Important Security Notice:
i3 Bank will never call and ask for your PIN or online banking login credentials, nor will we send text messages requesting password resets. Please be aware that scammers may use phone number spoofing to make calls or texts appear as though they are coming from i3 Bank. If you receive a message or call like this, do not respond – contact us directly using a trusted phone number or visit your local branch.
(effective as of 04/01/26)
| Term | Minimum Deposit | Interest Rate | Compound Frequency | APY* |
|---|---|---|---|---|
|
3 Month |
$500.00 |
0.15% |
At Maturity |
0.15% |
|
5 Month |
$500.00 |
3.86% |
At Maturity |
3.90% |
|
6 Month |
$500.00 |
3.76% |
At Maturity |
3.80% |
|
7 Month |
$500.00 |
0.35% |
At Maturity |
0.35% |
|
9 Month |
$500.00 |
0.35% |
Quarterly |
0.35% |
|
11 Month |
$500.00 |
0.40% |
Quarterly |
0.40% |
|
12 Month |
$500.00 |
3.26% |
Quarterly |
3.30% |
|
15 Month |
$500.00 |
0.50% |
Quarterly |
0.50% |
|
18 Month |
$500.00 |
0.50% |
Quarterly |
0.50% |
|
24 Month |
$500.00 |
0.80% |
Quarterly |
0.80% |
|
30 Month |
$500.00 |
0.85% |
Quarterly |
0.85% |
|
36 Month |
$500.00 |
0.90% |
Quarterly |
0.90% |
|
48 Month |
$500.00 |
1.15% |
Quarterly |
1.16% |
|
60 Month |
$500.00 |
1.24% |
Quarterly |
1.25% |
| Balance Equal/Above | Interest Rate | Compound Frequency | APY* |
|---|---|---|---|
|
$0.01 |
0.00% |
Monthly |
0.00% |
|
$300.00 |
0.15% |
Monthly |
0.15% |
|
$3,000.00 |
0.20% |
Monthly |
0.20% |
| Balance Equal/Above | Interest Rate | Compound Frequency | APY* |
|---|---|---|---|
|
$0.01 |
0.01% |
Monthly |
0.01% |
|
$1,500.00 |
0.02% |
Monthly |
0.02% |
|
$100,000.00 |
0.30% |
Monthly |
0.30% |
|
$500,000.00 |
0.60% |
Monthly |
0.60% |
| Type | Interest Rate | Compound Frequency | APY* |
|---|---|---|---|
|
Interest Business Checking |
0.10% |
Monthly |
0.10% |
|
Non-Profit Interest Checking |
0.10% |
Monthly |
0.10% |
| Balance Equal/Above | Interest Rate | Compound Frequency | APY* |
|---|---|---|---|
|
$0.01 |
0.00% |
Quarterly |
0.00% |
|
$100.00 |
0.05% |
Quarterly |
0.05% |
|
$1,000.00 |
0.10% |
Quarterly |
0.10% |
|
$5,000.00 |
0.10% |
Quarterly |
0.10% |
| Balance Equal/Above | Interest Rate | Compound Frequency | APY* |
|---|---|---|---|
|
$0.01 |
0.00% |
Monthly |
0.00% |
|
$100.00 |
0.05% |
Monthly |
0.05% |
|
$1,000.00 |
0.10% |
Monthly |
0.10% |
|
$5,000.00 |
0.10% |
Monthly |
0.10% |
|
$50,000.00 |
0.50% |
Monthly |
0.50% |
|
$500,000.00 |
1.24% |
Monthly |
1.25% |
| Balance Equal/Above | Interest Rate | Compound Frequency | APY* |
|---|---|---|---|
|
$0.01 |
4.91% |
Monthly |
5.00% |
|
$500.01 |
0.10% |
Monthly |
0.10% |
|
$5,000.00 |
0.10% |
Monthly |
0.10% |
Interest Rate and Annual Percentage Yield subject to change at bank’s discretion.
**Minimum balances required to avoid service charge.
Fees could reduce the earnings on the account.
***Penalty for early withdrawal.
You may call 402-238-2245 for further information about interest rates.