curl --location 'http://localhost:8080/payments' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: dev_ECvrFYxLG0HyJfKyvLX6AI8TlBKre5HV8JyEPflpWStcL0MNYiRxO6I6ygoTV9zM' \
--header 'Accept-Language: zh-hk' \
--header 'Cookie: PHPSESSID=0b47db9d7de94c37b6b272087a9f2fa7' \
--data '{
    "authentication_type": "no_three_ds",
    "customer_id": "cus_r9KFfEGCaZOo0v9K4f4g",
    
    "customer_acceptance": {
        "acceptance_type": "online",
        "accepted_at": "1963-05-03T04:07:52.723Z",
        "online": {
            "ip_address": "127.0.0.1",
            "user_agent": "amet irure esse"
        }
    },
    "billing": {
        "address": {
            "line1": "1467",
            "line2": "CA",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "CA",
            "zip": "94122",
            "country": "HK",
            "first_name": "joseph",
            "last_name": "Doe"
        },
        "phone": {
            "number": "8056594427",
            "country_code": "+91"
        }
    },
    "amount": 1,
    "currency": "HKD",
    "confirm": false,
    "payment_link": true,
    "session_expiry": 2629800,
    "return_url": "https://www.example.com"
}'

{
    "payment_id": "pay_6aSu1146nOWGFU1nHba0",
    "merchant_id": "merchant_1753270998",
    "status": "requires_payment_method",
    "amount": 1,
    "net_amount": 1,
    "shipping_cost": null,
    "amount_capturable": 0,
    "amount_received": null,
    "connector": null,
    "client_secret": "pay_6aSu1146nOWGFU1nHba0_secret_5n6XyQfzhH1awaPXpoaV",
    "created": "2025-07-23T12:07:46.620Z",
    "currency": "HKD",
    "customer_id": "cus_r9KFfEGCaZOo0v9K4f4g",
    "customer": {
        "id": "cus_r9KFfEGCaZOo0v9K4f4g",
        "name": "John Doe",
        "email": "guest@example.com",
        "phone": "999999999",
        "phone_country_code": "+65"
    },
    "description": null,
    "refunds": null,
    "disputes": null,
    "mandate_id": null,
    "mandate_data": null,
    "setup_future_usage": null,
    "off_session": null,
    "capture_on": null,
    "capture_method": null,
    "payment_method": null,
    "payment_method_data": null,
    "payment_token": null,
    "shipping": null,
    "billing": {
        "address": {
            "city": "San Fransico",
            "country": "HK",
            "line1": "1467",
            "line2": "CA",
            "line3": "Harrison Street",
            "zip": "94122",
            "state": "CA",
            "first_name": "joseph",
            "last_name": "Doe"
        },
        "phone": {
            "number": "8056594427",
            "country_code": "+91"
        },
        "email": null
    },
    "order_details": null,
    "email": "guest@example.com",
    "name": "John Doe",
    "phone": "999999999",
    "return_url": "https://www.example.com/",
    "authentication_type": "no_three_ds",
    "statement_descriptor_name": null,
    "statement_descriptor_suffix": null,
    "next_action": null,
    "cancellation_reason": null,
    "error_code": null,
    "error_message": null,
    "unified_code": null,
    "unified_message": null,
    "payment_experience": null,
    "payment_method_type": null,
    "connector_label": null,
    "business_country": null,
    "business_label": "default",
    "business_sub_label": null,
    "allowed_payment_method_types": null,
    "ephemeral_key": {
        "customer_id": "cus_r9KFfEGCaZOo0v9K4f4g",
        "created_at": 1753272466,
        "expires": 1753276066,
        "secret": "epk_1bfcae3a1ae147aa81717faadc24d405"
    },
    "manual_retry_allowed": null,
    "connector_transaction_id": null,
    "frm_message": null,
    "metadata": null,
    "connector_metadata": null,
    "feature_metadata": null,
    "reference_id": null,
    "payment_link": {
        "link": "http://localhost:8080/payment_link/merchant_1753270998/pay_6aSu1146nOWGFU1nHba0?locale=zh-hk",
        "secure_link": null,
        "payment_link_id": "plink_6hSyiN1JxpIBfs6LxzF7"
    },
    "profile_id": "pro_z03ICBN6bBbLQCA5g0JW",
    "surcharge_details": null,
    "attempt_count": 1,
    "merchant_decision": null,
    "merchant_connector_id": null,
    "incremental_authorization_allowed": null,
    "authorization_count": null,
    "incremental_authorizations": null,
    "external_authentication_details": null,
    "external_3ds_authentication_attempted": false,
    "expires_on": "2025-08-22T22:37:46.617Z",
    "fingerprint": null,
    "browser_info": null,
    "payment_method_id": null,
    "payment_method_status": null,
    "updated": "2025-07-23T12:07:46.632Z",
    "split_payments": null,
    "frm_metadata": null,
    "extended_authorization_applied": null,
    "capture_before": null,
    "merchant_order_reference_id": null,
    "order_tax_amount": null,
    "connector_mandate_id": null,
    "card_discovery": null,
    "force_3ds_challenge": false,
    "force_3ds_challenge_trigger": false,
    "issuer_error_code": null,
    "issuer_error_message": null,
    "is_iframe_redirection_enabled": null,
    "whole_connector_response": null
}