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If you are looking for an online casino payment service, then eCheck brought to you by Authorize.Net, is an option worth considering. This payment method facilitates payment for various goods and services that are purchased online, via mail order or online. It is essentially an electronic check acceptance method. Authorize.Net also provides the added functionality of allowing merchants to convert paper checks into electronic checks.

eCheck

In order to process fund transfers, eCheck.Net uses a network called the Automated Clearing House or ACH. A group of financial entities and similar institutes within the banking community constitute the ACH Network. The ACH Network collaborates to enable smooth processing and clearing of these electronic checks. The ACH processing rules are governed by the NACHA (National Automated Clearing House Association) and the Electronic Funds Transfer Act, as well as the Regulation E which was established by the Federal Reserve Board.

How does eCheck Work?

How credit card payments work using Authorize.net

In order to process an application for eCheck.Net, the customer needs to provide necessary personal information along with their banking information. This information is then sent to Authorize.Net, who then begin processing the application, and it is possible to view the status of the account at every stage.

The processing of the eCheck is a simple six step process. It begins with the customer providing relevant data to the merchant either on the phone or over the internet. Once this step is completed, the purchase is said to be complete, however the transaction process has just begun. The merchant who receives the customers’ data then uses the internet to transfer the relevant date to Authorize.Net. Authorize.Net merely acts as a middle man, and this data is processed into more recognizable data for the bank. The Authorize.Net system then transfers the data to its banking system known as the ODFI in order to begin the process of money transfer.

The ODFI in turn turns to the ACH Network to verify that the details that have been provided are legit. Once verified, the ACH Network sends a request to the customer’s bank for the funds necessary to complete the transaction. The amount to be transferred is then withdrawn from the customer’s bank or the RDFI and transferred into the Merchant’s bank account, again using the ACH.

eCheck account

Since the eCheck process is strictly regulated, and all transfers are between banks and this system cannot be used for direct withdrawal of cash, the eCheck system is extremely safe and reliable. The eCheck.Net system also does not require credit cards or credit card details. The system is also very transparent, and it is possible to check your bank account details at any time if there is any dispute over purchases.

eCheck Pros and Cons

Though there are some limitations to using the service, such as the fact that it can process transactions only if they are in US Dollars, or the fact that some banks do not allow merchants to open business checking accounts which are necessary in order to be able to use the eCheck facility. It is also important to note that eCheck.Net cannot be processed in real time. Having mentioned this, it is important to state that there are many advantages to using this system like lower fees, increased efficiency and top class security.

eCheck payment method fees and facts
Available accounts 1 account
Link to terms & conditions https://www.authorize.net/en-us/payments/echeck.html
3.15%

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Step-by-Step Guide to Casino Deposits and Withdrawals Using eCheck

These days online casinos tend to gravitate toward modern payment options like eWallets, crypto, instant bank transfers, prepaid cards and similar. However, sometimes sticking with something tested and trusted is the way to go. That’s where eCheck comes into play.

While they might not be the fanciest method on the market, it is still a reliable, secure and, more importantly, well familiar method. If you have any experience with paper checks, the concept of eCheck is basically the same, except everything is handled electronically. The money goes directly from your bank account to the casino, with no unnecessary apps and cards required!

Of course, before we get started you will need to prepare a few things - a bank account and an account at a casino that accepts this payment method. Keep in mind that transactions can take a bit longer compared to some other methods!

How to Make a Casino Deposit with eCheck

When it comes to using eCheck to deposit money into your casino account, the process is pretty straightforward, especially if you have experience using similar methods. However, even if you never used anything you should have no issues getting the hang of it, especially with us by your side!

So, without further ado, let’s get into it:

  • Log In to Your Casino Account
    Visit your casino’s website or open an app and sign in using credentials you provided during the registration process. You will need to create an account if you don’t have one already!
  • Open the Casino’s Banking Section
    Once you’re logged in, look for the casino’s banking section (can also be labelled payments/cashier). Here you will be able to find the deposit menu, which can sometimes be accessed by clicking on your account balance.
  • Choose Your Deposit Method
    As you open the deposit menu, you will get to see all the methods you can use to fund your casino account. Find eCheck and select it as your deposit method.
  • Fill in the Required Payment Details
    Provide all of the required information, this typically includes things like your name, amount you wish to deposit, bank account information.
  • Confirm the Deposit Transaction
    Once you’re done entering the information, go over it once again. When you are certain that you’ve made no errors, confirm the transaction!
  • Wait for the Transaction to Process
    As we mentioned earlier, unlike some other payment methods, deposits using eCheck can sometimes take a bit longer to process - up to a few days. Be patient and wait for the notification (or email) that your deposit transaction is complete!
  • Check Your Casino Account Balance
    Once the transaction is executed successfully, take a look at your casino account balance and see if the funds have been transferred correctly!

How to Withdraw Your Casino Winnings Using eCheck

The process of withdrawing your winnings is quite similar to depositing, with just a few minor differences. If you used this method to deposit funds into your casino account, you should be able to go through the withdrawal process without any issues!

  • Sign In to Your Casino Account
    If you aren’t already logged in, go ahead and sign in to your casino account with your email/username and password combination.
  • Navigate to the Cashier Section
    Upon logging in, look for the casino’s cashier section (payments/banking). When you get there, look for the withdrawal menu and open it.
  • Select eCheck as Your Withdrawal Method
    When you open the withdrawal menu, you will get to see a list of all available methods you can use to withdraw your winnings. Look for eChek in the available methods and choose it as your withdrawal option!
  • Provide the Required Payment Information
    You will need to provide information such as bank name, account type, branch number, bank account number. Enter the information carefully in order to avoid making any errors.
  • Submit Your Withdrawal Request
    Before submitting your withdrawal request, go over all of the entered information once again. If you are certain that everything is correct, submit your withdrawal request.
  • Wait for your Withdrawal to Process
    Withdrawal processing time using this method can take a bit longer than some other modern solutions like crypto. There’s not much you can do other than wait for the transaction to execute and be patient.
  • Check Your Bank Account Balance
    Once the transaction has been executed. Your funds should be available in your bank account - take a look and see if that’s the case!
     

FAQ's

Are there any specific fees for eCheck online casino payments?

One of the best things about eCheck is that it bears practically no fees, or some extremely low ones which don’t take anything out of the entire gambling entertainment. For online casino players looking to make the most of their bankrolls, this is certainly the most beneficial payment option.

Will I be able to apply some betting strategies while enjoying some online casino action with eCheck payments?

Of course you can, eCheck allows great player freedom of maneuver, especially since it doesn’t impose any strict limits like other banking methods. Hence, players can apply flat, progressive, recessive or any other type of betting strategy, change the size of their wagers depending on the outcomes and anything else that could help them turn the odds in their favor. What is more, an added advantage of eCheck is that it keeps players using only the funds that they have, without putting them at risk of extending their credit, going over the limit and spending money they need to return later on.

It says that the payment method cannot be used for direct withdrawals. What does this mean, can I request cashouts via eCheck or not?

Yes, players are able to make both deposits and cashouts via eCheck. What this means is that the entire payment transfer process is executed in a certain way that this is not an actual storage location for your funds. Rather, it can be explained as an electronic format of the well-known check form which is sent from one point to another, transferring value at the same time.

How does eCheck compare to other online casino payment methods?

eCheck’s capabilities are rather unique, and can be best compared to the somewhat outdated payment method known as paper checks. Both options allow players to transfer funds without sharing more than the minimum personal info. Still, some alternatives are available nowadays – modern payment methods such as e-wallets seem to follow somewhat similar principles (basic info, no banking data sharing and the likes.)
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Example:20x wagering requirement

A 20x wagering requirement means you must playthrough your requirements 20 times before you can withdraw any winnings.
Case: 100% up to £100 with a wagering requirement of x20.
Bonus money example: Deposit £50 and get £50 bonus money. The wagering requirement is the bonus money multiplied by 20 (£50 x 20 = £1000).
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To save you time, we only show the casinos that accept players from your country. Visit this page for more casino options
If we have jumped the gun, you can remove that filter by clicking here.

Use our Wagering requirements calculator to know your bonus obligations.

Example:20x wagering requirement

A 20x wagering requirement means you must playthrough your requirements 20 times before you can withdraw any winnings.
Case: 100% up to £100 with a wagering requirement of x20.
Bonus money example: Deposit £50 and get £50 bonus money. The wagering requirement is the bonus money multiplied by 20 (£50 x 20 = £1000).
Deposit amount + Bonus money example: Deposit £50 and get £50 bonus money. The wagering requirement is the deposit amount + bonus money multiplied by 20 (£50 + £50 x 20 = £2000).

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Result:
*Value must be less than or equal to 100

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