curl --location 'http://localhost:8080/v2/payments' \
--header 'Content-Type: application/json' \
--header 'x-profile-id: pro_zjXchnTKtjXfUfQ9FJEL' \
--header 'X-Merchant-Id: cloth_seller_Zoo9KadtslxR8ICC7dB6' \
--header 'x-tenant-id: public' \
--data-raw '{
    "amount_details": {
        "order_amount": 100,
        "currency": "INR"
    },
    "merchant_connector_details": {
        "connector_name": "phonepe",
        "merchant_connector_creds": {
            "auth_type": "SignatureKey",
            "api_key": "_",
            "key1": "_",
            "api_secret": "_"
        }
    },
    "return_url": "https://api-ns2.juspay.in/v2/pay/response/irctc",
    "merchant_reference_id": "phonepeirctc1759229122",
    "capture_method":"automatic",
    "payment_method_data": {
        "upi": {
            "upi_collect": {
                "vpa_id": "success@razorpay"
            }
        },
        "billing": {
            "address": {
                "line1": "1467",
                "line2": "Harrison Street",
                "line3": "Harrison Street",
                "city": "San Fransico",
                "state": "California",
                "zip": "94122",
                "country": "IN",
                "first_name": "Swangi",
                "last_name": "Kumari"
            },
            "phone": {
                "number": "8056594427",
                "country_code": "+91"
            },
            "email": "swangi.kumari@juspay.in"
        }
    },
    "browser_info": {
        "user_agent": "Dalvik/2.1.0",
        "referer": "abcd.com",
        "ip_address": "157.51.3.204"
    },
    "payment_method_subtype": "upi_collect",
    "payment_method_type": "upi",
    "return_raw_connector_response": true,
    "webhook_url": "https://v2/pay/response/irctc"
}'

{
    "id": "12345_pay_01999962cf7d7e03b33e9ec92da6330c",
    "status": "requires_customer_action",
    "amount": {
        "order_amount": 100,
        "currency": "INR",
        "shipping_cost": null,
        "order_tax_amount": null,
        "external_tax_calculation": "skip",
        "surcharge_calculation": "skip",
        "surcharge_amount": null,
        "tax_on_surcharge": null,
        "net_amount": 100,
        "amount_to_capture": null,
        "amount_capturable": 0,
        "amount_captured": null
    },
    "customer_id": null,
    "connector": "phonepe",
    "created": "2025-09-30T06:50:13.764Z",
    "modified_at": "2025-09-30T06:50:15.068Z",
    "payment_method_data": {
        "billing": {
            "address": {
                "city": "San Fransico",
                "country": "IN",
                "line1": "1467",
                "line2": "Harrison Street",
                "line3": "Harrison Street",
                "zip": "94122",
                "state": "California",
                "first_name": "Swangi",
                "last_name": "Kumari",
                "origin_zip": null
            },
            "phone": {
                "number": "8056594427",
                "country_code": "+91"
            },
            "email": "swangi.kumari@juspay.in"
        }
    },
    "payment_method_type": "upi",
    "payment_method_subtype": "upi_collect",
    "connector_transaction_id": "OMO2509301220148555398840",
    "connector_reference_id": "phonepeirctc1759215013",
    "merchant_connector_id": null,
    "browser_info": null,
    "error": null,
    "shipping": null,
    "billing": null,
    "attempts": null,
    "connector_token_details": null,
    "payment_method_id": null,
    "next_action": null,
    "return_url": "https://api-ns2.juspay.in/v2/pay/response/irctc",
    "authentication_type": null,
    "authentication_type_applied": "no_three_ds",
    "is_iframe_redirection_enabled": null,
    "merchant_reference_id": "phonepeirctc1759215013",
    "raw_connector_response": "{\"success\":true,\"code\":\"PAYMENT_INITIATED\",\"message\":\"Payment initiated\",\"data\":{\"merchantId\":\"JUSPAONLINE\",\"merchantTransactionId\":\"phonepeirctc1759215013\",\"transactionId\":\"OMO2509301220148555398840\",\"instrumentResponse\":{\"type\":\"UPI_COLLECT\"}}}",
    "feature_metadata": null,
    "metadata": null
}