the time you use.
- Seamless transition to full-service – Keep full control of your investments now, with the option to easily transition to our full-service asset management in the future.
Who is LifeGuide Hourly right for?
- An independent investor who wants to manage their own portfolio but would value a second opinion or professional validation
- Someone already working with an advisor who provides investment management but lacks comprehensive financial planning
- A couple preparing for the future who want to have a trusted advisor in place for a surviving spouse
- Someone seeking professional financial advice without ongoing asset management fees
- Anyone looking for guidance on applying countercultural, faith-based wisdom to their day-to-day financial management
What we can help with
With LifeGuide Hourly, the floor is yours! We offer a wide range of financial planning services, and every engagement is tailored to your specific goals, needs, and questions, including:
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Financial Life Planning |
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Cash Flow Planning |
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Education Planning |
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Generosity Planning |
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Estate and Legacy Planning |
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Protection Planning |
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Spiritual Financial Development |
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Retirement Income Planning |
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Tax Planning |
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Portfolio Design and Construction |
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Market Volatility Planning |
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Frequently Asked Questions:
LifeGuide Hourly
Can I switch to a full-service relationship later?
Will I work with the same advisor each time?
How do billing and payments work under the hourly model?
How often can I meet with an advisor under the hourly model?
What are the costs after the initial financial planning process is complete?
What if I only need help with one or two specific questions? Do I really need to pay for an initial engagement?
What does the initial engagement typically include?
Does my family qualify for Survivor Assistance as a LifeGuide Hourly client?
Tier 1
Low Complexity
$2,500 – $5,000
For those with a straightforward financial picture who want coordinated planning across major areas, such as:
- Retirement income strategy
- Tax planning opportunities
- Investment review and alignment
- Basic estate and beneficiary coordination
- Charitable giving guidance
- Coordination with outside professionals
Tier 1
Moderate Complexity
$5,000 – $10,000
For those with multiple “moving parts” or planning needs that require deeper integration, such as:
- Multi-source retirement income planning
- Multi-year tax strategy modeling
- Charitable giving and legacy planning
- Business or rental income considerations
- Coordination with attorneys, CPAs, or other advisors
- Scenario modeling and what-if planning
Tier 3
High Complexity
$10,000 – $18,000
For those with highly complex financial lives and advanced planning needs, such as:
- Business ownership or succession planning
- Advanced estate and trust structures
- Multi-entity or multi-generational coordination
- Strategic giving (e.g., donor-advised funds, private foundations, etc.)
- Detailed scenario analysis and high-level collaboration
How LifeGuide Hourly works
Phase 1:
Initial Planning Package
$4,000 – $18,000*
All LifeGuide Hourly engagements begin with a one-time, flat-fee tailored to your unique financial situation. Our time together could include anything from developing a comprehensive financial plan to reviewing specific planning areas like tax, retirement, or estate planning, coordinating with your existing professionals, or even helping you navigate a major financial decision.
Phase 2:
Ongoing Support
Hourly Rate: $450
Once your initial planning engagement is complete, we’re here whenever you need us! We’ll plan to initiate regular review meetings to help keep your plan on track. No obligation—you decide whether to schedule them and only pay our hourly rate for the time you use.
Hourly Package 1
Portfolio Review Package
Typical cost: $2,000 – $3,500 | Estimated time: 4–8 hours
A focused engagement designed for independent investors who want a second set of eyes. This is ideal for those looking for objective feedback on their current investment strategy or clarity around a specific decision.
This package includes:
- Investment portfolio review and analysis
- High-level risk and asset allocation assessment
- Basic retirement savings check-up
- Q&A on targeted financial questions
Get Started ▸
Hourly Package 1
Portfolio Review Package
Typical cost: $2,000 – $3,500 | Estimated time: 4–8 hours
A focused engagement designed for independent investors who want a second set of eyes. This is ideal for those looking for objective feedback on their current investment strategy or clarity around a specific decision.
This package includes:
- Investment portfolio review and analysis
- High-level risk and asset allocation assessment
- Basic retirement savings check-up
- Q&A on targeted financial questions
Get Started ▸